Home / Who is 8009476229 and why are they calling me?

Who is 8009476229 and why are they calling me?

  • Phone number 8009476229 is likely a debt collector called:' Macy's'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

8009476229 is likely a debt collector, possibly tied to Macy's, affecting your credit score. They probably bought your outstanding debt and are now spam calling to collect it. Ignoring or blocking these calls might provide temporary relief, but it won’t solve the root problem.

If this number keeps harassing you, it's time for a better approach. Call The Credit Pros. Our no-pressure chat will help you understand your entire 3-bureau credit report, identify if this is indeed a debt collector like Macy's, and see if other negative items are dragging down your score.

We've helped countless people remove potentially inaccurate items from their credit reports, boosting their credit scores and improving their financial well-being. Dealing with this proactively can enhance your overall financial security and stop those harassing calls for good.

Who Is 8009476229: Scam Or Legitimate?

The number 800-947-6229 is linked to Macy's and related to debt collection, but some calls from this number may be scams. Here's what you should do:

- Don't engage with the caller whether they seem legitimate or not.
- Check your credit report for any collections or negative items.
- Contact The Credit Pros for a free 3-bureau credit report evaluation to identify any inaccuracies or negative items impacting your score.

If the number appears on your report, it might be legitimate, but you still shouldn't respond directly. You should also block the number to avoid unnecessary stress.

To sum up, remember to avoid engaging, verify your credit report, and block the number to reduce stress and protect your financial well-being.

How Do I Stop 8009476229 From Harassing Me (How To Report Them)?

To stop 800-947-6229 from harassing you and to report them, here's what you need to do:

First, document every unwanted interaction. Keep a record of every call, noting the dates, times, and any abusive language used. This documentation can be crucial for reporting.

Next, register your number at DoNotCall.gov and block the number on your phone. You can also ask your service provider for assistance with this.

Then, report the harassment to the authorities.
- Federal Communications Commission (FCC): File a complaint about illegal robocalls or unwanted calls at fcc.gov/complaints.
- Federal Trade Commission (FTC): Report telemarketing issues at ReportFraud.ftc.gov or general unwanted calls at DoNotCall.gov.

Additionally, contact the Consumer Financial Protection Bureau (CFPB). You can submit a complaint online at consumerfinance.gov/complaint or call (855) 411-2372. Make sure to include detailed information about the calls and what you believe would be a fair resolution.

If needed, consider legal action. Hiring a harassment lawyer can help you understand your rights under federal and state laws. You can also send a cease and desist letter using a template from eforms.com.

To wrap things up - by documenting the calls, registering with Do Not Call, reporting to the FCC and FTC, contacting the CFPB, and considering legal steps, you can effectively address and report harassment from 800-947-6229.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8009476229?

You should block 8009476229. This number likely calls about a debt collection from Macy's. Ignoring or blocking them won't impact your credit score negatively. If these calls bother you, blocking them is a smart move.

Blocking this number is safe because your credit score won't be affected any further. If the debt is on your credit report, it has already impacted your score. You don't need to deal with them directly.

Instead, we advise you to work with a reputable credit repair company like Credit Pros. They can help you manage this situation, and you won't need to pay the potential debt to get it removed from your credit report. We understand this is stressful, but blocking the number and getting professional help can make a big difference.

Here’s what we advise you to do:
- Block the number to stop the calls.
- Contact a credit repair service like Credit Pros.
- Have them review your credit report and guide you on the best steps to take.

In the end, blocking the number, seeking professional help, and addressing any inaccuracies on your credit report will reduce your stress and give you a clearer plan to repair your credit.

Can A Debt Collector Like 8009476229 Sue Me?

Yes, a debt collector like 800-947-6229 can sue you, but it's uncommon. Lawsuits are typically a last resort for debt collectors, often considered when the debt is substantial (usually over $5,000). They need to prove you owe the debt, the amount is accurate, and they have the right to sue, which can be tricky if the debt has changed hands multiple times. Since lawsuits are costly and time-consuming, they usually prefer other methods like calls and letters.

If the debt is old, it might be beyond the statute of limitations in your state, making a lawsuit even less likely. If they do decide to sue, you'll receive a court summons and complaint. You must respond within the specified deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies (though this is still rare).

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). If you receive a lawsuit, you should consult with an attorney to understand your options and defenses.

- Debt collectors resort to lawsuits as a last option.
- They must prove you owe the debt and have the right to sue.
- The statute of limitations may prevent them from suing you.

As a final point - if a debt collector like 800-947-6229 threatens to sue, it's generally a last resort, and several hurdles could prevent them from succeeding. Stay informed and consider consulting a professional if you're concerned.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8009476229 Might Have Your Personal Information

If you're getting calls from 800-947-6229, you should be aware that this number might have your personal information. It's crucial that you do not provide any details to debt collectors like this one. Avoid picking up their calls to prevent more harassment and potential scams. Instead, block the number to stop the calls.

You should take action to monitor and improve your credit. Obtain your 3-bureau report and start building a comprehensive plan to boost your credit score.

Working with a reputable credit repair company is likely your best bet. These companies specialize in dealing with debt collectors and can help remove any negative items from your credit report without you having to pay the alleged debt. They offer a stress-free way to review and address your credit issues, helping you improve your financial situation effectively.

Here’s what you should do:
- Block the number: Avoid the calls altogether to reduce stress.
- Get your 3-bureau report: Check for any inaccuracies or negative items.
- Work with reputable credit repair companies: They can assist in removing negative items from your report.

Bringing it all together - make sure you block 800-947-6229, get your 3-bureau report, and work with reputable credit repair companies to manage your credit health effectively.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8009476229

8009476229 is linked to collecting many types of debt. They often handle credit card debts, auto loans, medical bills, and personal loans. Typically, these debts have been bought from original creditors who stopped attempting to collect on them. This means 8009476229 could reach out about debts from various creditors, even though specific brands may not be mentioned.

When you receive a call from 8009476229, it's crucial that you ask for detailed information about the debt, including the amount owed and the original creditor. Ensure you verify the legitimacy before making any payments.

All things considered, if you get a call from 8009476229, you should gather all the information about the debt and confirm its authenticity before taking any action.

How Do I Check If I Owe Money To 8009476229?

To check if you owe money to 800-947-6229, which is associated with Macy's, you should:

First, review your personal files for any recent bills, account statements, or receipts tied to Macy's. This step helps you confirm any outstanding debts.

Next, obtain your credit reports from Equifax, Experian, and TransUnion. You will see if Macy's has reported any collection accounts. It's essential that you regularly review your credit report for accuracy.

If there is a debt on your credit report from Macy's, contact the collections agency to request a debt validation letter. This document will provide details about the debt and verify its legitimacy, helping you avoid paying incorrect or fraudulent charges.

If you find inaccuracies on your credit report, you can dispute them directly with the credit bureaus. This process is crucial for protecting your credit score. You may handle disputes yourself or seek help from a credit repair company.

Avoid contacting the debt collector directly without verifying the debt. Engaging with them might restart the statute of limitations on the debt, leading to more persistent collection efforts.

Lastly, if you face harassment or ongoing issues, consult a consumer protection lawyer. They can offer guidance and help you navigate complex situations.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8009476229

If you're being contacted by 800-947-6229, you need to know which debt collection laws and regulations protect you. Here are key laws and regulations that safeguard your rights:

Fair Debt Collection Practices Act (FDCPA)
- Abusive Practices: Collectors can't use abusive, deceptive, or unfair methods.
- Debt Types: Covers credit cards, auto loans, medical bills, and mortgages.
- Conduct Limitations:
- Call Times: No calls before 8 AM or after 9 PM.
- Workplace Calls: No calls at work if your employer forbids it.
- Language: No abusive language.
- Threats: No threats or continuous harassment.
- False Posing: No pretending to be attorneys or officials.
- Third-Party Disclosure: No disclosing your debt to others without your permission.
- Illegal Demands: No demanding more money than allowed by law.

Required Disclosures by Debt Collectors
- Validation Notice: Collectors must send a written notice within 5 days, including the amount owed and your rights to dispute the debt.
- Dispute Rights: If you dispute the debt in writing within 30 days, they must verify it before continuing collection efforts.
- Disclosure Statement: Collectors must state that the communication is from a debt collector.

Your Rights
- Stop Communication: You can request in writing to stop all communications, except for specific reasons.
- Attorney Contact: If you have an attorney, the debt collector must contact them directly.
- Suing for Violations: You can sue for FDCPA violations to recover damages and attorney fees.
- Reporting Violations: Report violations to the FTC, CFPB, or your state attorney general.

State Laws
- Your state may offer additional protections. Check with your state attorney general for more details.

If Macy's (the company behind 800-947-6229) is affecting your credit, consider contacting a professional credit repair service for help.

Finally, you have rights and protections to ensure fair treatment. Stay informed, and take the necessary steps to manage your debt responsibly.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8009476229/Macy'S Have Any Lawsuits Against Them?

Yes, Macy's does have some lawsuits against them, particularly related to debt collections. Here are the details:

1. Deborah Clark v. Macy’s Credit and Customer Services Inc. - This class action lawsuit in Florida federal court claims Macy’s violated the Telephone Consumer Protection Act (TCPA) by making harassing debt collection robocalls without consent. (Case No. 6:17-cv-00692-GAP-TBS).
2. Jenette Roflet v. Macy’s - Another class action lawsuit alleges Macy’s wrongfully terminated recently hired employees based on undisclosed criminal convictions found in background checks, without providing the report to employees. This case involves alleged violations of the Fair Credit Reporting Act (FCRA) and Title VII of the Civil Rights Act.
3. Fortune Society and NAACP Legal Defense and Educational Fund v. Macy’s - This lawsuit, filed in New York federal court, claims Macy’s took adverse employment actions based on criminal records revealed in undisclosed background checks, violating the FCRA and the New York City Human Rights Law.

Additionally, you should note that there have been multiple consumer complaints about Macy's debt collection practices, especially about harassing robocalls without proper consent. These complaints have been reported to the Federal Communications Commission and the Better Business Bureau.

In closing, Macy’s faces several lawsuits related to debt collection practices and employment issues involving background checks, with various consumer complaints highlighting harassing robocalls. Knowing these details can help you stay informed about any interactions or decisions involving Macy's.

What Do People Online Say About 8009476229?

People online have varying opinions about the phone number 800-947-6229.

- User: "Lukuz": "I've been receiving calls multiple times a day, one as late as 8:30 pm. Just Macy's."
- User: "AmethystG": "Obnoxious. Calls after 8:30 pm."
- User: "JadeTiger77": "Asked for a specific member of the company, then provided false information upon transfer."
- User: "BennyBoy34": "Just another spam call. They said it was a personal business matter but couldn’t provide specifics."
- User: "DaveS1234": "Fake Citibank/Macy's phantom debt collection scam."
- User: "KendraD": "It's a valid message and phone number as part of the message."

You should note that many people link 800-947-6229 to Macy’s accounts or debt collections. Some see it as a spam or scam call.

Overall, opinions about 800-947-6229 vary, but the number is often associated with Macy’s-related calls, some considered legitimate, and others seen as spam or scams.

Do I Really Need To Remove 8009476229 From My Credit Report?

Yes, you should remove 8009476229 from your credit report if you believe it is "potentially inaccurate." This collection account can harm your credit score, making it difficult for you to get approved for loans or credit cards.

Handling the dispute process on your own takes time and effort. Instead, consider contacting a reputable credit repair company like The Credit Pros. They can efficiently manage the dispute process, ensuring any inaccurate items are removed and improving your credit report.

As a final point, remember that removing inaccurate items from your credit report can significantly improve your credit score. Reach out to a trusted credit repair company to save you time and effort and ensure a smoother process.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8009476229 can be written

- +1 800-947-6229
- +1 (800) 947-6229
- +1 800 947 6229
- (800) 947-6229
- 800-947-6229
- 800.947.6229
- 800 947 6229
- +18009476229
- (800) 947-6229
- 800.947.6229
- 8009476229

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Macy's uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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