Home / Who is 8003079341 (+ how are they hurting my credit score)

Who is 8003079341 (+ how are they hurting my credit score)

  • Phone number 8003079341 is likely a debt collector called:' Midland Credit Management (MCM)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8773661642

Looks like 800-307-9341 keeps blowing up your phone. This number often belongs to Midland Credit Management (MCM), a debt collection agency. Ignoring these calls may feel good for now, but it’s just a temporary fix for a bigger issue impacting your credit score and finances.

If MCM is calling, they're probably trying to collect on a debt they bought. Blocking the number might give you a break, but it doesn't solve the problem; the debt and its effect on your credit remain. The smartest move is to call The Credit Pros using the same number. We review your credit reports from all three major bureaus to check if MCM is causing the issue or if there are any other negative items impacting your credit.

We help folks like you tackle these potential inaccuracies. By addressing the root cause, you often see a nice boost in your credit score and can finally put those annoying calls to rest. Don’t wait; take control of your financial health now.

Who Is 8003079341: Scam Or Legitimate

The number 800-307-9341 is associated with Midland Credit Management, a debt collection agency. However, you should be cautious as this number has been linked to both legitimate debt collection activities and potential scams.

Here’s what we advise you to do:
- Do not engage directly with the caller.
- Check your credit report for any debts related to Midland Credit Management. You can request a free 3-bureau credit report evaluation from The Credit Pros.
- Verify any debt claimed by the caller. The Credit Pros can help you with this and dispute any inaccuracies on your report.

Remember, you are not obligated to pay any debt without proper verification.

To sum up – If you get a call from 800-307-9341, do not engage directly. Check your credit report, verify the debt, and get help from The Credit Pros to dispute inaccuracies. This helps you stay cautious and in control of your financial situation.

How Do I Stop 8003079341 From Harassing Me (How To Report Them)

To stop 8003079341 from harassing you, follow these steps:

First, document the unwanted interactions by keeping a detailed log of calls including dates, times, and any abusive language used.

Next, register your number on the Do Not Call Registry. You can also block the number on your phone or contact your service provider for help.

File a complaint with the Federal Communications Commission (FCC) if the calls are illegal robocalls or if your number is being spoofed. Similarly, report telemarketing calls or violations of the Do Not Call Registry to the Federal Trade Commission (FTC).

If the harassment continues, send a cease and desist letter using a template from eforms.com/cease-and-desist. You might also consider getting a restraining order or hiring a harassment lawyer as harassment is against specific Federal and State laws.

You can further protect yourself by using call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple. If you use Nomorobo, report unwanted robocalls to them as well.

For additional help, contact your phone carrier for call-blocking tools and options or check with your local or state consumer protection office for more resources.

To wrap things up, document every interaction, report the harassment to the appropriate authorities, and use available tools and resources to block and prevent these calls. Remember, it's crucial that you take these steps to stop the harassment and regain peace of mind.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8003079341

You should block 8003079341 if it's annoying you, especially if it's a debt collector like Midland Credit Management (MCM). Ignoring it won’t have negative consequences for your credit score. Blocking the number won’t hurt either; in fact, it might bring you peace of mind. To tackle the issue head-on, consider working with a reputable credit repair company like The Credit Pros. They can help you remove any inaccurate negative items on your credit report. This approach is both logical and practical, ensuring that you protect your financial well-being effectively.

• Blocking the calls or ignoring them won't impact your credit score.
• If the debt is already on your report, your score isn’t affected by ignoring the calls.
• Blocking a potentially harassing debt collector reduces stress and unwanted interruptions.

Use our services to help manage this situation better. We're here to support you every step of the way!

In the end, you should block 8003079341 to reduce stress and contact a reputable credit repair company to address any inaccuracies on your credit report.

Can A Debt Collector Like 8003079341 Sue Me

Yes, a debt collector like 8003079341 can sue you, although it's often a last resort.

Debt collectors typically only sue for substantial amounts, usually over $5,000, due to the high cost and effort involved. They must also provide proof that you owe the debt, that the amount is accurate, and that they have the right to sue, which can be difficult if the debt has changed hands multiple times. Additionally, each state has a statute of limitations for how long collectors can sue you for a debt; if your debt is old, it might be beyond this period.

You usually receive calls and letters from debt collectors as they prefer settling debts through these methods before resorting to lawsuits. If you do get sued, you'll receive a court summons and complaint. Make sure you respond within the given time frame to avoid a default judgment, which can lead to wage garnishment or bank account levies.

As a final point, remember that you should respond quickly if you get sued and consider consulting with an attorney to understand your options.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8003079341 Might Have Your Personal Information

If 8003079341 contacted you and might have your personal information, do not provide any details to the caller. This phone number is linked to a debt collector. Here’s what you should do:

First, don't answer the call. By picking up, you might unintentionally validate the debt or provide personal info. Instead, pull your credit reports from the three major bureaus. This helps you see if there's any debt related to the call and check for any mistakes.

Next, work with a reputable credit repair company. These companies have the expertise to handle disputes effectively and can help you improve your credit score over time. Lastly, block the number. Use services like Nomorobo to block unwanted calls and reduce stress.

Bringing it all together – do not share your personal information, check your credit reports, work with a credit repair company, and block the number to protect yourself and handle potential debt issues effectively.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8003079341

800-307-9341 typically collects various types of debts, including credit card debts, auto loans, and overdue cell phone bills. They focus on accounts that have not been resolved and work to find solutions for these debts. You should verify any debt they claim you owe before making any payments.

Here’s what you need to know:

• They may collect debts from different accounts, such as credit cards, auto loans, and cell phone bills.
• They might have purchased the debt from the original creditor, meaning they now own your debt.
• They often work with you to find a realistic payment solution.

Always verify the debt is legitimate before you proceed with any payments.

All things considered, you should remember to verify any debt before making payments, as 800-307-9341 could be handling credit cards, auto loans, or cell phone bills.

How Do I Check If I Owe Money To 8003079341

To check if you owe money to 800-307-9341, review your records for any final bills, account statements, or receipts that might show an outstanding balance. Check your credit report for any debts related to this number. If you find a debt, request debt validation from the collection agency to confirm the details.

It's advisable not to contact the number directly, as this could restart the statute of limitations on old debts. If you see inaccuracies or disputed debts on your credit report, you should dispute them, although this can be a time-consuming process.

If you're being harassed over disputed debts, consider consulting a consumer protection lawyer. By proactively gathering all necessary documentation from your records and credit reports, you can better manage the situation and protect your credit.

Lastly, if you're unsure about your MCM account number, you should sign in securely to the MCM portal or use their customer service channels for assistance.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8003079341

You are protected by several laws and regulations from aggressive debt collection practices, like those from the number 8003079341.

First, the Fair Debt Collection Practices Act (FDCPA) safeguards you from abusive, deceptive, or unfair treatment. Debt collectors cannot contact you before 8 AM or after 9 PM without your consent, and they must stop contacting you if you request it in writing.

Regulation F, issued by the Consumer Financial Protection Bureau (CFPB), details the FDCPA's provisions. It restricts collectors from calling you more than seven times within seven days and outlines clear rules on lawful contact times.

Many states also offer extra protection. For example, New York mandates that debt collectors must have strict licensing. Florida’s Consumer Collection Practices Act (FCCPA) aligns with FDCPA, prohibiting abusive, deceptive, or harassing actions.

Key Protections Against Debt Collectors:
• Debt collectors cannot contact you before 8 AM or after 9 PM.
• They must send you a validation notice within five days of first contact.
• You can stop their contact by writing a letter and can sue for FDCPA violations.

If you believe a debt collector from 8003079341 has breached these laws, consult a legal professional for advice.

Finally, remember these protections: controlling contact times, seeking written validation, and knowing your rights empower you to handle debt collectors effectively.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8003079341/Midland Credit Management (Mcm) Have Any Lawsuits Against Them

Midland Credit Management (MCM) has faced several lawsuits and numerous consumer complaints.

You might want to know about these notable lawsuits involving MCM:

- In 2016, MCM breached the Telephone Consumer Protection Act (TCPA) by engaging in unsolicited communication.
- A Florida resident sued MCM for misleading debt collection practices, alleging violations of consumer rights.
- The Consumer Financial Protection Bureau (CFPB) sued MCM and its affiliates for non-compliance with a 2015 judgment against Encore Capital Group.

Consumer complaints are also significant:

- On Better Business Bureau (BBB), there are 352 complaints, with 139 closed within the last year.
- The CFPB has recorded around 400 complaints in the past year, covering issues like collecting debts not owed, legal threats, and inaccurate reporting.
- Consumers have alleged harassment and illegal tactics, including persistent calls and confusing letters.

You should know that while MCM is a legitimate debt collector, it has a controversial reputation. It's crucial that you know your rights and consider legal advice if you're dealing with them.

In closing, MCM has been involved in several lawsuits and faces numerous consumer complaints. Knowing your rights and seeking legal advice is vital when dealing with them.

What Do People Online Say About 8003079341

People online have shared various thoughts about the phone number 800-307-9341.

You might frequently see comments about this number being associated with Midland Credit Management (MCM), a debt collection agency. For instance, Reddit users have noted that:
• JohnDoe123 mentions receiving multiple calls from this number, identifying it as Midland Credit Management.
• JaneSmith88 states this number calls several times a day, likely MCM.
• TheRealMikeC points out that the number leaves voicemails about overdue accounts.

Overall, if you receive calls from 800-307-9341, it's likely related to debt collection by Midland Credit Management, and many find it persistent and annoying.

Do I Really Need To Remove 8003079341 From My Credit Report

Yes, you should definitely remove 8003079341 from your credit report if you find it there and identify it as inaccurate. If this debt is from Midland Credit Management (MCM) and you believe it’s incorrect, disputing it yourself can be time-consuming and difficult.

You should consider reaching out to a reputable credit repair company instead of handling it on your own. Be cautious, as many credit repair companies are not effective and can be deceptive. Companies like The Credit Pros, however, can make a significant difference by handling potentially inaccurate negative items on your report. Avoid paying for delete as it's a risky and often ineffective method. Focus on disputing inaccuracies through proper channels to clean up your credit report.

As a final point, you should act now. Identifying and removing inaccuracies like 8003079341 can greatly improve your credit report. Consider using a reliable credit repair company, and always focus on proper dispute methods rather than risky shortcuts.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

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- +1 (800) 307-9341
- +1 800 307 9341
- (800) 307-9341
- 800-307-9341
- 800.307.9341
- 800 307 9341
- +18003079341
- (800) 307-9341
- 800.307.9341
- 8003079341

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

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