Who is 8008902924 (+ how are they hurting my credit score)

The number 800-890-2924 is often linked to Midland Credit Management but beware: scammers frequently pose as debt collectors. It's crucial that you don't engage directly with the caller. You should not pay any debt immediately without proper verification.

Here's what we advise you to do:

• Block the number to prevent further calls.
• Pull your credit report to check for any inaccuracies or negative items.
• Contact The Credit Pros for a free 3-bureau credit report evaluation to verify any debt and dispute inaccuracies.

To sum up, block the number, check your credit report, and reach out to The Credit Pros to ensure your financial information is accurate and up-to-date.

To stop 8008902924 from harassing you, follow these steps:

1. Document Unwanted Interactions: Keep a detailed record of each interaction, noting dates, times, and any abusive language used.

2. Do Not Call Registry: Register your number at DoNotCall.gov and block the number through your phone’s call-blocking feature or by contacting your service provider.

3. Escalating Measures:
• Restraining Order: If the harassment continues or includes threats, consider getting a restraining order.
• Harassment Lawyer: Hiring a harassment lawyer can help as harassment is against Federal and State laws.
• Cease and Desist Letter: Send a cease and desist letter using a template from eforms.com/cease-and-desist.

4. Apps for Blocking Calls:
• Android: Try the 'Call Blocker - Stop spam calls' app.
• Apple: Try the 'Robokiller: Spam Call Blocker' app.

5. Federal Communications Commission (FCC): File a complaint at fcc.gov/complaints. Select the phone form, specify 'unwanted calls,' and provide details of the calls.

6. Federal Trade Commission (FTC): Report telemarketing or Do Not Call Registry violations at ReportFraud.ftc.gov or for general unwanted calls, use DoNotCall.gov.

7. Consumer Financial Protection Bureau (CFPB):
• Document all interactions.
• Submit a complaint online at consumerfinance.gov/complaint, by phone at (855) 411-2372, or by mail.
• Include key details and desired resolution.

8. Nomorobo: If you use Nomorobo, report unwanted robocalls through their platform.

9. Phone Carrier: Contact your phone carrier for call-blocking tools and options.

10. Local or State Consumer Protection Office: Look for additional resources or complaint mechanisms offered by your local or state consumer protection offices.

To wrap things up, you should document the harassment, block the number, and report it to the FCC, FTC, and CFPB. Take legal measures if necessary, and use call-blocking tools and apps to prevent further harassment.

You should block the number 8008902924 to avoid potential harassment. Ignoring the calls won't negatively impact your credit score. If the number belongs to a debt collector and is already on your credit report, blocking the calls won't cause further harm.

You may also want to work with a reputable credit repair company. They can help address any mistakes or disputes on your credit report. This step can significantly reduce your stress and provide a more straightforward plan.

• Blocking helps you avoid harassment
• Ignoring the calls won't affect your credit score
• Credit repair companies can help fix report errors

In the end, block 8008902924 to avoid stress, ignore the calls without worry, and consider a credit repair company to correct any report inaccuracies.

Yes, a debt collector like 8008902924 can sue you, but it's usually their last resort. They have to prove you owe the debt, the amount is correct, and they have the legal right to sue you. This is often difficult, especially if the debt has changed hands multiple times. Because lawsuits are expensive and time-consuming, most collectors prefer to settle out of court.

If you do get sued, you’ll receive a court summons and complaint. It's crucial that you respond to avoid a default judgment, which could lead to wage garnishment or bank account levies. The Fair Debt Collection Practices Act protects you from abusive or deceptive practices, so understanding your rights is vital.

Here are some tips if you're sued:
• Respond to the lawsuit by the specified deadline.
• The collector must prove the debt is valid in court.
• You might negotiate a settlement before a court judgment.
• Consult an attorney for guidance based on your state's laws and your specific situation.

As a final point, remember that while a debt collector like 8008902924 can sue you, it's uncommon and they must follow legal procedures. Prioritize responding to legal notices and consider seeking legal advice to explore your options and protect your rights.

If you're receiving calls from 8008902924, it could mean they have your personal information. You should not give any info to debt collectors like this. It's best that you don't pick up their calls because engaging can lead to more unwanted contact or even scams. Instead, we advise you to:

• Block the number.
• Obtain your 3-bureau credit report to check for inaccuracies.
• Develop a comprehensive plan to improve your credit.
• Consider working with a reputable credit repair company. They can handle disputes and inaccuracies on your credit report effectively, reducing stress and potentially improving your credit score.

Bringing it all together – block these calls, check your credit report for errors, and work with a trusted credit repair company to protect your personal information and manage your credit responsibly.

If you've been contacted by 800-890-2924, you're dealing with Midland Credit Management (MCM), which collects various types of debt. They often handle:

• Credit card debt
• Medical bills
• Personal loans
• Utility bills

MCM purchases these debts from original creditors and works on collecting the amounts owed.

All things considered, it's important to understand that MCM handles credit card debt, medical bills, personal loans, and utility bills, so being aware of your debts can help you manage and address their calls effectively.

First, you should avoid contacting 8008902924 directly. This could restart the statute of limitations on old debts. Instead, gather your own records such as final bills, account statements, or equipment return receipts to check if you owe money. Reviewing your credit report for any debts listed by Midland Credit Management (MCM) is also helpful.

If you find a debt, you should request debt validation from the collections agency. This means they must prove the debt is yours. If the agency is harassing you, consider consulting a consumer protection lawyer. Remember, you can dispute inaccuracies on your credit report yourself, but this can be time-consuming.

Here’s a summary of steps for you:
• Avoid contacting the number directly.
• Check your records for any final bills or statements.
• Review your credit report.
• Request debt validation from the agency.
• Consider legal help if you are harassed.

Lastly, by being proactive and gathering your documentation, you can prevent issues with inaccurate collection efforts impacting your credit and protect your financial well-being.

Debt collection laws protect you from unfair practices when dealing with numbers like 8008902924. Here are the key laws and regulations that safeguard your rights:

The Fair Debt Collection Practices Act (FDCPA) is the main federal law that governs debt collection practices. It prohibits abusive, deceptive, or unfair tactics by third-party debt collectors. For instance, collectors cannot call you before 8 AM or after 9 PM, or contact you at work if your employer disallows it. The FDCPA also prevents the use of obscene language, threats, harassment, and false representation. Debt collectors must provide a written validation notice of the debt and cease collection if you dispute the debt within 30 days until they provide verification.

Additionally, many states have their own debt collection laws that offer even more protection. For example, New York requires strict licensing for debt collectors. You should check your state's specific regulations to understand your full range of protections.

As a consumer, you have several rights. You can ask the debt collector to stop contacting you by writing a formal request. If you have an attorney, the collector must communicate with them instead of you. If the FDCPA is violated, you can sue for damages and attorney fees. Furthermore, you can report violations to the FTC, CFPB, or your state attorney general for enforcement actions.

Finally, remember these laws aim to ensure fair and non-aggressive debt collection processes. If you face harassment, you can take legal action to defend your rights. Stay informed and use your protections to handle debt collection issues effectively.

Yes, Midland Credit Management (MCM) has multiple lawsuits against them. Here are some notable ones:

• Midland Credit Management, Inc. v. Elizabeth Rios: Midland sought a default judgment due to non-payment, but the case was dismissed because they failed to provide a reasonable excuse for the delay.

• Class Action Lawsuit (New York Southern District): This alleged that MCM and Midland Funding LLC sent misleading and deceptive collection notices with false deadlines and legal threats.

You should also be aware that numerous complaints have been filed against MCM for persistent, misleading, and illegal collection practices. There are allegations that they demand immediate full payment and threaten wage garnishment over the phone.

In closing, you should stay informed about MCM's aggressive tactics and consult a legal expert if you face a lawsuit from them.

People online have shared their opinions about the phone number 8008902924. Here are a few specific quotes from Reddit:

- User @sarahb89 said, 'Got a call from 800-890-2924 yesterday. It was Midland Credit Management trying to collect a debt.'
- User @john_doe commented, 'I keep getting calls from this number, it’s super annoying. I blocked it but somehow they still get through.'
- User @amelia_kim noted, '800-890-2924 is definitely MCM. They called me about an old debt that I already paid off.'

These comments indicate that most people feel frustrated and annoyed by calls from this number. They agree it is linked to Midland Credit Management and involves debt collection.

You might want to:
- Block the number on your phone to stop further calls.
- Check your credit report to ensure it's accurate.
- Document everything if you believe the debt isn't yours and contact a credit advisor for help.

Overall, people find 8008902924 irritating and believe it’s tied to Midland Credit Management. Blocking the number and verifying your credit can help you manage the situation.

Yes, you really need to remove 8008902924 from your credit report if you identify it as potentially inaccurate. You should first confirm that this collection is indeed on your report and that it doesn't belong there. Instead of hiring typical credit repair companies-which are often poorly rated and ineffective-you should consider reaching out to a reputable company, like The Credit Pros, to save yourself time and effort.

Here are some steps you can follow:

• Confirm the collection on your report and its potential inaccuracy.
• Avoid typical credit repair companies; they're usually unreliable.
• Consider reputable help, like The Credit Pros, to save time and effort.

As a final point, you should verify the collection's accuracy on your report, avoid unreliable credit repair services, and reach out to a trusted company like The Credit Pros to address any inaccuracies effectively.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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