Home / Who is 8175873877 and why are they calling me?

Who is 8175873877 and why are they calling me?

  • Phone number 8175873877 is likely a debt collector called:' Midland Credit Management (MCM)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8773661642

Calls from 8175873877 often indicate a debt collection attempt or scam. Verify the debt before paying anything, and block the number to stop unwanted calls. Pull your free credit report to spot any collections and dispute inaccuracies immediately.

Debt collectors like Midland Credit Management (MCM), likely behind 8175873877, often use aggressive tactics and might even sue if the debt is substantial. Document all interactions, noting dates and any abusive language, and report these to the FCC, FTC, and CFPB. Your personal information and peace of mind are at risk if you don't handle this promptly.

The best move is to call The Credit Pros at 817-587-3877 for a simple, no-pressure conversation. We'll evaluate your full credit report and assist based on your unique situation. They can dispute incorrect items, manage debts, and protect your credit score efficiently, taking the weight off your shoulders. Don't let unwanted calls disrupt your life any further.

Who Is 8175873877: Scam Or Legitimate

When you receive a call from 8175873877, it's likely a debt collector, but it could also be a scam. We advise you not to engage directly. Instead, here's what you should do:

• Don't pay anything until you've verified the debt
• Block the number to stop unwanted calls
• Pull your free credit report to check for any collection accounts
• Look for potentially inaccurate negative items that might be hurting your score

If you're unsure about the debt or feeling stressed, don't worry. We're here to help you. The Credit Pros can:

• Verify if the debt is legitimate for you
• Dispute any inaccurate negative items on your behalf
• Work with you to improve your credit score and financial outlook

Remember, you're not alone in dealing with these calls. We've helped thousands of people just like you in similar situations. Give us a call for a free credit report evaluation. We'll review your options together and create a plan to get your finances back on track.

To wrap things up, you should prioritize verifying the debt, protecting yourself from unwanted calls, and seeking professional help if needed. We're here to support you every step of the way.

How Do I Stop 8175873877 From Harassing Me (How To Report Them)

To stop 8175873877 from harassing you, you can take several effective steps. We understand how stressful this situation can be, so we've prepared a comprehensive guide to help you.

First, you should document all unwanted interactions. Keep a detailed log of dates, times, and any abusive language used during the calls. This evidence will be crucial if you need to take legal action later.

Next, we recommend you register your number at DoNotCall.gov. You should also block the number through your phone's call-blocking feature or contact your service provider for assistance.

It's important that you send a cease and desist letter. You can use the template provided by the CFPB at eforms.com/cease-and-desist/. This formal request often helps deter persistent callers.

To further protect yourself, you should use call blocking apps. For Android, try 'Call Blocker - Stop spam calls', and for Apple, 'Robokiller: Spam Call Blocker' is a good option.

You should also file complaints with the appropriate authorities:

• Report to the FCC at fcc.gov/complaints for illegal robocalls or spoofing
• Submit a report to the FTC at ReportFraud.ftc.gov or DoNotCall.gov
• File a complaint with the CFPB online at consumerfinance.gov/complaint or call (855) 411-2372

If the harassment continues, you might need to consider legal action. We advise you to consult a harassment lawyer to discuss your options, which may include seeking a restraining order.

Don't forget to contact your phone carrier. They can provide additional call-blocking tools to help protect you from unwanted calls.

Lastly, you should report the issue to your local or state consumer protection offices. They may have additional resources or support services available.

To finish up, remember that you have the power to stop this harassment. By following these steps, documenting everything, and reaching out to the right authorities, you'll be well on your way to regaining your peace of mind. We're here to support you through this process, and you've got this!

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8175873877

You should block 8175873877 to stop unwanted calls. We understand that dealing with debt collectors can be stressful, but it's crucial for you to take action. Don't worry - blocking this number won't hurt your credit score. If it's already on your report, the damage is done.

Here's what we advise you to do:

• Block the number to stop those annoying calls
• Don't engage directly with the collector - it's best to avoid them
• Work with a reputable credit repair company to handle your situation

By blocking the number, you're not avoiding the debt. You're just managing how they communicate with you. A credit repair company can help you address any mistakes on your report and guide you through the process step by step.

Remember, your financial well-being is important, and you have options to handle this effectively. To finish up, you should block the number, avoid talking to the collector, and get help from a credit repair company. We're here to support you through this challenging time.

Can A Debt Collector Like 8175873877 Sue Me

Yes, a debt collector like 8175873877 can sue you, but it's very unlikely. Here's what you need to know:

You shouldn't worry too much about a lawsuit. Debt collectors usually only sue when you owe a lot of money, typically over $5,000. They prefer other methods like calling or sending letters because suing is expensive and time-consuming for them.

If they do decide to sue you, they'll need to prove:
• You owe the debt
• The amount is correct
• They have the legal right to sue

This can be tough for them, especially if your debt has changed hands multiple times. Plus, each state has a time limit, called the statute of limitations, for suing over a debt. If your debt is old, it might be past this deadline.

You have rights under the Fair Debt Collection Practices Act. We recommend you seek legal advice if you receive a court summons. This way, you'll understand your options and possible defenses.

If you get sued, you'll receive a court summons and complaint. It's crucial that you respond within the given deadline. If you don't, you risk a default judgment against you. This could lead to wage garnishment or bank account levies.

To finish up, remember that while a debt collector can sue you, it's not common. You should focus on understanding your rights, responding to any legal documents you receive, and seeking professional advice if needed. We're here to help you navigate this situation with less stress and more confidence.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8175873877 Might Have Your Personal Information

You should be cautious if 8175873877 has your personal information. Don't provide any details to debt collectors like this one. They often use scare tactics to get your information. It's best not to answer their calls at all.

Instead of engaging with these callers, we recommend you take proactive steps to protect yourself and improve your credit:

• Block their number to reduce stress and harassment.
• Get your credit reports from all three major bureaus: Equifax, Experian, and TransUnion.
• Consider working with a reputable credit repair company to handle disputes and inaccuracies on your behalf.

We understand this situation can feel overwhelming, but following these steps will help you regain control. You'll protect your personal information and start improving your credit.

Remember, these calls won't change what you need to do. Focus on building a comprehensive plan to boost your credit health. A credit repair company can guide you through disputing inaccuracies and managing your credit more effectively.

To wrap things up, don't let these calls stress you out. You've got this! Block the number, check your credit reports, and get professional help if needed. These simple steps will set you on the path to better financial health and peace of mind.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8175873877

Midland Credit Management (MCM) collects various types of debt from you, including credit card balances, personal loans, auto loans, and other unsecured debts. You should know that MCM often purchases these debts from original creditors like banks, financial institutions, and service providers.

If you receive a call from 8175873877, it's likely that MCM is attempting to collect a debt you may owe to one of these creditors. We understand this can be stressful, but it's crucial that you don't panic. Instead, here's what we advise you to do:

• Verify the debt: Always ask for written proof of the debt before making any payment.
• Check your records: Look through your financial documents to confirm the debt's validity.
• Understand your rights: Familiarize yourself with the Fair Debt Collection Practices Act (FDCPA).

You should never ignore calls from debt collectors, as this might lead to more aggressive collection attempts. However, you also don't need to engage with them directly if you're not comfortable. You can request that they communicate with you in writing only.

If you're unsure about the debt's legitimacy, you have the right to dispute it. We recommend that you send a written dispute within 30 days of first contact. This will require MCM to provide validation of the debt before continuing collection efforts.

To finish up, remember that you're in control of this situation. Always verify debts, know your rights, and don't hesitate to seek professional help if you're feeling overwhelmed. We're here to support you through this process.

How Do I Check If I Owe Money To 8175873877

To check if you owe money to 8175873877, you should follow these steps:

First, don't contact the number directly. We advise you to avoid engaging with the caller as this could restart the time limit on old debts.

Next, you should review your own records. Look through your final bills, account statements, and equipment return receipts. These might show if you have any outstanding debts.

You should then get a copy of your credit report. This will show if Midland Credit Management (MCM) has listed any debts against you.

If you find an MCM debt on your report, you need to ask them for a debt validation letter. This will confirm if the debt is really yours and accurate.

You might spot mistakes on your credit report. If you do, you can dispute these yourself. But we should warn you - this can take a lot of time and effort over several months.

If you're getting harassed or need help disputing debts, you might want to talk to a consumer protection lawyer. They can give you expert advice on your situation.

We also recommend using services like Robokiller or Nomorobo. These can block unwanted calls and protect you from potential scams.

• You should gather all your documentation
• We advise you to check your credit report carefully
• You need to ask for debt validation if you're unsure

To wrap things up, you can take control of this situation. By following these steps, you'll be able to manage any potential debt issues and protect your credit. Remember, you're not alone in this - there are tools and professionals ready to help you.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8175873877

You're protected from debt collectors calling from 8175873877 by several laws and regulations. The Fair Debt Collection Practices Act (FDCPA) is the main federal law that ensures your protection from abusive, deceptive, or unfair practices by third-party debt collectors. This law covers personal, family, and household debts but doesn't apply to business debts.

Under the FDCPA, you have rights that protect you from harassment. Here's what debt collectors can't do:

• Call you before 8 AM or after 9 PM
• Contact you at work if your employer doesn't allow it
• Use obscene or abusive language
• Threaten you with violence or criminal actions
• Repeatedly call to harass you

You should know that debt collectors must provide you with a written validation notice. This notice includes the debt amount, creditor's name, and your rights to dispute the debt. If you dispute the debt in writing within 30 days, the collector must verify it and stop collection until they provide verification.

You have the power to control communication with debt collectors. You can demand that they stop contacting you by writing to them. If you have an attorney representing you regarding the debt, you can require all communication to go through them.

It's important to understand that many states have their own laws providing extra consumer protections. For instance, if you live in New York, you benefit from strict licensing requirements for debt collectors.

If you think a debt collector is violating your rights, you should report it. You can file complaints with the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), or your state attorney general. These agencies can investigate and enforce actions against unfair practices.

To finish up, remember that you're not alone in this. We encourage you to reach out for help from reputable consumer protection organizations or legal assistance if you feel overwhelmed. You have rights, and we're here to help you understand and enforce them.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8175873877/Midland Credit Management (Mcm) Have Any Lawsuits Against Them

Yes, Midland Credit Management (MCM) faces several lawsuits. You should be aware of these notable cases:

• Perez v. Midland Credit Management, Inc.: This lawsuit alleges MCM violated the Fair Debt Collection Practices Act by failing to provide accurate debt information.

• White v. Midland Credit Management, Inc.: The plaintiff accused MCM of improper debt collection and failing to validate the debt.

• Barbato v. Midland Credit Management, Inc.: This case involved allegations that MCM misrepresented the amount of debt owed.

You should also know about official complaints from consumers and regulators:

• Consumer Financial Protection Bureau (CFPB): Consumers have reported aggressive collection tactics, including frequent, harassing phone calls.

• Better Business Bureau (BBB): MCM has received complaints about unauthorized and inaccurate credit report entries.

If you have debts with MCM, we advise you to be proactive. You should request verification of the debt immediately. Don't hesitate to consult a legal professional if you need more help.

To wrap things up, remember that you have rights as a consumer. You should always verify debts, know your legal options, and seek professional help if needed. We're here to support you through this process.

What Do People Online Say About 8175873877

Based on online reports, many people describe calls from 8175873877 as suspicious or fraudulent. You should be aware that callers often claim fake debts to trick you into revealing personal information. They may have some specific details about you, making the scam seem believable at first.

Here's what we've found from user comments:

• Reddit users report this number as a scam attempting to collect fictitious debts.
• People on Robokiller say callers claim to be from doctor's offices or medical services.
• Users mention that callers insist on verifying personal information.

We advise you to be cautious if you receive a call from this number. Don't give out any personal or financial details over the phone. If someone claims you owe money, ask them to send written proof. You can then verify the debt with the original creditor directly.

To protect yourself, you should:

• Block the number on your phone
• Report the call to the FTC if you suspect fraud
• Check your credit report for any suspicious activity

To finish up, remember that you're not alone in dealing with these suspicious calls. Stay vigilant, trust your instincts, and don't hesitate to hang up if something feels off. Your personal information is valuable, and it's crucial that you protect it.

Do I Really Need To Remove 8175873877 From My Credit Report

Yes, you really need to remove 8175873877 from your credit report if it's potentially inaccurate. We understand dealing with this can be stressful and time-consuming. Instead of wasting your time disputing it yourself or using typical credit repair companies, we advise you to reach out to a reputable firm like The Credit Pros.

We can help you tackle this issue efficiently and boost your chances of removing inaccurate negative items. Here's what we recommend you do:

• Block the number to stop further calls disrupting your day
• Let us review your credit report for free
• We'll dispute any questionable items on your behalf
• You'll save tons of time and stress in the process

Remember, you don't have to pay anything without proper verification. We know how overwhelming it can be to deal with debt collectors. Let us handle the heavy lifting so you can focus on more important things in your life.

To wrap things up, you should take control of your credit and financial future by letting us help you remove inaccurate items from your report. With our expertise, you'll be on your way to a better credit score in no time.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

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Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

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