Home / Who is 8003219637 and why are they calling me?

Who is 8003219637 and why are they calling me?

  • Phone number 8003219637 is likely a debt collector called:' Exeter Finance Corp'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

The phone number 8003219637 probably comes from Exeter Finance, which means you might be dealing with either a debt collector or a spam/scam call. If Exeter Finance bought an outstanding debt of yours, they’re now trying to collect it. Ignoring or blocking these calls might stop the immediate annoyance, but that's just a quick fix and could harm your financial situation in the long run.

If a debt collector is calling, you should address it head-on. Debt collectors can sue for unpaid debts, especially significant ones. The best thing to do is to consult experts like The Credit Pros. They can review your 3-bureau credit report, verify if the claim is legitimate, and identify other negative items affecting your score. This proactive step helps safeguard and improve your financial well-being.

We've helped countless individuals remove potentially inaccurate entries, stop harassing calls, and increase their credit scores. Addressing this now can boost your financial security and ensure you're not unfairly penalized. So, call The Credit Pros and take control of your credit situation today!

Who Is 8003219637: Scam Or Legitimate?

8003219637 is associated with Exeter Finance, a legitimate auto finance company. However, even legitimate companies can make mistakes or be targeted by scammers. If you get a call from this number, avoid engaging directly. You are not obligated to immediately pay the debt if you have doubts.

Instead, here's what we advise you to do:
- Pull your credit report and check for any inaccurate negative items.
- Contact The Credit Pros for a free 3-bureau credit report evaluation.
- Verify any debt, dispute inaccuracies, and improve your financial standing.

If Exeter Finance appears as a collection or negative item on your report, it's likely a legitimate call. However, you should still stay proactive and protect your financial health by getting the right support.

To sum up, when you receive a call from 8003219637, avoid direct engagement. Check your credit report for accuracy, and consult with professionals to address any issues. This ensures you stay on top of your financial health and avoid potential scams.

How Do I Stop 8003219637 From Harassing Me (How To Report Them)?

First, document every interaction you have with the number 8003219637. Note the dates, times, and any abusive language. Keeping detailed records is crucial.

Register your number on the Do Not Call Registry and block the number using your phone's call-blocking feature. You can also ask your phone carrier for assistance.

If the calls persist, you should escalate your actions:
- File a Complaint: Report to the Consumer Financial Protection Bureau (CFPB) by visiting consumerfinance.gov/complaint, the FCC at fcc.gov/complaints, or the FTC at ReportFraud.ftc.gov.
- Send a Cease and Desist Letter: Use the template available at eforms.com/cease-and-desist.
- Use Call Blocking Apps: For Android, use 'Call Blocker - Stop spam calls'. For Apple, try 'Robokiller: Spam Call Blocker'.
- Seek Legal Action: You might consider hiring a harassment lawyer and seeking a restraining order.

To wrap things up, you should document interactions, block the number, report it to authorities, and consider legal options if the harassment continues. This empowers you to stop the harassment effectively.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8003219637?

You should block the number 800-321-9637. If you ignore it, you might still receive annoying calls and messages. Blocking the number helps you avoid potential harassment, especially if it's related to Exeter Finance Corp.

By blocking the number, you reduce stress and avoid disruptions. If the number belongs to a debt collector, blocking them is usually a smart choice. You won't face any negative consequences for blocking it, and it won't affect your credit score.

To address any debt collection issues on your credit report, consider working with a reputable credit repair company. It's crucial that you handle inaccuracies or disputes promptly. Blocking the number won't worsen your credit score if the collection is already on your report.

In the end, block the number 800-321-9637 to avoid unwanted calls and reduce stress. Handle any credit issues by working with a reputable credit repair company.

Can A Debt Collector Like 8003219637 Sue Me?

Yes, a debt collector like 8003219637 can sue you for unpaid debt, although it's usually their last resort. Here are some key points to consider:

- Likelihood of Lawsuit: You’re unlikely to be sued if your debt amount is small. Collectors typically consider suing if you owe over $5,000 due to the high costs and time involved.
- Proof of Debt: The collector needs to prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging if the debt has changed hands multiple times.
- Statute of Limitations: Each state has a specific time frame within which a debt collector can sue. If your debt is old, it might be outside this period.
- Preferred Methods: Most collectors prefer making calls and sending letters to avoid the costs and effort of a lawsuit.
- Court Summons: If they decide to sue, you will receive a court summons. You must respond by the deadline to avoid a default judgment, which could lead to wage garnishment or bank levies.

Remember, under the Fair Debt Collection Practices Act (FDCPA), you have rights protecting you from abusive practices. If you receive a lawsuit, consulting an attorney can help you understand your options.

As a final point - ensure you know your rights and take proactive steps, like seeking legal advice, to handle potential debt issues effectively.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8003219637 Might Have Your Personal Information

If you got a call from 8003219637, it’s likely from a debt collector. You should not provide any personal information or even pick up their call. Engaging with them isn’t necessary and can often be stressful. Instead, here’s what we advise you to do:

- Obtain Your 3-Bureau Credit Report: You need to understand your current credit standing and identify any discrepancies or debts.
- Build a Comprehensive Credit Improvement Plan: Develop a strategy to enhance your credit score.
- Work with a Reputable Credit Repair Company: You can benefit greatly from their expertise. They can address inaccuracies on your credit report and guide you to better financial health.

If you ignore and block the number, you can avoid unnecessary stress. Taking control of your credit situation proactively is always the best path forward. We suggest reaching out to The Credit Pros for assistance and support.

Bringing it all together - if 8003219637 might have your personal information, don’t engage directly. Get your 3-bureau credit report, create a credit improvement plan, and consult a reputable credit repair company to address any issues.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8003219637

The types of debt collected by the entity associated with the phone number 8003219637 include auto loans, personal loans, and credit card debts. They collaborate with various creditors to purchase these debts and work to recover the amounts owed. They might contact you through phone calls, letters, or emails to collect overdue payments.

To ensure you are dealing with a legitimate entity, always verify the debt collector's legitimacy. You should ask for detailed information about the creditor and the amount owed. This will help you confirm that you are not falling victim to a scam.

All things considered, understanding the types of debt collected by 8003219637 and verifying the collector's legitimacy ensures you protect yourself from potential scams and manage your debts responsibly.

How Do I Check If I Owe Money To 8003219637?

To check if you owe money to Exeter Finance, associated with the number 800-321-9637, follow these steps:

First, it's important that you don't engage directly by calling the number right away. This might reopen old debts and affect the statute of limitations.

Next, gather your records. Look through any final bills, account statements, or receipts you have for any returned equipment. This will help you verify if there are outstanding amounts.

You should then check your credit report. Review it for any debts listed under Exeter Finance. You can get a free credit report annually from the three major credit bureaus to ensure you're not missing anything.

If you find a debt on your credit report, request debt validation. The collections agency must provide proof that the debt is yours and that they have the right to collect it.

Lastly, if you face persistent harassment over a disputed debt, consult a consumer protection lawyer for advice. By being proactive and thorough with your records and credit reports, you can avoid issues with incorrect debt collection that could impact your credit.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8003219637

To protect yourself from debt collection practices by the number 800-321-9637, you primarily rely on the Fair Debt Collection Practices Act (FDCPA). This law restricts third-party debt collectors from abusive, deceptive, or unfair tactics. Key protections include:

- Calling Hours: Collectors can't call before 8 AM or after 9 PM.
- Harassment: They can't use abusive language or harass you with repeated calls.
- Workplace Contact: They can't contact you at work if your employer disallows it.
- Third-Party Disclosure: They can't disclose your debt to others.
- False Representation: They can't falsely claim to be attorneys or government agents.

Collectors must also send a written validation notice with the debt details. If you dispute the debt within 30 days, they must verify it before continuing.

State laws may offer extra protections, like requiring collectors to be licensed or imposing stricter rules against harassment. Check your state-specific laws for more details.

If a collector like 800-321-9637 breaks these rules, report them to the FTC, CFPB, or your state attorney general. You can also sue for damages within one year of the violation.

To stop all communications, send a written cease-and-desist request. The collector must comply, except to notify you of legal actions.

Finally, remember that protections like the FDCPA shield you from abusive collection practices, and knowing your rights can help you handle such situations calmly and effectively.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8003219637/Exeter Finance Corp Have Any Lawsuits Against Them?

Yes, Exeter Finance Corp has faced several lawsuits.

In July 2022, they were sued for alleged violations of the Federal Trade Commission Act related to Fair Debt Collection Practices. In November 2022, a lawsuit involved a lien on a vehicle and potential violations of the Servicemembers Civil Relief Act. Additionally, in April 2019, they settled for $6 million after being found guilty of financing illegal loans in Massachusetts and Delaware.

There are also numerous complaints:
- Nearly 400 complaints to the BBB about billing, collections, and customer service.
- The CFPB received 145 complaints with similar concerns.
- In June 2020, the BBB revoked Exeter's accreditation due to government actions.

In closing, Exeter Finance Corp has a history of legal issues and complaints, highlighting ongoing problems with debt collections and customer service.

What Do People Online Say About 8003219637?

If you're curious about 8003219637, here's what people are saying online.

Users have mixed opinions about this number. Many appreciate the patience and friendliness of customer service. For example, one user shared, "I really appreciate how patient they were with me during my illness," while another noted, "Love how friendly & compassionate the people are. It's like they really do care about helping you save money."

However, not all feedback is positive. Some users report excessive calls, with comments like, "They keep calling me 15 times a day." Others warn of potential scams, such as: "Fake collection company asking for SSN."

- Exeter Finance Company often engages positively and encourages users to call this number for support.
- Reviews highlight prompt customer service and helpful payment reminders.
- Negative feedback includes frequent calls and concerns about fake collection activities.

Overall, opinions about 8003219637 are varied, with some praising excellent customer service and others noting persistent calls and potential scam concerns.

Do I Really Need To Remove 8003219637 From My Credit Report?

Yes, you really do need to remove 8003219637 from your credit report if you confirm it's inaccurate. Addressing this can significantly improve your credit score. However, disputing it on your own can be time-consuming and frustrating.

To save time and ensure accuracy, avoid typical credit repair companies, as most don't have a good reputation. Instead, consider working with a reputable company like The Credit Pros. They handle potentially inaccurate negative items and maximize the chances of removal.

As a final point - ensure you confirm the inaccuracy, avoid poorly rated companies, and consider reputable experts like The Credit Pros to help you improve your credit report efficiently.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8003219637 can be written

- +1 800-321-9637
- +1 (800) 321-9637
- +1 800 321 9637
- (800) 321-9637
- 800-321-9637
- 800.321.9637
- 800 321 9637
- +18003219637
- (800) 321-9637
- 800.321.9637
- 8003219637

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Exeter Finance Corp uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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