Who is 8013993743 (+ how are they hurting my credit score)

The number 8013993743 is associated with a debt collection agency called FirstCredit, Inc., but it could still be a scam. You should not engage with the caller directly. Don’t feel obligated to pay the debt immediately if you're uncertain about its legitimacy.

Here are some steps you should take:
- Pull your credit report and look for any potentially inaccurate negative items.
- If you see this debt listed, it might be a legitimate call. Still, avoid responding directly.
- Contact us, The Credit Pros, for a free 3-bureau credit report evaluation.

Remember, you should never provide personal or financial information unless you’re certain the caller is legitimate. Verify their identity by requesting their name, company name, street address, and callback number.

To sum up, don’t engage directly with the caller. Verify the debt on your credit report, and reach out to us for a free evaluation to ensure you’re making the right financial decisions.

To stop 8013993743 from harassing you and report them, follow these steps:

First, document every interaction by keeping a detailed log of the calls, including dates, times, and any abusive language used. You should also add your number to the Do Not Call Registry at DoNotCall.gov.

Next, block the number using your phone’s call-blocking feature or contact your service provider for help. If needed, you can send a cease and desist letter using a template from eforms.com/cease-and-desist.

You should also file a complaint with the Federal Communications Commission (FCC) for any illegal robocalls or spoofed numbers at fcc.gov/complaints. Another step you can take is reporting unwanted calls to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov.

Additionally, file a complaint with the Consumer Financial Protection Bureau (CFPB) online at consumerfinance.gov/complaint or call (855) 411-2372. Using call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple can also help reduce these harassing calls.

If the harassment continues, consider a restraining order or consult a harassment lawyer. Sending a cease and desist letter and suing under the Fair Debt Collection Practices Act (FDCPA) is another effective measure.

To wrap things up, you should document calls, register on the Do Not Call list, block the number, and report the harassment to the FCC, FTC, and CFPB. You can also use call-blocking apps and take legal action if needed to protect yourself.

Blocking or ignoring the number 8013993743 is a smart move if it causes you stress or harassment. If the caller is a debt collector like FirstCredit, Inc., you should definitely block the number. Debt collectors can't harass you, and ignoring their calls won’t worsen your credit score if the debt is already reported.

Here’s what we suggest:
• Block the number to stop the calls.
• Don’t engage directly with the debt collector.
• Work with a reputable credit repair company to address any inaccuracies on your credit report.

You should focus on reducing stress and improving your financial health by blocking these calls and seeking professional help for your credit issues.

In the end, blocking 8013993743 helps you reclaim your peace of mind while you address any credit report issues through proper channels.

Yes, a debt collector like 8013993743 can sue you, but it's usually a last resort. Here's what you need to know to handle the situation:

First, they typically only sue if the debt amount is substantial, usually over $5,000. Second, they must prove you owe the debt, that the amount is correct, and that they have the legal right to sue you. This proof can often be hard for them to gather. Third, lawsuits are expensive and time-consuming for them, so they prefer to settle out of court.

Additionally, each state has a statute of limitations that sets a time frame within which they can sue you. If the debt is old, it might be beyond this period, making a lawsuit less likely. Debt collectors prefer to use calls and letters first to collect the debt before considering a lawsuit.

If they decide to sue, you’ll get a court summons and complaint. You must respond to avoid a default judgment, which can lead to wage garnishment or bank account levies. Remember, the Fair Debt Collection Practices Act (FDCPA) protects you from abusive or deceptive practices. If you get sued, consider consulting an attorney.

As a final point, it’s essential to be aware that even though they can sue you, it’s uncommon. Typically, they will try to settle the debt through other means, so stay proactive and know your rights.

8013993743 might have your personal information. You should avoid providing any details to debt collectors from this number. Ignore their calls and do not engage.

To take control, start by getting your 3-bureau credit report. This report will show you where you stand and any discrepancies that need addressing.

Here are the steps you should follow:
1. Block the number to avoid further disruption.
2. Review your 3-bureau credit report for inaccuracies.
3. Plan ways to improve your credit score.

Working with a reputable credit repair company can be beneficial. They have the expertise to handle disputes and inaccuracies effectively.

Bringing it all together - avoid engaging with 8013993743, get your credit report, and consider professional help for a clearer path to improving your credit.

If you're contacted by 8013993743, chances are you owe a debt that FirstCredit, Inc. is trying to collect. FirstCredit recovers various types of debt, such as personal loans, credit card debts, medical bills, and utility bills. They typically buy these debts from banks, hospitals, or other creditors and then work to recover the money from you.

If you have debt with FirstCredit, you should expect contact from them to resolve it. It's important to stay informed about the nature of your debt and understand your rights in dealing with debt collectors.

All things considered, FirstCredit, Inc. collects debts from various sources like personal loans, credit cards, medical bills, and utility bills. Make sure you know your situation and respond accordingly.

To check if you owe money to 8013993743, follow these steps:

First, grab your credit reports from Experian, TransUnion, and Equifax. Look for any debts listed under 8013993743 in the 'collections' section.

Next, sift through your old letters and emails. You might find communications from debt collectors mentioning 8013993743.

Request debt validation if this debt appears on your credit report or if you receive any notices. This confirms the debt's legitimacy and details.

Gather your documents, like account statements and equipment return receipts, to verify the amount you may owe.

Lastly, if you're facing harassment or unsure about the debt, consult a consumer protection lawyer. Be proactive, thorough, and avoid direct contact with the debt collector to better manage this situation.

Debt collection laws, such as the Fair Debt Collection Practices Act (FDCPA) and various state regulations, protect you from 8013993743, potentially linked to FirstCredit, Inc.

Key Protections Under FDCPA:
• Prohibited Practices: Collectors can’t contact you before 8 AM or after 9 PM, at work if your employer prohibits it, use abusive language, threaten violence, harass with repeated calls, misrepresent themselves, disclose your debt to third parties, or demand payments larger than allowed by law.
• Required Disclosures: Collectors must send a validation notice outlining the amount owed, the creditor’s name, and your rights to dispute the debt. If you dispute in writing within 30 days, they must verify the debt and cease collection until they do.
• Consumer Rights: You can demand in writing that all communication stops or that collectors only speak with your attorney if you have one. You can also sue for FDCPA violations and report them to the FTC, CFPB, or state authorities.

State Laws:
Many states have additional protections. For example, New York requires debt collectors to follow strict licensing regulations.

Finally, you have many protections under the FDCPA and state laws, ensuring that you handle debt collectors like 8013993743 confidently and know your rights.

No lawsuits were found specifically against FirstCredit, Inc. However, according to the Better Business Bureau (BBB), FirstCredit, Inc. has had 16 complaints from consumers over the past three years, with 11 of those complaints filed within the last year. These complaints generally relate to issues such as improper or aggressive debt collection practices.

You can take some steps to handle any disputes with FirstCredit, Inc.:

• Contact the BBB to report any issues you've encountered.
• Keep detailed records of all correspondence and interactions.
• Consider seeking legal advice if you feel the practices are harming you.

In closing, while FirstCredit, Inc. has no specific lawsuits against them, the numerous complaints highlight concerns regarding their debt collection practices. Be proactive and take the outlined steps to manage any disputes effectively.

Here’s what some Reddit users have to say about the number 8013993743. Their experiences might resonate with you:

- u/User1234: 'Got a call from 8013993743 claiming I owe money. Haven't taken out a loan in years.'
- u/JaneDoe85: 'I answered a call from 8013993743 and they asked for my social security number. Felt sketchy.'
- u/ConcernedCitizen: '8013993743 keeps calling multiple times a day. Really annoying.'

Analysis of the Comments:
- Frequent Calls: People mention that you might experience numerous calls daily, which can be frustrating and invasive.
- Sensitive Information Requests: Some users report the caller asking for personal details like your social security number, which raises red flags about potential scams.
- Debt Collection: Many reports suggest the calls relate to debt collection, consistent with Outsource Receivables Management’s activities.

Overall, online comments indicate that 8013993743 is linked to frequent, unwanted calls often viewed as intrusive and suspicious, especially involving debt collection and personal information requests.

Yes, if the collection from 8013993743 is on your credit report and you've identified it as potentially inaccurate, you should consider removing it.

You shouldn't hire a typical credit repair company because many of them are poorly rated and often don't effectively remove such items. Disputing it yourself can be very time-consuming and energy-draining. Instead, save yourself the hassle and reach out to a reputable credit repair company like The Credit Pros. We can make a significant difference by handling the disputes for you.

Make sure you:
- Confirm that the collection is actually on your credit report.
- Identify whether the information is potentially inaccurate.
- Avoid typical credit repair companies with bad ratings.
- Consider contacting a trusted and reputable company to help you with the dispute.

As a final point, confirming the collection, identifying inaccuracies, and choosing a reputable company like The Credit Pros will help you manage this efficiently.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8773112348
• 8883787418
• 8884545310
• 2172809284
• 6782684961
• 7632198086
• 8778558844
• 8013993743
• 8335740734
• 8013869230