Who is 8016420892 (+ how are they hurting my credit score)

If you're wondering about the number 8016420892 and whether it's a scam or legitimate, it likely belongs to Mountain Land Collections Inc., a debt collection agency. However, there's a chance it could be a scam. Here's what we advise you to do:

1. Don't engage with the caller directly.
2. Avoid paying the debt immediately without verifying it.
3. Get a free 3-bureau credit report evaluation from The Credit Pros.
4. Check your credit report for any inaccurate negative items.
5. If Mountain Land Collections Inc. appears as a collection item, the call might be legitimate, but still, don't respond directly right away.

We recommend you:
• Pull your credit report and analyze it for any errors.
• Contact The Credit Pros to help verify any debt and dispute inaccuracies.
• Block the number to avoid further calls.

To sum up, don't engage with the caller, verify the debt first, check your credit report for errors, and use The Credit Pros for help. Block the number and take steps to secure your financial future.

To stop 8016420892 from harassing you, follow these steps:

First, document all unwanted interactions. Keep a detailed log of calls, including dates, times, and any abusive language.

Next, register your number at DoNotCall.gov and block the number on your phone or through your service provider. You can also consider escalating measures if the calls persist:
- Restraining Order: If calls become threatening, seek a restraining order.
- Harassment Lawyer: Consult a lawyer specializing in harassment, as it's illegal under federal and state laws.
- Cease and Desist Letter: Send a cease and desist letter using the template at eforms.com/cease-and-desist.

Leverage call-blocking apps specific to your device:
- Android: Use ‘Call Blocker - Stop spam calls’.
- Apple: Use ‘Robokiller: Spam Call Blocker’.

Report the harassment to the appropriate authorities:
- Federal Communications Commission (FCC): File a complaint at fcc.gov/complaints, selecting 'unwanted calls' and providing details.
- Federal Trade Commission (FTC): Report telemarketing calls or disregard of the Do Not Call Registry at ReportFraud.ftc.gov or DoNotCall.gov.
- Consumer Financial Protection Bureau (CFPB): Submit a complaint at consumerfinance.gov/complaint or call (855) 411-2372. You can also mail your complaint to CFPB, 1700 G Street, NW, Washington, DC 20552. Include detailed documentation and your suggested resolutions.

If you use Nomorobo, report unwanted robocalls through their platform. Also, contact your phone carrier about call-blocking tools and options.

Finally, reach out to your local or state consumer protection office for additional resources or complaint mechanisms.

To wrap things up, make sure you document every interaction, use call-blocking tools, and report the harassment to appropriate authorities to effectively stop 8016420892 from bothering you.

You should block the number 8016420892. This number is likely from a debt collector, and blocking or ignoring them typically has no major consequences. If they are harassing you, it's best to stop their calls.

If you think the debt is listed incorrectly on your credit report, you should work with a reputable credit repair company to address it. Blocking the number won't affect your credit score; if the collection is already reported, it has already impacted your score.

Here’s what you can do:

• Block the number to end harassment.
• Reach out to a credit repair company if you need assistance.
• Remember that ignoring or blocking will not harm your credit score further.

In the end, you should block 8016420892, get help with any credit report issues if needed, and know that blocking won't hurt your score.

Yes, a debt collector like 8016420892 can sue you, although it is rare. Suing is generally a last resort because it is costly and time-consuming. Most debt collectors prefer using calls and letters to recover debt. They usually consider suing only if you owe a significant amount, typically over $5,000, and they believe the effort is justified.

Before suing, debt collectors like Mountain Land Collections Inc. must prove you owe the debt, that the amount is correct, and they have the legal right to sue you. This can be complicated, especially if your debt has been sold multiple times. Also, each state has a statute of limitations dictating how long a collector has to sue you.

If they do sue you, you will receive a court summons and complaint. You must respond within a specified deadline to avoid a default judgment which could lead to wage garnishment or bank account levies, although this scenario is still rare.

Remember, the Fair Debt Collection Practices Act (FDCPA) grants you rights to protect you from abusive debt collection practices. If you are sued, consider consulting with an attorney to understand your options and defenses.

As a final point, know that while possible, it's unlikely a debt collector will sue. Ensure you understand your rights, respond promptly to any lawsuit, and seek legal advice if necessary.

Don't give any information to debt collectors, especially if they're calling you from 8016420892. It's important that you don't even pick up when they call, as engaging with them might lead to you accidentally giving out personal info or agreeing to terms you didn’t mean to. You should block the number immediately.

Your main task is to get your 3-bureau credit report. This gives you a full picture of your credit situation. Next, you can create a plan to improve your credit. Working with a reputable credit repair company can be really helpful. They have the expertise to handle inaccuracies and disputes on your report.

Bringing it all together – don't engage with calls from 8016420892 as they might have your personal information. Block the number, get your 3-bureau credit report, and consider working with a reputable credit repair company to improve your credit score.

Mountain Land Collections Inc. collects various types of debts. If you owe for medical services, unpaid utility bills, overdue rent payments, or other personal or commercial debts, they might be the ones contacting you. Essentially, they collect debts that you haven't paid to original creditors who then sold this debt to them.

They typically handle:
• Medical debts
• Utility bills
• Rent payments
• Various personal or commercial debts

If you receive a call from 8016420892, it's likely about one of these types of debts. Remember, they have to follow specific rules when collecting debts from you, so you have rights in the process too.

All things considered, understanding the types of debts collected by 8016420892 helps you know why they’re calling and empowers you to handle the situation appropriately.

To check if you owe money to 801-642-0892, follow these steps.

First, review your records. Check your past bills, account statements, or equipment return receipts for any outstanding balances that might indicate a debt. Next, pull your credit report from all three major bureaus (Equifax, Experian, TransUnion) to see if Mountain Land Collections has reported any debts. If you find a debt listed, request debt validation from Mountain Land Collections. They are obligated to provide proof that you owe the debt.

• Review your records for outstanding balances.
• Pull your credit report to check for reported debts.
• Request debt validation if you find a listed debt.

If you face harassment or dispute the debt, we advise you to consult a consumer protection lawyer for guidance.

Lastly, avoid direct contact that might restart the statute of limitations, stay proactive, and consult documentation to understand and dispute any inaccuracies effectively.

To protect yourself from debt collection calls from 8016420892, you need to be aware of several key laws and regulations. The main federal law is the Fair Debt Collection Practices Act (FDCPA). It prohibits debt collectors from using abusive, deceptive, or unfair practices. This law covers personal, family, and household debts such as credit cards, auto loans, medical bills, and mortgages. Debt collectors must not contact you before 8 AM or after 9 PM, use abusive language, make threats, or contact you at work if your employer prohibits it.

Additionally, state laws might provide extra protections. In some states like New York, debt collectors must follow strict licensing requirements.

If a debt collector contacts you, they must provide a written validation notice about the debt, including the amount owed and the creditor’s name. You have the right to dispute the debt within 30 days. If you do, the collector must verify the debt and cease collection until they provide verification.

You can also stop communication by requesting, in writing, that the collector stops contacting you. This doesn’t eliminate the debt, but it stops the calls. If you have an attorney, the collector must communicate only with them.

For violations of the FDCPA, you can sue the debt collector within one year and recover damages. You can report violations to the FTC, CFPB, or your state attorney general.

Finally, to handle these stressful calls, exercise your rights under these laws and keep a record of all communications. Consider seeking legal assistance for any disputes or violations.

Mountain Land Collections Inc. (MLC) faces several lawsuits for violating the Fair Debt Collections Practices Act (FDCPA). Here's what you should know:

- Case 1: MLC has been sued for using illegal communication tactics, like contacting you at inappropriate times and using deceptive language.
- Case 2: Another lawsuit involves MLC's failure to verify your debts properly before attempting to collect, which is against FDCPA regulations.

You might also have seen numerous official complaints, including:

- Harassment Complaints: You may have experienced repeated calls, sometimes at unreasonable hours.
- Verification Issues: Many accuse MLC of not verifying debts before pursuing you for collection.
- Misleading Practices: There are claims that MLC uses misleading or aggressive tactics to collect from you.

If you're dealing with Mountain Land Collections Inc., it's crucial to know your rights and consider seeking legal advice. We offer a free consultation to help you understand and protect your rights.

In closing, MLC has faced multiple lawsuits and complaints for harassment, verification failures, and misleading practices. If you need help, we can provide a free consultation to assist you.

On Reddit, several users talk about 8016420892 and it's mostly negative.

- User u/FrankieDoodle says: “I keep getting calls from 801-642-0892, and when I answer, no one is there. Super annoying!”
- User u/JennyBee91 mentions: “Got a voicemail from this number... something about an overdue bill. I think it's a scam.”
- User u/Carter87 states: “801-642-0892 has called me multiple times. It's Mountain Land Collections Inc. trying to collect a debt.”

These comments suggest that calls from this number are a nuisance, with suspicions of a scam. They mention unanswered calls and fake voicemails about overdue bills, which annoys and concerns people.

If you get calls from 8016420892, it's likely about debt collection. Verify any claims before taking action.

Overall, online feedback about 8016420892 points to it being a potential scam number for debt collection, so be cautious and confirm any claims independently.

Yes, you really need to remove 8016420892 from your credit report if it appears as 'potentially inaccurate.' Handling this yourself can be very wearying, so avoid poorly rated credit repair companies. Instead, we recommend reaching out to reputable companies like The Credit Pros for a more effective solution.

Here's how you can proceed:

• Confirm the collection is on your credit report.
• Identify the collection as 'potentially inaccurate.'
• Avoid typical credit repair companies with poor ratings.
• Consider working with reputable companies like The Credit Pros.

As a final point – acknowledging and acting on potential inaccuracies on your credit report will save you time and stress, while improving your credit score effectively.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 4407355100
• 8016420892
• 8662496063
• 7635619120
• 8007411969
• 7063579130
• 8008482170
• 5167621801
• 7086132062
• 8664590390