Home / Who is 8008976877 and why are they calling me?

Who is 8008976877 and why are they calling me?

  • Phone number 8008976877 is likely a debt collector called:' ABC Financial'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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The number 800-897-6877 might be pestering you with calls, likely from a debt collector like ABC Financial, which could be hurting your credit score. If it's a debt collector, they likely bought your outstanding debt and are trying to collect it. Blocking or ignoring these calls won't solve the core issue – it’s just a temporary fix.

Call The Credit Pros. We'll have an easy, no-pressure chat to check your three-bureau credit report. We’ll find out if 800-897-6877 is a debt collector and spot any other negative entries dragging your score down. Ignoring the problem increases the risk of a worse financial situation and potential lawsuits.

We've helped countless individuals like you remove potentially inaccurate negative items, often boosting credit scores and securing financial well-being. Plus, fewer harassing calls will definitely brighten your day. Give us a call and let's sort this out together.

Who Is 8008976877: Scam Or Legitimate?

800-897-6877 seems to be associated with a debt collection agency or a scam call. If you get a call from them, don't engage directly. Instead, make sure to verify the legitimacy of the call before taking any action.

Here's what you can do:
- Pull your credit report.
- Check for any negative items linked to this number.
- Contact The Credit Pros for a free evaluation.

We can help you verify any debt from this caller and dispute any incorrect items. We've helped many people in similar situations and can assist you in improving your financial prospects.

To sum up, pull your credit report, check for negative items, and reach out to us for a free evaluation to ensure the accuracy of your credit report and handle any issues from this call.

How Do I Stop 8008976877 From Harassing Me (How To Report Them)?

To stop 800-897-6877 from harassing you, here’s what you can do:

First, document every unwanted interaction. Keep a log with dates, times, and details of any abusive language used. This will be helpful later.

Next, register your number with the Do Not Call Registry. This process takes just a couple of minutes and helps reduce unwanted calls.

Then, block the number:
- Use your phone's call-blocking feature or contact your service provider for assistance.
- For Android: Use 'Call Blocker - Stop spam calls'.
- For Apple: Use 'Robokiller: Spam Call Blocker'.

If the harassment continues, escalate the issue:
- Send a cease and desist letter using a template from eforms.com.
- File a complaint with the FCC at fcc.gov/complaints for illegal robocalls or spoofed numbers.
- Report to the FTC at ReportFraud.ftc.gov for telemarketing calls or Do Not Call Registry violations.
- Visit consumerfinance.gov/complaint to document and submit your complaint about the harassment.

You can also reach out to your state’s consumer protection office for additional help. Additionally, contact your phone carrier about any call-blocking tools they may offer.

To wrap things up, document the harassment, register with Do Not Call, block the number, and escalate if needed. By taking these steps, you can effectively stop the harassment from 800-897-6877.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8008976877?

You should block the number 800-897-6877. If you ignore it, you'll likely keep getting calls, which can be a hassle, especially if it's a debt collector like ABC Financial. Blocking the number is a smart move, particularly if you believe the debt might be incorrect or inaccurate.

We advise you to consider the following steps:

- Blocking the number won't harm your credit score.
- If the number belongs to a debt collector and you feel harassed, blocking it will reduce stress.
- Contact a reputable credit repair company to review your credit report and remove any inaccuracies.

If you block these calls, you can focus on resolving the issue without unnecessary interruptions. In the end, blocking the number and seeking professional help can prevent stress and help you tackle any credit inaccuracies effectively.

Can A Debt Collector Like 8008976877 Sue Me?

Yes, a debt collector like 800-897-6877 can sue you, but it’s rare.

Debt collectors usually consider suing as the last option, especially for debts over $5,000. Before they can sue, they must prove you owe the debt, the amount is correct, and they have the legal right to do so. This is challenging if the debt has changed hands multiple times.

Suing is costly and time-consuming for debt collectors, so they often prefer to settle out of court. Additionally, each state has a statute of limitations that limits the time period during which a debt collector can sue, meaning older debts might be beyond this period.

Debt collectors typically start by using calls and letters to collect the debt. If they decide to sue, you will receive a court summons and complaint. You must respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from abusive practices by debt collectors. If you receive a lawsuit, consider consulting an attorney for your options.

As a final point, a debt collector like 800-897-6877 can sue you, but it's rare. They prefer to settle out of court, and you have rights that protect you. Always consult an attorney if you receive legal documents.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8008976877 Might Have Your Personal Information

8008976877 Might Have Your Personal Information, so here's what you can do. First, do not provide any information to debt collectors like this one. It's best if you don't even pick up when they call because engaging can sometimes make the situation worse. Whether you answer or not, you still need to take action: obtain your 3-bureau credit report and start building a comprehensive plan to improve your credit.

Here’s what we advise you to do:

1. Ignore the Calls: Block or don’t answer calls from 800-897-6877. If you engage them, you might get more frequent calls and stress.
2. Get Your Credit Reports: Obtain reports from all three major credit bureaus (Equifax, Experian, and TransUnion) to identify and address any inaccuracies.
3. Work with a Reputable Credit Repair Company: A professional credit repair company can help you challenge inaccuracies and negotiate with debt collectors. They know the laws and procedures to protect your rights and improve your credit efficiently.

Bringing it all together, avoid engaging with 800-897-6877, get your credit reports, and consider a reputable credit repair company to manage and improve your credit situation.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8008976877

8008976877 collects various types of debts. You might deal with unpaid loans, credit card balances, medical bills, utility bills, and other service-related accounts. These debts often get sold to the collection agency after about six months of non-payment.

To handle your debt situation effectively, always verify the information before making any payments. You should check the legitimacy of the debt and never share personal details until you have confirmed everything. If you prefer, you can request assistance in either English or Spanish.

All things considered, remember to always verify debt information for legitimacy, utilize language preferences if needed, and avoid sharing personal details before confirmation.

How Do I Check If I Owe Money To 8008976877?

To check if you owe money to 800-897-6877, follow these steps:

1. Check Your Records: Look through your past bills, account statements, and any correspondence you have received from ABC Financial. This helps you determine if there’s a legitimate debt.
2. Review Your Credit Report: Go to AnnualCreditReport.com to get a free copy of your credit report from Experian, TransUnion, and Equifax. Look for any entries related to ABC Financial or 800-897-6877.
3. Request Debt Validation: If you notice a collection account that seems inaccurate, request a debt validation letter from ABC Financial. They must provide proof that the debt is yours, including details of the original creditor and the amount owed.
4. Consult a Credit Repair Professional: Disputes and inaccuracies can be time-consuming. A professional can help you through this and may increase your chances of removing incorrect items from your credit report.
5. Avoid Direct Contact Initially: Reaching out directly to the collector could restart the statute of limitations on old debts. Gather documents first before contacting them.
6. Consider Legal Advice: If you're facing harassment or if the debt is disputed, consulting a consumer protection lawyer might be helpful.

Lastly, you should gather your records, review your credit report, request debt validation if needed, avoid direct contact with collectors initially, and consider consulting both credit repair professionals and legal advisors for a thorough approach.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8008976877

You're protected from debt collection harassment by several laws and regulations. The main one is the Fair Debt Collection Practices Act (FDCPA). This federal law stops third-party debt collectors from using abusive, deceptive, or unfair tactics to collect personal debts, like credit card or medical bills. For example, calls can't come before 8 AM or after 9 PM, they can't call you at work if it's not allowed, and they can't use threats or abusive language.

If 800-897-6877 (linked to ABC Financial) is contacting you, they're supposed to follow these rules. They must send you a written notice about the debt within five days of first contacting you. This notice must include the amount owed and the name of the creditor. If you dispute the debt in writing within 30 days, collections must stop until they provide verification.

Your state might also have extra laws for debt collection. For instance, New York has strict licensing requirements for debt collectors. The FDCPA lets you demand that collectors stop contacting you, and if you have an attorney, they must talk to your lawyer instead of you.

- You can sue for damages, up to $1,000 plus legal fees, if a collector breaks these laws.
- Report violations to the FTC, CFPB, or your state attorney general.
- Block the number to prevent further harassment.

Finally, remember that if ABC Financial violates these rules, your rights are protected by these laws. Don't hesitate to take action if you feel harassed.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8008976877/Abc Financial Have Any Lawsuits Against Them?

Yes, ABC Financial has faced several lawsuits and complaints regarding debt collections.

You might find these cases relevant:
- Ana-Maria Morar v. ABC Financial Services, Inc.: This class action concerned violations of multiple consumer protection laws. Although the court initially dismissed the case, Morar was allowed to amend her complaint.
- Matthew Perlow v. ABC Financial Services, Inc.: Perlow accused ABC of not disclosing debt details timely, according to Massachusetts regulations. The court ruled in favor of ABC.
- Knobloch v. ABC Financial Services, Inc.: This federal case, filed in 2018, included statutory issues and was closed in 2020.

Moreover, there have been numerous complaints:
- Consumer Financial Protection Bureau: As of March 2015, 18 complaints related to billing and collections were resolved.
- Better Business Bureau: In the last three years, 282 complaints were addressed, with 75 in the past year alone, largely concerning billing, sales, and service issues.

In closing, if you are dealing with ABC Financial, it's crucial to understand your rights and consider seeking professional advice. The history of lawsuits and complaints against them suggests that you stay informed and proactive in handling any disputes.

What Do People Online Say About 8008976877?

People online have varied opinions about the phone number 800-897-6877.

You can see this in some quotes from Reddit users:
- User "JohnDoe42" said, "This number keeps calling me about my gym membership. It's definitely annoying!"
- User "FitnessFan123" mentioned, "Got a call from Cindy Peters at 800-897-6877 about updating my billing info for my gym. Seemed fishy because I canceled my membership months ago."
- User "HarrassedByABC" reported, "I keep getting harassed by 800-897-6877 even though I don't owe anything. It's driving me nuts!"

Overall, you can sense that people feel frustrated and suspicious about 800-897-6877 calls, viewing them as either a scam or simply an annoyance.

Do I Really Need To Remove 8008976877 From My Credit Report?

Yes, you really need to remove 800-897-6877 from your credit report if you confirmed it's listed and identified it as "potentially inaccurate." It is damaging your credit score and lowering your chances of getting credit with good interest rates.

Handling this on your own can be very time-consuming and stressful. Instead, we advise you to reach out to a reputable credit repair company like The Credit Pros. They can save you a lot of time and effort, plus they have a good track record in resolving such issues.

As a final point, it's crucial you ensure your credit report is accurate to help improve your credit score.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8008976877 can be written

- +1 800-897-6877
- +1 (800) 897-6877
- +1 800 897 6877
- (800) 897-6877
- 800-897-6877
- 800.897.6877
- 800 897 6877
- +18008976877
- (800) 897-6877
- 800.897.6877
- 8008976877

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that ABC Financial uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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