Home / Who Is 7063579130 (+ How Are They Hurting My Credit Score)

Who Is 7063579130 (+ How Are They Hurting My Credit Score)

  • Phone number 7063579130 is likely a debt collector called:' Collections Services Of Athens'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

7063579130 is likely from Collections Services of Athens, a debt collection agency. This call can harm your credit score. The collector might have bought your outstanding debt and is now spam calling you to collect. It could also be a scam. Ignoring the call only stops the harassment temporarily but doesn’t fix the problem.

If it’s Collections Services of Athens, they often try to recover unpaid debts like credit card balances, medical bills, or loans. Ignoring or blocking these calls won’t solve the problem and might make things worse. The best action is to check your entire credit report to see if this debt is real and if other issues affect your credit score.

Call The Credit Pros at 7063579130 for a no-pressure consultation. We’ll help you identify if this is a legitimate debt collector and assist in removing potentially inaccurate items from your credit report, boosting your score and improving your financial situation. We’ve helped many in similar situations, so stop the harassment and start improving your financial health today.

Who Is 7063579130: Scam Or Legitimate

7063579130 is likely from Collection Services of Athens, a debt collection agency. However, you should verify the legitimacy of the call first before engaging.

To verify, ask for the caller's name, company name, street address, and callback number. Use this information to ensure they are genuine. Request written details about the debt, as debt collectors must provide this by law. Then, check your credit report for any inaccurate, negative items.

Do not provide personal information like bank accounts or Social Security numbers over the phone. You do not have to pay immediately if you're unsure. Contact us for a free 3-bureau credit report evaluation to verify and dispute any potential inaccuracies.

To sum up – verify the caller's details, request written documentation, and check your credit report before taking any action. We're here to help you navigate these issues safely.

How Do I Stop 7063579130 From Harassing Me (How To Report Them)

To stop 7063579130 from harassing you and report them, follow these steps:

First, document all unwanted interactions. Keep a detailed log of dates, times, and any abusive language used.

Register your number at DoNotCall.gov, and use your phone’s call-blocking feature or contact your service provider for help.

For escalating measures:

• Consider getting a restraining order if calls persist or threats escalate.
• Hiring a harassment lawyer is helpful as harassment violates certain laws.
• Send a cease and desist letter using a template from eforms.com/cease-and-desist.

You can use call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple.

Report the harassing calls to the Federal Communications Commission (FCC) at fcc.gov/complaints. Fill out the phone form, specify 'unwanted calls,' and provide relevant details.

Similarly, report telemarketing calls or Do Not Call Registry violations to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov or DoNotCall.gov.

For financial harassment, gather all details and submit a complaint to the Consumer Financial Protection Bureau (CFPB) online at consumerfinance.gov/complaint or by phone at (855) 411-2372.

If you use Nomorobo, report the unwanted robocalls directly through their platform.

Reach out to your phone carrier for additional call-blocking tools and options.

Finally, check with your local or state consumer protection office for extra resources or complaint mechanisms.

To wrap things up - make sure you document interactions, explore call-blocking features, report harassment to the FCC, FTC, and CFPB, and seek legal measures if needed. This will empower you to effectively stop harassment from 7063579130 and reassert your peace of mind.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 7063579130

You should block 7063579130. Blocking or ignoring this number protects you from harassment, especially if it's from a debt collector like Collections Services of Athens. Blocking their calls won't harm your credit score, and it helps you regain peace of mind.

To further safeguard your credit, you can:

• Work with a reputable credit repair company to address any inaccuracies on your credit report.
• Understand your rights as a consumer regarding debt collection practices.
• Avoid engaging directly with harassing callers to reduce stress.

In the end, blocking 7063579130 and consulting a credit repair company will help you manage your credit health more effectively and maintain your peace of mind.

Can A Debt Collector Like 7063579130 Sue Me

Yes, a debt collector like 7063579130 can sue you, but it’s very unlikely. Lawsuits usually happen only as a last resort and typically when the debt is substantial, often over $5,000. The collector must prove you owe the debt, the amount is correct, and that they have the legal right to sue. This can be tough, especially if the debt has changed hands multiple times.

Suing is expensive and time-consuming, so most debt collectors prefer to call or send letters to collect the debt first. There are laws like the Fair Debt Collection Practices Act (FDCPA) that protect you from abusive practices. Additionally, every state has a statute of limitations, which sets a time frame within which they can sue you. If the debt is old, they might not be able to sue.

If they do decide to sue, you’ll receive a court summons, which you must respond to promptly to avoid a default judgment. This could lead to wage garnishment or bank account levies. It's always wise to consult an attorney to understand your options if you receive a lawsuit.

As a final point, remember that while it’s unlikely, a debt collector like 7063579130 can sue you if the debt is substantial. However, they must prove the debt, and there are laws in place to protect you. Respond to any court summons promptly and consider consulting an attorney to explore your options.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

7063579130 Might Have Your Personal Information

You should not provide any personal or sensitive information to debt collectors like the one calling from 7063579130. Ideally, you shouldn't even pick up when they call. Engaging with them can lead to unnecessary stress and potential scams. Your next step should be to obtain your 3-bureau credit report. This will help you verify any debts and start fixing any inaccuracies on your credit report.

We advise you to work with a reputable credit repair company. They have the expertise to dispute errors and guide you on improving your credit score. This approach is more effective and safer than dealing with suspicious calls.

• Obtain your 3-bureau credit report.
• Avoid providing any personal information over the phone.
• Work with a reputable credit repair company to resolve credit issues.

Bringing it all together - Remember, keeping your personal information secure and following a structured plan to improve your credit will help you more than interacting with unverified debt collectors.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 7063579130

7063579130 is linked to Collection Services of Athens, which collects various types of debt that you might owe. These include:

• Credit card balances
• Medical bills
• Loans (personal, auto, etc.)
• Unpaid utility bills

They collect debt either on behalf of creditors or by purchasing it from them. This means they work with banks, hospitals, and utility providers to recover what you owe. They typically try to reach you through calls and letters to facilitate payment. They might even negotiate settlements for less than what you owe. If necessary, they can pursue legal steps to secure payment, such as garnishing wages or placing liens on property, but this usually requires a court judgment.

All things considered, Collection Services of Athens uses various methods to collect debts like credit card balances, medical bills, loans, and unpaid utility bills, and may resort to legal action if necessary.

How Do I Check If I Owe Money To 7063579130

To check if you owe money to 7063579130, follow these steps:

First, review your records. Look through any letters, account statements, or receipts you have from creditors. This helps you identify any outstanding debts. Next, check your credit reports. Get a copy from Experian, TransUnion, and Equifax by visiting AnnualCreditReport.com. Look in the 'collections' section to see if 7063579130 is listed. Each report might have different information, so review all three.

If you find 7063579130 on your credit report, you can request debt validation from the collections agency. This means they must provide proof that the debt is yours. Additionally, monitor older debts as some may not appear on credit reports if they are older than six years or not reported by the collections agency. Lastly, if you're being harassed by the collections agency or if you dispute the debt, consider consulting a consumer protection lawyer.

It's crucial to verify any debt before making payments to avoid scams and incorrect charges. Gather all documentation and understand your rights before proceeding.

Lastly, by reviewing your records, checking your credit reports, and requesting debt validation, you take the necessary steps to ensure accuracy and avoid potential scams.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 7063579130

Debt collection laws and regulations like the Fair Debt Collection Practices Act (FDCPA) protect you from abusive tactics by debt collectors, such as those from 7063579130. Here’s how the FDCPA safeguards you:

• Prohibited Conduct: Debt collectors can't contact you before 8 AM or after 9 PM, use abusive language, threaten you, or disclose your debt to third parties without permission. They also can't falsely represent themselves as attorneys or government officials.

• Workplace Contact: They are not allowed to call you at work if your employer prohibits it.

• Harassment: Repeatedly calling with the intent to harass is forbidden.

Debt collectors must provide a written validation notice with details about the debt, including the creditor's name and amount owed, plus your right to dispute the debt. If you dispute the debt within 30 days, they must stop collection efforts until they provide verification.

You can request in writing that they cease communication. They can only contact you to confirm they won't contact you again or to inform you of specific actions like filing a lawsuit. If you have a lawyer, the debt collector must communicate with your attorney, not you.

You can sue debt collectors for FDCPA violations and recover damages up to $1,000, plus attorney fees. Report any violations to the FTC, CFPB, or your state attorney general for further action.

Finally, by knowing these protections, you can confidently handle any misconduct from debt collectors like those from 7063579130, ensuring your rights are upheld and you're not subjected to unfair practices.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 7063579130/Collections Services Of Athens Have Any Lawsuits Against Them

No lawsuits were found specifically against 7063579130 or Collection Services of Athens in my search. However, there is some important information about their practices:

1. Collection Services of Athens has been involved in cases where they've allegedly violated Fair Debt Collection Practices Act (FDCPA) regulations.

2. There was a lawsuit in the Magistrate Court of Athens-Clarke County involving Collection Services of Athens, which resulted in a consent judgment.

3. Consumer complaints indicate issues with debt harassment, including using false and misleading statements and failing to verify debts.

If you have issues with Collection Services of Athens, consider your rights and possibly seek legal advice.

In closing, while specific lawsuits against 7063579130 or Collection Services of Athens weren't found, you should be aware of past FDCPA violations and consumer complaints. Always know your rights and consult legal advice if needed.

What Do People Online Say About 7063579130

People online have varied opinions about the phone number 706-357-9130, often associating it with debt collection activities. Here are some quotes from Reddit users about this number:

- User 'DebtWoes2018' mentioned, 'I keep getting calls from 706-357-9130 and it's always about an old debt. Super annoying.'
- User 'AnonAthensGA' stated, '706-357-9130 keeps calling me non-stop. It's from Collection Services of Athens. I've blocked it.'
- User 'FedUpWithCalls' wrote, 'Watch out for 706-357-9130. They called me multiple times, pretending it was urgent but just wanting money.'

Analyzing these comments, it's clear that people generally find the calls from 706-357-9130 to be intrusive and relentless. Many recognize it as a number associated with debt collection, specifically linking it to Collection Services of Athens.

Overall, you should be cautious if you receive calls from 706-357-9130, as many users report it involves persistent debt collection practices.

Do I Really Need To Remove 7063579130 From My Credit Report

Yes, you should remove 7063579130 from your credit report if it is on there and potentially inaccurate. Addressing this issue is crucial for maintaining a healthy credit score.

First, confirm that this collection is on your credit report and identify if it's incorrect. Instead of disputing this yourself, consult a reputable credit repair company. It saves you time and ensures better handling of inaccuracies. Beware of companies with poor reputations. We recommend reaching out to The Credit Pros for expert assistance.

• Confirm the collection on your credit report.
• Identify if it’s potentially inaccurate.
• Consult a reputable credit repair company, like The Credit Pros.
• Avoid poorly rated credit repair companies to maximize your success.

As a final point, confirm the collection, avoid dealing with it alone, and consult a reputable credit repair company like The Credit Pros to handle this stress-free.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 7063579130 can be written

- +1 706-357-9130
- +1 (706) 357-9130
- +1 706 357 9130
- (706) 357-9130
- 706-357-9130
- 706.357.9130
- 706 357 9130
- +17063579130
- (706) 357-9130
- 706.357.9130
- 7063579130

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Collections Services Of Athens uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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