Who is 8009888019 and why are they calling me?
- Phone number 8009888019 is likely a debt collector called:' Wells Fargo'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Chat with the Credit Pros and learn how we can help you potentially improve your score.
Pull your 3-bureau report and don't let this number cause bigger problems.
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8009888019 keeps popping up on your phone, but let's face it – it's probably a scam or a persistent debt collector. Ignoring the call won't fix it, and blocking the number only offers temporary relief. This could hurt your credit score and strain your finances.
If it’s a debt collector, they might have bought an old debt of yours and are trying to collect. They could be collecting on behalf of Wells Fargo. Blocking the calls might give you some peace, but it doesn’t tackle the main problem. The real solution is facing the issue directly, and that's where The Credit Pros can help.
Call The Credit Pros. We'll review your entire 3-bureau credit report, spot any discrepancies, and help you resolve them. Many people have seen significant boosts to their credit scores and financial well-being after we helped remove potentially inaccurate negative items. No more harassing calls, just a smoother and more secure financial life.
On This Page:
Who Is 8009888019: Scam Or Legitimate?
Calls or texts from 800-988-8019, claiming to be from Wells Fargo, appear to be scams. Many people report that this number contacts them about supposed unpaid balances or suspicious account activity. However, Wells Fargo does not use this number for official communications.
You should not engage with these callers. Do not share any personal information or make any payments. Instead, verify your account status by calling the official Wells Fargo customer service number listed on their website or the back of your card.
If you're concerned about the validity of this call or potential inaccuracies on your credit report, we advise you to pull your credit report and analyze it for inaccurate negative items. The Credit Pros can help you verify any debts, dispute inaccuracies, and improve your financial situation. To ensure your financial security, follow these steps:
- Block the number to prevent further scam attempts.
- Do not share personal details with anyone over the phone.
- Check your credit report for inaccuracies.
- Contact The Credit Pros for assistance with any negative items or debt verifications.
To sum up, if you get a call from 800-988-8019, don't engage, block the number, and verify your account directly with Wells Fargo. Stay safe by checking your credit report for errors and seeking professional help if needed.
How Do I Stop 8009888019 From Harassing Me (How To Report Them)?
First, you need to document all calls and messages from 8009888019. Make sure you note the dates, times, and any abusive language used. Register your number with the National Do Not Call Registry at DoNotCall.gov and report this number as a violating caller.
If the calls persist, use your phone’s call-blocking features or download apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple. Contact your phone carrier to ask about their call-blocking tools for more robust protection.
For potentially illegal robocalls or spoofing, file a complaint with the Federal Communications Commission (FCC) at fcc.gov/complaints. Provide detailed information about the harassment. Additionally, report it to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov and through DoNotCall.gov.
You might also consider sending a cease and desist letter using a template from eforms.com/cease-and-desist. If these steps don’t stop the calls, think about legal options like hiring a harassment lawyer or filing for a restraining order, especially if you feel threatened.
To wrap things up, document the calls, register with the Do Not Call Registry, block the number, file complaints with the FCC and FTC, and consider legal options if necessary. By taking these steps, you can protect yourself and reduce these unwanted disturbances.
Stop the harassment today. Reach out to us for expert help. Chat with us now
Should I Block Or Ignore 8009888019?
You should block the number 8009888019. Ignoring calls from this number generally won't have any negative consequences, especially if it's from a debt collector. Blocking is a smart move if you feel harassed. It’s also a good idea to work with a reputable credit repair company to help remove any potentially inaccurate items on your credit report.
Here's what you should do:
- Block the Number: This will prevent further harassing calls.
- Check if It’s a Debt Collector: Determine if they're from a legitimate debt collector or a scam.
- Contact a Credit Repair Company: They can help handle any discrepancies or issues on your credit report.
Blocking this number won’t impact your credit score. If a collection is already on your report, it can't harm your score any further.
In the end, by blocking 8009888019 and seeking help from a credit repair company, you take important steps to reduce stress and improve your credit situation.
Can A Debt Collector Like 8009888019 Sue Me?
Yes, a debt collector like 800-988-8019 can sue you, but it is very unlikely.
Debt collectors usually sue as a last resort and prefer calls and letters first. They must prove you owe the debt, the amount is correct, and they have the legal right to sue, which is tricky, especially if the debt has changed hands multiple times. Suing is expensive and time-consuming, so they often prefer to settle out of court. Each state has a statute of limitations for how long a collector can sue. If the debt is old, a lawsuit might be less likely.
If you are sued, you will receive a court summons and complaint. Respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.
You have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from abusive practices. Verify the debt’s validity, know your state's statute of limitations, and consider legal advice if sued.
As a final point, stay informed, verify debt validity, and know your legal rights to handle any situation confidently.
Worried about legal action? Contact us to understand your rights. Chat with us now
8009888019 Might Have Your Personal Information
8009888019 Might Have Your Personal Information because it's linked to scam operations pretending to be Wells Fargo, extracting sensitive details. Here's what you should do:
1. Don't Provide Information: Never give any personal details to this number. Scammers could use it for identity theft or financial fraud.
2. Avoid Picking Up: Don't answer calls from this number. They're convincing and can trick you into giving out information.
3. Check Your Credit Report: Get your three-bureau credit report to ensure there's no fraudulent activity. Monitoring your credit can help catch anomalies early.
4. Work With a Reputable Credit Repair Company: If you find inconsistencies or need help managing your credit, consider working with a reputable credit repair company. They handle disputes, correct errors, and guide you towards a better credit score.
Bringing it all together - safeguarding your personal information is crucial. Avoid 800-988-8019, check your credit report, and consider professional help to ensure your financial security.
Protect your personal information. Speak with our experts today. Chat with us now
Types Of Debt Collected By 8009888019
8009888019 is a debt collector that manages different types of debt for various creditors. Here are the types of debt they typically collect:
- Medical Debt: Unpaid medical bills from hospitals and clinics, including services you've received but haven't paid for.
- Credit Card Debt: Outstanding balances from credit card accounts.
- Personal Loans: Overdue personal loans that the lender has assigned to collections.
- Utility Bills: Unsettled utility bills such as electricity or water services.
- Retail Debt: Debt from store credit cards or financing plans for purchases from retail stores.
If you're receiving calls from 8009888019, it's likely related to one of these debts. You should verify the debt and create a plan to manage your payments.
All things considered, dealing with 8009888019 usually means addressing debts like medical bills, credit card balances, personal loans, utility charges, or retail financing. Take a moment to verify the debt and make a plan to handle it proactively.
How Do I Check If I Owe Money To 8009888019?
To check if you owe money to 800-988-8019 without risking scams or harassment, follow these steps:
1. Avoid Direct Contact: It's important that you don't engage directly with this number as it may restart old debts.
2. Review Your Records: Check your old bills, account statements, or equipment return receipts.
3. Check Your Credit Report: Look for any debts listed. If a debt from Wells Fargo appears, request validation directly from the credit report.
4. Request Debt Validation: If a debt shows up, ask the collection agency for proof that you owe it.
5. Seek Legal Advice: If you face harassment, consult a consumer protection lawyer.
Gather as much documentation as possible before contacting Spectrum or debt collectors. This helps prevent inaccurate collection efforts affecting your credit.
Lastly, make sure you don't contact the number directly, review your records, check your credit report, and consult legal advice if needed to safeguard yourself from scams and harassment.
Need to verify your debts? Contact us for a thorough check. Chat with us now
Which Debt Collection Laws And Regulations Protect Me From 8009888019
You are protected by several laws and regulations when dealing with debt collection calls from 8009888019. The main federal law is the Fair Debt Collection Practices Act (FDCPA). This law ensures that third-party debt collectors cannot use abusive, deceptive, or unfair practices.
- Prohibited Conduct: They can't contact you before 8 AM or after 9 PM, use obscene language, threaten violence, falsely claim to be attorneys or government officials, or disclose your debt to third parties.
- Required Disclosures: Collectors must provide a written validation notice detailing the debt, including the amount owed, the creditor's name, and your rights to dispute the debt.
- Consumer Rights: You can request in writing that the collector stops contacting you. If you dispute the debt within 30 days, they must verify it before continuing collection efforts.
State laws can also offer extra protections. For example, in California, the Rosenthal Fair Debt Collection Practices Act limits contact at inconvenient times and places, and it prohibits harassment or abuse.
If you think a debt collector has violated these laws, you should report them to the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), and your state's attorney general. You can also sue for violations to recover damages.
Finally, remember not to share personal financial information unless you're sure the collector is legitimate. Always verify the debt first to protect yourself from unfair practices.
Does 8009888019/Wells Fargo Have Any Lawsuits Against Them?
Yes, Wells Fargo has several lawsuits against them related to debt collections and other practices. Here are the key ones:
1. Jabbari, et al. v. Wells Fargo & Company and Wells Fargo Bank, N.A.
This class action lawsuit alleged Wells Fargo used illegal and fraudulent tactics to boost sales, including opening unauthorized accounts. The settlement was approved in June 2018.
2. Dispute between Wells Fargo Bank, N.A. and Peterson, Avery
Filed in May 2024 as a General Civil Action in Wake County.
3. Dispute between Wells Fargo Bank, N.A. and Scott, Morgan
Filed in July 2017 involving a credit card debt case in Broward County, resulting in a settlement.
You might also find numerous consumer complaints:
- Consumers have reported harassment calls from Wells Fargo linked to debt collections.
- Multiple reports highlight issues with unauthorized accounts and refund issues dating back to settlement agreements with regulators in 2016.
- Calls from the number 800-988-8019 are often reported as scams or harassment.
If you’re dealing with any of these issues, you should contact Wells Fargo’s customer service or seek legal assistance to address your concerns.
In closing, Wells Fargo has faced several lawsuits, including allegations of fraud and harassment, and it’s crucial that you reach out to their customer service or get legal help if you're affected.
What Do People Online Say About 8009888019?
People online have a lot to say about the phone number 800-988-8019, and most of it is not good. Here are some specific quotes from various sources:
You might find comments from users on Reddit calling this number a scam. One Reddit user shared, "I got a text from 54687 telling me to call 800-988-8019, or visit www.wf.com. Total scam." Another user in the PersonalFinance subreddit noted, "My Wells Fargo card had a note saying to call 1-800-988-8019. I don't trust it."
If you check WhoCallsMe, another user echoed these concerns. They mentioned receiving calls claiming to be from Wells Fargo but suspected they were scams. Additionally, someone on Spokeo reported a person losing $500 to a caller posing as a Wells Fargo representative.
- Multiple sources describe this number as involved in phishing scams.
- Users suggest that legitimate Wells Fargo communication would use different numbers.
- Contact Wells Fargo directly using the number on their official website for any issues.
Overall, it seems that calls from 800-988-8019 are likely scams. You should hang up and verify through official Wells Fargo contacts to stay safe.
Do I Really Need To Remove 8009888019 From My Credit Report?
Yes, you do need to remove 8009888019 from your credit report if it's inaccurate. Addressing this yourself can be time-consuming and stressful. Instead, we advise you to contact a reputable credit repair company, like The Credit Pros, to handle it efficiently.
- Identify if 8009888019 is on your credit report.
- Verify the accuracy of the collection.
- If inaccurate, contact a reliable credit repair company for assistance.
As a final point, remember that dealing with inaccuracies on your credit report can save you time and stress. Consider getting expert help to streamline the process.
Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now
List of every other phone number that Wells Fargo uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.