Who is 8005921160 and why are they calling me?

If you have been contacted by 800-592-1160, you might be dealing with a call from a debt collector, specifically associated with American Express (Amex). However, scammers could also be spoofing this number. It's important that you don't engage directly with the caller. Instead, follow these steps:

1. Verify the Caller: Don't provide any personal information. Call American Express directly using the number on their official website to confirm if the call is legitimate.
2. Check Your Credit Report: Obtain a free 3-bureau credit report evaluation from us, The Credit Pros. This will help you identify any potentially inaccurate, negative items that could hurt your score.
3. Dispute Inaccuracies: If you find any collection or negative items linked to this number on your report, it may confirm the legitimacy of the call. Regardless, we can help you dispute any inaccuracies and verify the debt.

You shouldn't pay any debt without confirming its validity. Your next steps should always include pulling your credit report and carefully analyzing it. We are here to help you through this process and improve your financial prospects.

To sum up, ensure you verify the caller by contacting American Express directly, check your credit report for inaccuracies, and don't provide any personal information until you confirm the call’s legitimacy.

If you're being harassed by 800-592-1160, you can take steps to stop the calls and report them:

1. Document Everything: Keep a detailed log of each call, noting the date, time, and any abusive language.
2. Do Not Call Registry: Register your phone number at DoNotCall.gov. If you've already done this and are still getting calls after 31 days, file a complaint online or call 1-888-382-1222.
3. Block the Number: Use your phone's call-blocking feature or contact your service provider for help.
4. Escalating Measures:
- Restraining Order: If calls persist or threats escalate, consider getting a restraining order.
- Cease and Desist Letter: Send a cease and desist letter using the template from eforms.com.
5. Call Blocking Apps:
- For Android, use 'Call Blocker - Stop spam calls.'
- For Apple, try 'Robokiller: Spam Call Blocker.'
6. Report to FCC and FTC:
- File a complaint with the FCC at fcc.gov/complaints.
- Report to the FTC at ReportFraud.ftc.gov.
7. Complain to CFPB:
- Gather and document all interactions.
- Submit a complaint online at consumerfinance.gov/complaint, by phone at (855) 411-2372, or by mail to the CFPB.

To wrap things up, stop 800-592-1160 from harassing you by documenting calls, using the Do Not Call Registry, blocking the number, considering legal measures, using call blocking apps, and reporting to the FCC, FTC, and CFPB.

You should block the number 800-592-1160. If you ignore these calls, you might continue to face harassment, especially if it's a scam. Blocking the number eliminates this stress and helps you avoid accidental engagement with potential scammers.

If the number is from American Express (Amex) regarding a debt, and you believe it's inaccurate or harassing, blocking the calls is still a good idea. You can work with a reputable credit repair company to address any issues effectively. Blocking the number won't impact your credit score directly, and if the debt is already on your credit report, it won't lower your score further.

Here's what you should do:
- Block the number to stop the calls.
- Contact your credit card issuer directly to check the status of any debt.
- Consider hiring a reputable credit repair company to handle disputes or inaccuracies.

In the end, blocking the calls will reduce stress, and seeking professional help for your credit issues will provide you with a clearer path forward.

Yes, a debt collector like 8005921160 can sue you, but it's unlikely. Lawsuits are typically a last resort for debt collectors, especially for debts over $5,000 where the cost and effort of suing make sense. They must prove your debt, the correct amount, and their right to sue. Collectors prefer calls and letters first because suing is expensive and time-consuming. Depending on your state, the statute of limitations limits how long they can sue for a debt, and if it’s too old, they can’t sue.

If they decide to sue, you will receive a court summons and complaint. You need to respond to avoid a default judgment, which could lead to wage garnishment or bank levies. This situation is unlikely but knowing your rights under the Fair Debt Collection Practices Act (FDCPA) is crucial - it protects you from abusive or deceptive practices. If you receive a lawsuit, consult an attorney to understand your options and defenses.

As a final point - remain aware of your rights, respond to any lawsuits promptly, and consult an attorney to protect yourself from unfair practices.

Don't provide any personal information to callers from 800-592-1160. Ideally, you shouldn't even pick up when they call because engaging can put your information at risk.

You should get your 3-bureau credit report and start developing a comprehensive plan to improve your credit. Blocking the number and working with a reputable credit repair company can help you address any inaccuracies or disputes effectively.

This way, you are taking charge of your financial situation with trusted professionals who can guide you safely. Always verify calls with the main number listed on the official website to avoid scams.

Bringing it all together: Block the number, review your credit report, and work with a reputable credit repair company to protect your information and improve your financial standing.

800-592-1160 is a debt collection agency that deals with different types of unpaid debts from various sources like credit cards, auto loans, medical bills, and utility bills. They acquire these debts from a range of creditors aiming to recover what they're owed.

Here are the types of debts you might encounter:

- Credit Card Debt: If you miss credit card payments, your account can be sent to collections.
- Auto Loan Debt: Falling behind on car payments can lead to your lender enlisting a debt collector.
- Medical Bills: Unpaid medical bills from hospitals or clinics can be sent to collection agencies.
- Utility Bills: Overdue bills for services like electricity or water can be transferred to debt collectors.

If you owe any debts and receive a call from 800-592-1160, addressing the issue promptly can help you manage the situation more effectively.

All things considered, you should promptly address your debts if you receive a call from 800-592-1160 to manage the situation effectively.

To check if you owe money to 800-592-1160, start by gathering as much information as you can from your own records. Here’s how you can do it:

First, look through your records for any final bills, account statements, or equipment return receipts related to Amex.

Next, obtain a copy of your credit report from the major credit reporting agencies like Experian, TransUnion, or Equifax. This will help you see if any debts or collection attempts are listed.

If you find a debt on your credit report, request debt validation from the collections agency. This means asking them to provide proof that the debt is actually yours.

Lastly, if you feel harassed or believe the debt is not legitimate, consider consulting a consumer protection lawyer for advice. Gathering this information first can help you manage and potentially dispute any inaccurate collection efforts.

You have protections against debt collectors like 8005921160 under several laws. The Fair Debt Collection Practices Act (FDCPA) is the primary federal law that prohibits abusive, deceptive, and unfair practices by debt collectors. This law covers personal, family, and household debts but not business debts. Under the FDCPA, debt collectors can't contact you before 8 AM or after 9 PM or at work if your employer prohibits such calls. They also cannot use obscene language, threaten you, harass you, or misrepresent themselves.

Additionally, under the FDCPA, if you dispute the debt in writing within 30 days, the collector must provide verification of the debt and cannot continue collection efforts until they do. You have the right to request that they stop contacting you by sending a written notice.

You should also be aware of other protections. The Telephone Consumer Protection Act (TCPA) limits how debt collectors can use phone calls to contact you, and the Fair Credit Reporting Act (FCRA) regulates how debts are reported on your credit report. Many states have their own laws that may offer additional protections, so you might want to check your specific state’s regulations.

If a collector like 8005921160 violates these regulations, you can report them to the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), or your state attorney general. You can also sue them for damages within one year of the violation.

Finally, remember that you have the right to be treated fairly and respectfully, and these laws are in place to protect you.

Yes, American Express has had numerous lawsuits and complaints against them:

Lawsuits:
- "American Express Bank v. Tancreto" (2012): This case highlighted issues in credit card litigation, focusing on the authenticity of evidence provided by American Express.
- Billing Class Action Lawsuit: Alleged violations of the Truth in Lending Act for insufficient billing statements affecting more than 1,000 customers.

Complaints:
- Consumer Financial Protection Bureau (CFPB) Enforcement Action: American Express subsidiaries were fined $27.5 million and ordered to refund $85 million to 250,000 customers for illegal card practices.
- Federal Trade Commission (FTC) and FDIC Investigations: Found violations at various stages, including marketing, enrollment, payment, and debt collection.
- Consumer Reviews: Numerous complaints about abrupt credit limit reductions, poor customer service, and mishandling of disputes.

In closing, American Express has faced numerous legal and regulatory challenges but you should always verify and seek legal advice if dealing with debt-related issues.

People online have shared various experiences regarding the phone number 800-592-1160. Here's what they've said:

Reddit User Comments:
- u/AlexBriggs7954: "This number 1-800-592-1160 calls my land line 3 times a day every day of the week this has to STOP. I don't even have the American Express card."
- u/JenniferM89: "I keep getting calls from 800-592-1160 saying it’s American Express, but I’ve never had an Amex account. Feels like a scam."
- u/CrazyCatLady123: "This is a real American Express payment number, but unfortunately, the bad guys are spoofing it like crazy. If they call, don't answer, call back Amex at their main number on the web site."

Other Sources:
- User on RoboKiller: "Bill was paid 10/26/23, but continue to receive calls. Acct. current!"
- Anonymous Comment on Scam Reporting Website: "I received a voice mail from (801) 945-9061 stating my AMEX account was delinquent and to call (800) 592-1160 right away. The answering robot sounded just like AMEX. The representative asked for a lot of security-related info like social security number, my name, account number, etc. When he asked for my security pin I realized that he must be a scammer."

Analysis of Quotes:
1. Frequent Calls: You might receive multiple calls per day, even if you don’t have an American Express account, which can feel like harassment.
2. Scam Concerns: While 800-592-1160 is a legitimate American Express number, scammers often spoof it. You should avoid answering and instead call the official number on the Amex website.
3. Spoofing Issues: Scammers disguise their number to make it appear as if it’s from American Express. Be cautious.
4. Security Risks: Never share personal or security-related information over the phone. Always verify the caller’s identity.

Overall, while 800-592-1160 is a legitimate American Express number, scammers frequently spoof it, leading to numerous complaints. Verify any calls by contacting American Express directly through their official channels.

Yes, you really need to remove 800-592-1160 from your credit report if it's potentially inaccurate. First, confirm that it appears on your credit report. If it’s there and you think it's wrong, it's crucial to take action.

Disputing this on your own can be time-consuming. Instead, consider reaching out to a reputable credit repair company like 'The Credit Pros'. Here's why this might be a better option for you:

- Time-Saving: They handle the disputes for you, saving you hours of effort.
- Expertise: They know how to dispute inaccuracies effectively.
- Support: They provide professional help, making it easier to navigate the complex credit repair process.

Avoid most credit repair companies, as many are unreliable. Focus on finding a trustworthy company like 'The Credit Pros' to assist you.

As a final point, remember to verify the accuracy of your credit report entries and consider professional help to streamline the dispute process, saving you time and ensuring effective resolution.

- +1 800-592-1160
- +1 (800) 592-1160
- +1 800 592 1160
- (800) 592-1160
- 800-592-1160
- 800.592.1160
- 800 592 1160
- +18005921160
- (800) 592-1160
- 800.592.1160
- 8005921160

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8888192135
• 8005921160