Who is 8002239899 (+ how are they hurting my credit score)

The number 800-223-9899 is associated with National Patient Account Services, a debt collection agency. Whether it's a scam or legitimate, you shouldn't engage with the caller right away. Instead, review your credit report for any potentially inaccurate negative items. If you're unsure about the debt, don't feel obligated to pay immediately. We recommend you contact us for a free 3-bureau credit report evaluation. This can help identify and dispute any inaccuracies that might be affecting your credit score.

To sum up, avoid engaging immediately, check your credit report for errors, and consider contacting professionals for guidance. Keep records of all communications and payments to ensure clarity and protection.

To stop 800-223-9899 from harassing you and report them, follow these steps:

First, document all unwanted interactions. Log each call with the date, time, and any abusive language used. Then, register your number at DoNotCall.gov. Block the number on your phone or contact your service provider for help.

Use apps to block calls:

• For Android: Try 'Call Blocker - Stop spam calls'.
• For Apple: Use 'Robokiller: Spam Call Blocker'.

If the harassment continues, consider applying for a restraining order. Consult a harassment lawyer to understand your rights. You can also send a cease and desist letter using a template from eforms.com.

File a complaint with the Federal Communications Commission (FCC) for illegal robocalls or spoofed numbers at fcc.gov/complaints. For telemarketing violations, report to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov or DoNotCall.gov.

If the issue persists, gather all information and submit a complaint to the Consumer Financial Protection Bureau (CFPB) online at consumerfinance.gov/complaint, or call (855) 411-2372 for assistance.

To wrap things up, make sure to document each call, register your number, block the harassing number, file complaints with FCC, FTC, and CFPB, and consider legal action if necessary. This proactive approach can help you stop the harassment and regain peace of mind.

You should block 8002239899. If they are a debt collector harassing you, blocking them is a smart move. Blocking this number won't lower your credit score. If it’s already affected your credit report, it can't get worse by blocking their calls. Ignoring the number means you'll still receive calls and messages, but you won't be notified.

The best solution is to block the number and work with a reputable credit repair company to address any inaccuracies on your credit report.

• Blocking stops all contact from the number.
• Ignoring still allows calls and messages, but without notifications.
• A credit repair company can help manage your credit issues.

In the end, block 8002239899 to stop the harassment, and consider working with a credit repair company to fix any credit report inaccuracies.

Yes, a debt collector like 8002239899 can sue you, but it's very unlikely. Debt collectors usually sue as a last resort, mainly for debts over $5,000 since suing costs money and takes time. They must prove the debt is yours, the amount is right, and they have the legal right to sue, which can be tough if the debt has been sold multiple times. They prefer calling and sending letters first.

If you do get sued, you'll get a court summons. You must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies (again, very unlikely). Each state has a specific time limit for lawsuits (statute of limitations), so if the debt is old, a lawsuit might not be possible. Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA).

As a final point - remember that although it's rare, a debt collector like 8002239899 can sue you, especially for larger debts. If sued, make sure you respond to the court summons and consult an attorney for advice on your options and defenses.

If you see a call from 8002239899, you should not pick up. This number is likely from a debt collector, and you must not share any personal information. Even answering the call can lead to more harassment.

Here's what we advise you to do:

• Block the number immediately to stop the calls.
• Check your credit report from all three bureaus. This helps you know your credit status and spot any inaccuracies.
• Start planning to improve your credit. This might involve disputing errors or paying down debts.
• Consider working with a reputable credit repair company. They can help you handle inaccuracies, disputes, and guide you through improving your credit.

We know this is stressful, but taking these steps can help you manage the situation and protect your personal information.

Bringing it all together - block the number, check your credit report, make a plan, and work with a reputable credit repair company to manage the situation and secure your personal information.

You might be wondering about the types of debt collected by 8002239899. They primarily focus on medical debts, particularly from hospital services. When you get a call from this number, it usually concerns an unpaid hospital bill or some other medical expense.

You should always verify the details of any debt before taking any action. It's crucial not to share personal details over the phone. If you're ever in doubt, contact the medical provider directly to confirm the legitimacy of the debt.

All things considered, you should stay cautious when dealing with calls from 8002239899. Verify the debt details, and protect your personal information to ensure you are handling the situation correctly.

To check if you owe money to 800-223-9899, you should follow a few steps:

First, review your records by looking at your bills, account statements, or receipts for any unpaid balances from hospitals or medical services. This will help you identify if anything has been sent to collections.

Next, get a copy of your credit report from AnnualCreditReport.com. This is a free service available once a year. Check the report for any collection accounts linked to 800-223-9899.

If you find a collection, request debt validation from the collection agency. They need to provide proof that the debt is legitimate. It's important that you do this in writing and avoid contacting them directly to prevent resetting the statute of limitations.

You might also consider speaking with a credit repair professional or a consumer protection lawyer if you have any doubts about the debt or feel harassed.

Lastly, take proactive steps: review your records, check your credit report, and request debt validation in writing to protect your credit and resolve any issues.

You are protected from debt collectors, such as those associated with the number 8002239899, by several laws and regulations.

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, deceptive, and unfair practices by debt collectors. They cannot contact you before 8 AM or after 9 PM, call you at work if prohibited, use obscene language, or threaten actions they can't take. They must provide a written notice of the debt amount, creditor’s name, and your right to dispute the debt.

State debt collection laws may offer additional protections. Some states have strict requirements beyond the FDCPA.

Regulation F provides added rules under the FDCPA, like limits on call frequency and communication specifics.

Your rights include:
- Stopping Communication: You can request in writing that the debt collector stops contacting you.
- Attorney Representation: If you have an attorney, the debt collector must communicate with them.
- Suing for Violations: You can sue for FDCPA violations within one year and recover damages.

If you believe a debt collector has violated these rules, report them to the FTC, CFPB, or your state's attorney general. Consulting a consumer law attorney can also offer guidance on your specific situation.

Finally, knowing which debt collection laws and regulations protect you from 8002239899 empowers you to assert your rights confidently and take the proper steps to address any issues.

As of the latest information, National Patient Account Services (NPAS) does not have any specific lawsuits against them that are readily identifiable. However, there are several official complaints from consumers:

1. Consumer Complaints: You might find multiple reports about NPAS trying to collect debts that individuals do not owe. This could be a violation of the Fair Debt Collection Practices Act (FDCPA).

2. Complaint Details: The Better Business Bureau (BBB) has handled 87 complaints against NPAS. These include allegations of attempting to collect on non-existent debts and making unenforceable threats.

3. Investigator Reports: An investigator noted that St. Joseph Regional Medical Center uses NPAS and reportedly sends bills to NPAS before payments are due, causing confusion and potential overpayments.

If you receive a call from them, ensure you get a written verification of the debt. Check your credit report for discrepancies. Blocking their number and contacting a professional credit repair service can also help.

In closing, NPAS hasn't faced specific lawsuits, but consumer complaints do exist. Make sure you verify any debt in writing, review your credit report, and consider blocking their number if needed.

On Reddit, you find a mix of opinions about 8002239899.

One user, 'DebtWarrior113,' mentioned receiving calls about a medical debt they don’t remember having. Another user, 'FrustratedGal87,' identified the caller as National Patient Account Services and noted their persistence. 'CreditFixer' shared that they found a collections account added to their credit report after receiving a call from this number. Lastly, 'DebtFreeDreamer' said they blocked the number due to continuous calls about a debt they had already settled.

These comments show that many people feel frustrated and harassed by persistent calls from 8002239899, often about debts they don't recognize or have already settled.

Overall, the general sentiment online is one of irritation and confusion, with many users choosing to block the number to avoid further annoyance.

Yes, you should consider removing 8002239899 from your credit report if it’s potentially inaccurate. This can negatively affect your credit score. You need to start by confirming the collection is truly yours and checking for inaccuracies. If you find errors, dispute them immediately. The Fair Credit Reporting Act allows you to provide evidence to credit bureaus. Disputing it yourself can be time-consuming.

Here’s what we advise you to do:
• Verify the debt belongs to you.
• Gather any necessary evidence of inaccuracies.
• Dispute any errors with the credit bureaus.
• Consider professional help to maximize your chances of removal.

Avoid typical credit repair companies due to their poor reputation.

As a final point, remember to verify the debt, gather evidence, and dispute errors to effectively address the issue and improve your credit health.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 4077322414
• 8557876725
• 3043886800
• 8002239899
• 5633448700
• 6303837266
• 7186682881
• 8003066062
• 2145067189
• 8667037961