Home / Who is 7196341357 and why are they calling me?

Who is 7196341357 and why are they calling me?

  • Phone number 7196341357 is likely a debt collector called:' Credit Service Company'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

Getting calls from 719-634-1357 can feel stressful, especially if you think it's a debt collector from Credit Service Company. Simply ignoring or blocking these calls might seem like an easy solution, but it won't fix the real problem. You need to understand your credit situation and tackle it directly.

First, get your free 3-bureau credit report to spot any debts under Credit Service Company or other errors. If you see any issues, ask for written verification of the debt and check if the collector is licensed. Keep detailed records of every communication, and if something feels off, report it to the authorities right away.

For personalized help and the best outcome, call The Credit Pros at 719-634-1357. We'll go over your entire credit report with you in a straightforward, no-pressure chat. This simple step can help you handle your situation better and protect your credit score. Don't wait; take action now!

Who Is 7196341357: Scam Or Legitimate

7196341357 is likely a legitimate debt collector for Credit Service Company, but you should still be cautious. You're not obligated to pay immediately if you're unsure. Here's what we advise you to do:

• Block the number to reduce stress
• Pull your free 3-bureau credit report
• Look for potentially inaccurate negative items
• If this company appears, it's probably legitimate but you should still ignore calls

We can help you verify any debt, dispute errors, and boost your financial outlook. Hundreds of thousands have benefited from our support with similar situations. Give us a call for a free credit evaluation - we'll guide you through smart next steps, regardless of the caller's legitimacy.

Remember:
• Never share your personal financial info
• Request written debt validation
• Check the collector's license if required in your state
• Report suspected scams to authorities

You're not alone in this. We're here to empower you and improve your financial standing. Let's tackle this together and get you on track. To finish up, you should block the number, verify the debt, and reach out to us for expert guidance to resolve this situation and improve your credit.

How Do I Stop 7196341357 From Harassing Me (How To Report Them)

To stop 7196341357 from harassing you, you should take immediate action. Here's what we advise you to do:

First, document everything. Keep a detailed log of each call, including dates, times, and any abusive language used. This will help you if you need to take legal action later.

Next, register your number on the Do Not Call list. It only takes two minutes at DoNotCall.gov. This step can help reduce unwanted calls.

You should also block the number using your phone's call-blocking feature. If you're unsure how to do this, ask your service provider for help. They often have additional tools to stop harassment.

Consider using call-blocking apps for extra protection:
• If you have an Android, download 'Call Blocker - Stop spam calls'
• For Apple users, try 'Robokiller: Spam Call Blocker'

Don't forget to file complaints with the proper authorities:
• Report to the FCC if it's an illegal robocall or spoofing
• File a complaint with the FTC for telemarketing or unwanted calls

If the harassment continues, you might need to take more serious steps. You can consider getting a restraining order or hiring a harassment lawyer. You could also send a cease and desist letter using templates from eforms.com.

Remember to reach out to regulatory bodies like the CFPB. They can provide assistance in over 180 languages, which is helpful if English isn't your first language.

Don't hesitate to contact your phone carrier for additional call-blocking tools. They often have resources to help their customers deal with harassment.

To finish up, you should know that you're not alone in this. By following these steps, you can effectively report and stop the harassment from 7196341357. Remember, your peace of mind is important, and you have the right to protect it.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 7196341357

You should block 7196341357 to stop unwanted calls. We understand dealing with debt collectors is stressful, but don't worry - blocking them won't hurt your credit score.

Here's what we advise you to do:

• Block the number to stop disruptive calls
• Don't completely ignore them - they might try other ways to reach you
• Work with a reputable credit repair company (like us!) to handle disputes

You have rights, and debt collectors can't harass you. If you're unsure about the debt, ask for proof. Don't pay without verifying first.

We're here to help you take control of your situation. Blocking the calls is a good first step. Then, let's work together to improve your credit and finances. You've got this, and we've got your back!

To wrap things up, remember you can block the number, verify any debts, and seek professional help to manage your credit. You're not alone in this process, and taking these steps will help you regain control of your financial situation.

Can A Debt Collector Like 7196341357 Sue Me

Yes, a debt collector like 7196341357 can sue you, but it's not common. They usually only sue as a last resort if you owe a substantial amount, typically over $5,000. For them to sue successfully, they need to prove you owe the debt, the amount is correct, and they have the right to sue. This can be challenging for them, especially if different companies have bought the debt.

You should know that suing is expensive and time-consuming for debt collectors. They prefer to settle out of court to avoid these costs. Also, each state has a statute of limitations that restricts how long a debt collector can sue you. If your debt is old, it might be beyond this period, making a lawsuit less likely.

Debt collectors typically prefer using calls and letters to collect the debt. If they do decide to sue you, you'll receive a court summons and complaint. It's crucial that you respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies. However, this scenario is very unlikely.

Remember, you have rights under the Fair Debt Collection Practices Act, which protects you from abusive practices. We advise you to:

• Know your rights and the debt's details
• Respond promptly to any legal documents
• Consider negotiating a settlement
• Seek legal advice if you're unsure

To finish up, if you're worried about being sued by a debt collector, we recommend you familiarize yourself with your rights, verify the debt's legitimacy, and consider seeking legal advice. You've got options, and understanding them can help you navigate this situation with confidence.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

7196341357 Might Have Your Personal Information

If you receive a call from 7196341357, you should be cautious as it might be a debt collector or scammer trying to obtain your personal information. We advise you not to pick up calls from this number. Instead, here's what you should do:

You need to obtain your 3-bureau credit report to understand your current credit status. This report will give you a clear picture of your financial situation and any potential issues.

After you've got your credit report, you should create a comprehensive plan to improve your credit. We recommend working with a reputable credit repair company. These experts can help you:

• Handle inaccuracies on your credit report
• Guide you through the dispute process
• Protect your rights as a consumer
• Improve your credit score
• Negotiate with creditors on your behalf

Remember, you should never share personal information over the phone, especially with unknown callers. It's crucial that you protect your data to avoid potential identity theft or financial fraud.

To wrap things up, you should focus on these key steps: ignore calls from 7196341357, get your credit report, and team up with a credit repair company. By taking these actions, you'll be on your way to better credit and stronger financial security.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 7196341357

Credit Service Company, identified by the number 7196341357, collects various types of debt. You might encounter them if you have outstanding credit card balances, unpaid medical bills, overdue utility payments, or defaulted personal loans. They often purchase these debts from original creditors or are assigned to collect on their behalf.

You should know that if you're significantly late on payments, usually after 90-180 days, Credit Service Company may contact you. It's crucial that you understand your rights in this situation. When they reach out, you have the right to request validation information about the debt. This allows you to confirm if the debt is actually yours and dispute it if necessary.

We advise you to stay informed and prepared. If a debt collector contacts you, remember that there are protections in place to ensure fair treatment. You can always seek help or file a complaint if you feel a debt collector has crossed the line.

• You have the right to request debt validation
• You can dispute the debt if it's not yours
• Seek help if you feel unfairly treated

To wrap things up, you should always know your rights when dealing with debt collectors. Stay informed, ask for validation, and don't hesitate to seek help if you're feeling overwhelmed. Remember, you're not alone in this process.

How Do I Check If I Owe Money To 7196341357

You can check if you owe money to Credit Service Company (7196341357) by following these steps:

First, review your credit reports from major agencies like Experian, Equifax, and TransUnion. Look for any debts listed under Credit Service Company. You should also go through your personal records, including old bills and account statements, to find any final notices or outstanding balances.

If you find a debt listed under Credit Service Company on your credit report, you should request debt validation from them. This involves asking for proof that the debt is yours and that the amount is correct. We advise you not to initiate direct contact with Credit Service Company to avoid potentially restarting the statute of limitations on old debts.

Here are some additional steps you can take:

• Block the phone number (7196341357) to reduce unwanted calls
• Use a credit monitoring service to keep track of changes to your credit report
• Consider freezing your credit if you suspect fraudulent activity

If you're facing harassment over disputed debts or need help validating a debt, you should consult a consumer protection lawyer. They can provide advice and support tailored to your situation.

To finish up, remember that you're in control of this situation. By taking these proactive steps, you'll gather the necessary documentation and ensure accuracy before deciding on your next move. This approach helps you prevent inaccurate collection efforts that could negatively impact your credit score.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 7196341357

When 7196341357 contacts you about a debt, you're protected by the Fair Debt Collection Practices Act (FDCPA) and possibly state laws. The FDCPA is the main federal law that shields you from abusive, deceptive, or unfair debt collection practices.

Under the FDCPA, you have several rights. Debt collectors can't call you before 8 AM or after 9 PM. They can't contact you at work if your employer doesn't allow it. You're protected from offensive language, threats of violence or criminal actions, and repeated harassing calls. They can't pretend to be attorneys or government representatives, disclose your debt to third parties, or demand more money than you owe.

You should receive a written validation notice about the debt, including the amount owed, the creditor's name, and your rights to dispute it. If you dispute the debt in writing within 30 days, collections must stop until they provide verification. You also have the right to stop them from contacting you by making a written request.

Some states offer additional protections beyond the FDCPA. We advise you to check your state's specific regulations for further safeguards. These might include stricter rules or licensing requirements for debt collectors.

If 7196341357 violates these laws, you can take action:

• Sue them within one year for damages
• Report them to the Federal Trade Commission (FTC)
• File a complaint with the Consumer Financial Protection Bureau (CFPB)
• Contact your state's attorney general

To finish up, remember you have rights and protections against unfair debt collection practices. Don't hesitate to assert these rights if you feel 7196341357 is overstepping. We're here to support you in understanding and using these protections to your advantage.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 7196341357/Credit Service Company Have Any Lawsuits Against Them

Yes, Credit Service Company has faced lawsuits and complaints. You should be aware of the following:

Lawsuits:
• A consumer sued Credit Service Company for using hostile and abusive language, violating the Fair Debt Collections Practices Act (FDCPA). This case was filed in the United States District Court for the Southern District of Texas, Houston Division.

Complaints:
• A customer reported that the company used hostile and abusive language.
• A Texas resident sued after finding a negative entry on her credit report for a debt she didn't incur.
• The BBB lists 16 complaints, with issues ranging from harassment to inaccurate debt collection practices.

You have rights if you feel harassed or mistreated by debt collectors. We advise you to contact a consumer attorney for free legal advice and support. They can help you understand your options and protect your rights.

If you're dealing with Credit Service Company, you should document all interactions and keep records of any communication. Don't hesitate to dispute any inaccuracies on your credit report. Remember, you have the power to stand up for your rights as a consumer.

To wrap things up, if you're facing issues with Credit Service Company, you're not alone. Take action by seeking legal advice, documenting everything, and asserting your rights. We're here to support you through this process.

What Do People Online Say About 7196341357

People online have shared mixed experiences with calls from 719-634-1357, which is associated with Credit Service Company. Here's what you need to know:

You might receive calls from this number claiming you owe money. Many users express skepticism about these calls' legitimacy. For instance, Reddit user "Redditor123" mentioned: "I keep getting calls from this number (719-634-1357). They say I owe money, but I don't recognize the debt."

If you're unsure about the caller's claims, you should:

• Ask for written verification of the debt
• Research the company online
• Check your credit report for any unfamiliar accounts

Some users find the tactics used by this number aggressive. "Dave0987" wrote: "Anyone know if 719-634-1357 is legit? They claim to be a debt collection agency, but their tactics seem overly aggressive."

You should be cautious if you receive a call from this number. "JaneDoe22" shared: "Just got a voicemail from 719-634-1357. Sounds like a scam. They didn't provide any details about the supposed debt."

To wrap things up, if you're getting calls from 719-634-1357, don't panic. You have rights as a consumer. We recommend that you verify any claimed debts, be wary of aggressive tactics, and don't hesitate to seek professional advice if you're unsure how to proceed.

Do I Really Need To Remove 7196341357 From My Credit Report

Yes, you really need to remove 7196341357 from your credit report if it's potentially inaccurate. Don't waste your time with typical credit repair companies - most are scammy and ineffective. If you try disputing on your own, you'll find it time-consuming and draining. Instead, you can save yourself hours by reaching out to a reputable company like The Credit Pros. We can make a huge difference in getting this potentially inaccurate item removed for you.

Here's what we suggest you do:

• Confirm that the collection is actually on your report
• Check if it seems potentially inaccurate to you
• Avoid shady credit repair services that might waste your money
• Don't try disputing solo - it'll give you a headache
• Contact us for expert help in removing it quickly

We understand that dealing with collections is stressful for you. Let us handle the heavy lifting so you can focus on improving your financial health. With our help, you'll boost your chances of getting that pesky item off your report for good.

To wrap things up, remember that you don't have to tackle this alone. We're here to guide you through the process and help you clean up your credit report efficiently.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 7196341357 can be written

- +1 719-634-1357
- +1 (719) 634-1357
- +1 719 634 1357
- (719) 634-1357
- 719-634-1357
- 719.634.1357
- 719 634 1357
- +17196341357
- (719) 634-1357
- 719.634.1357
- 7196341357

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Credit Service Company uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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