Home / Who Is 5096547110 (+ How Are They Hurting My Credit Score)

Who Is 5096547110 (+ How Are They Hurting My Credit Score)

  • Phone number 5096547110 is likely a debt collector called:' Evergreen Financial Services, Inc.'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

You've been getting calls from 509-654-7110, which is probably Evergreen Financial Services, Inc., a debt collection agency. This situation might feel annoying and worrisome, but don't ignore it. The debt collector likely bought your outstanding debt and is trying to collect, which could affect your credit score.

Ignoring or blocking the calls might give you temporary peace, but it won't solve the problem. The best thing you can do is call The Credit Pros. We'll evaluate your entire 3-bureau credit report to confirm if this is a debt collector. You might also discover other negative items hurting your score.

We've helped countless people in similar situations, possibly removing inaccurate items and boosting their credit scores. This simple step can dramatically improve your financial situation, and you won't have to deal with those nuisance calls anymore. Don't let this issue fester-act now and secure your financial peace.

Who Is 5096547110: Scam Or Legitimate

If you're wondering 'Who is 5096547110: Scam or Legitimate,' here's what you need to know. The phone number 5096547110 is likely connected to Evergreen Financial Services, a debt collection agency. To determine if it's legitimate or a scam, avoid engaging directly with the caller.

You don't have to pay the debt immediately if you're unsure. Instead, take these steps:

• Block the number to stop further calls.
• Get your free 3-bureau credit report and examine it carefully.
• Contact The Credit Pros for help in verifying the debt and disputing any inaccuracies.

We know dealing with this can be stressful. It's important that you don’t handle it alone.

To sum up, block the number, check your credit report, and reach out to The Credit Pros for support in handling any debt-related issues.

How Do I Stop 5096547110 From Harassing Me (How To Report Them)

To stop 5096547110 from harassing you, follow these steps:

1. Document Unwanted Interactions: Keep a detailed log with dates, times, and any abusive language used.

2. Register with Do Not Call Registry: Visit DoNotCall.gov to register your number. Block the number on your phone or ask your service provider for assistance.

3. Escalating Measures:
- Restraining Order: If calls persist or threats escalate, consider a restraining order.
- Harassment Lawyer: Hiring a harassment lawyer can help; harassment is against specific Federal and State laws.
- Cease and Desist Letter: Send a cease and desist letter using the template at eforms.com/cease-and-desist.

4. Use Apps for Blocking Calls:
- Android: 'Call Blocker - Stop spam calls'.
- Apple: 'Robokiller: Spam Call Blocker'.

5. Report to FCC: File a complaint at fcc.gov/complaints for robocalls or unwanted calls.

6. Report to FTC: Report telemarketing calls at ReportFraud.ftc.gov or general unwanted calls at DoNotCall.gov.

7. CFPB Complaint:
- Gather Information: Document all interactions.
- Submit a Complaint:
- Online: consumerfinance.gov/complaint
- Phone: (855) 411-2372
- Mail: Send a detailed letter to the CFPB.
- Include: Details and suggested resolution.
- After Submission: Track status and review responses.

8. Nomorobo: Report unwanted robocalls through Nomorobo if you use it.

9. Contact Phone Carrier: Inquire about call-blocking tools and options.

10. Local or State Consumer Protection Office: Check for additional resources or complaint mechanisms.

To wrap things up, document interactions, block the number, use call-blocking apps, and report the calls to relevant authorities to stop 5096547110 from harassing you.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 5096547110

You should block the number 5096547110. Blocking won't affect your credit score, but it stops those annoying calls. If you ignore them, you might receive continuous calls that disrupt your day.

To resolve the issue, consider working with a reputable credit repair company. They can help you handle any inaccuracies or disputes on your credit report. This way, you manage your credit profile and reduce stress from repeated calls.

• Block the number to avoid repeated harassment.
• Address inaccuracies on your credit report with professional help.
• Focus on reducing stress and making informed financial decisions.

In the end, blocking the number 5096547110 gives you peace of mind, and working with a credit repair company can help you handle any credit issues efficiently.

Can A Debt Collector Like 5096547110 Sue Me

Yes, a debt collector like 5096547110 can sue you, but it's very unlikely. Debt collectors usually sue as a last resort, often when the amount owed is substantial, typically over $5,000. They must prove you owe the debt, the amount is correct, and they have the legal right to sue, which can be tough, especially if the debt has changed hands multiple times.

Lawsuits are expensive and time-consuming, so many collectors prefer to settle out of court. Every state has a statute of limitations, a specific time frame within which a debt collector can sue. If the debt is old, it might be outside this period, making a lawsuit less likely.

Debt collectors typically try other methods like calls and letters first. If they do decide to sue, you will receive a court summons and complaint. You must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies.

You have rights under the Fair Debt Collection Practices Act (FDCPA), which protects you from abusive or deceptive practices by debt collectors. If you receive a lawsuit, consider consulting with an attorney to understand your options and defenses.

As a final point, remember that while a debt collector like 5096547110 can technically sue you, it's rare and there are many steps and protections in place before it comes to that.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

5096547110 Might Have Your Personal Information

5096547110 Might Have Your Personal Information because it’s associated with a debt collector. Here’s how you can handle the situation:

- Don’t share any of your information with debt collectors from this number. Even if they seem convincing, they might be attempting to extract more personal details from you.
- Avoid answering their calls. Continuous calls can be stressful. Ignoring them helps you avoid accidentally sharing your information.
- Check your 3-bureau credit report. This report shows your complete credit history and can help you identify any discrepancies or unauthorized activities.
- Consider working with a reputable credit repair company. They can help you correct any inaccuracies and develop a strong credit plan. These professionals have the expertise to manage disputes efficiently, saving you time and stress.

Bringing it all together – block the number, avoid sharing your details, review your credit report for discrepancies, and seek help from a trusted credit repair company to protect your personal information and improve your credit situation.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 5096547110

5096547110, associated with Evergreen Financial Services, collects various types of debt, including those from healthcare, utilities, government, and retail sectors. They gather debts from several creditors, providing a wide range of coverage. You might want to contact a credit specialist for personalized support if you're managing a debt collected by them.

Understanding these details can help you navigate your situation better.

All things considered, knowing the types of debt collected by 5096547110 can help you understand the company's scope and approach, making it easier for you to manage your debt effectively.

How Do I Check If I Owe Money To 5096547110

To check if you owe money to 509-654-7110, follow these steps:

First, go through your records to look for any final bills, account statements, or receipts. This can help you identify any outstanding debts.

Next, check your credit reports from Equifax, Experian, and TransUnion. See if Evergreen Financial Services has reported a collection account.

If you find a debt, request validation from the collections agency. This will verify that the debt is yours and the amount is correct.

If you spot inaccuracies on your credit report, you can dispute them. Be prepared for a time-consuming process that may require consistent effort.

Consider consulting a credit repair professional or a consumer protection lawyer. This can help if you face harassment or need to challenge the debt.

Lastly, avoid contacting the number directly to prevent restarting the statute of limitations on any old debts.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 5096547110

You are protected by several key debt collection laws and regulations. The main one is the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices. This includes contacting you at inconvenient times (before 8 AM or after 9 PM), using abusive language, making threats, or harassing you with continuous calls.

Debt collectors, including those who might contact you from 5096547110, must provide a written validation notice detailing the debt amount, the creditor's name, and your rights to dispute the debt. If you dispute the debt in writing within 30 days, they must verify the debt before continuing collection efforts.

State laws often provide additional protections. For example, New York has strict licensing requirements for debt collectors. It's important that you check the specific laws in your state as they can vary and sometimes offer more protection than the FDCPA.

You have the right to stop all communication from a debt collector by making a written request. If you have an attorney representing you in the debt matter, the collector must communicate only with your attorney. If FDCPA rules are violated, you can sue the collector and recover damages, attorney fees, and costs.

Finally, you should report any violations to the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), or your state attorney general.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 5096547110/Evergreen Financial Services, Inc. Have Any Lawsuits Against Them

Evergreen Financial Services, Inc. does have lawsuits and complaints against them related to their debt collection practices. Here are some key cases and complaints:

1. Matthew Ambrose vs. Evergreen Financial Services, Inc. (Case 2:13-cv-00140-TSZ): Ambrose sued Evergreen for allegedly violating the Fair Debt Collections Practices Act (FDCPA) by leaving voicemail messages without properly identifying the company or the reason for the call. The case was settled.

2. Evergreen Financial Services Inc. vs. Corey S Waggoner: This case involves judgment enforcement. Specific details are not provided, but it shows legal action by Evergreen to enforce debt collection.

In addition to lawsuits, consumers have filed official complaints alleging that Evergreen has violated FDCPA regulations, such as improper contact and making threats that cannot legally be carried out.

If you experience issues with Evergreen Financial Services, Inc., it’s crucial that you know your rights under the FDCPA. Consider seeking legal advice if you believe your rights have been violated.

In closing, Evergreen Financial Services, Inc. has faced lawsuits and complaints related to their debt collection practices. Always be aware of your rights and seek legal advice if necessary.

What Do People Online Say About 5096547110

Users online have shared various experiences and opinions about the phone number 509-654-7110. You might find their feedback quite revealing:

- Reddit user, 'u/andytheapple': 'This number called me three times in a row. It's really annoying!'
- Reddit user, 'u/credit_savior': 'Got a call from 509-654-7110 and it was a debt collector asking about an old medical bill.'
- Reddit user, 'u/jameson44': '509-654-7110 kept calling my phone, turns out it was Evergreen Financial Services about a debt I didn't even know about.'

It's clear that the number 509-654-7110 is linked to numerous unsolicited calls. Many users report that these calls are annoying and often related to debt collection. Evergreen Financial Services appears to be commonly associated with this number, contacting people about unknown or old debts.

Overall, you might want to prepare yourself for potential debt collection calls if you see 509-654-7110 on your caller ID, as users seem to associate this number with persistent and sometimes confusing debt-related inquiries.

Do I Really Need To Remove 5096547110 From My Credit Report

Yes, you should remove 5096547110 from your credit report if it's potentially inaccurate. You need to start by confirming it’s really on your credit report. If you find it’s inaccurate, you can dispute it. Disputing it on your own takes a lot of time and energy, so consider hiring a reputable company like The Credit Pros to help.

Here’s what you need to do:

• Confirm Accuracy: Verify if 5096547110 is listed accurately on your report.
• Identify Errors: Check for any errors or inaccuracies.
• Dispute If Inaccurate: Submit a dispute to the credit bureau if you find inaccuracies.

Avoid typical credit repair companies as most are poorly rated and deceptive. Save time and effort by choosing a reliable company to help you out.

As a final point, make sure you confirm the accuracy of 5096547110, identify any errors, and dispute inaccuracies through a trusted credit repair company.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 5096547110 can be written

- +1 509-654-7110
- +1 (509) 654-7110
- +1 509 654 7110
- (509) 654-7110
- 509-654-7110
- 509.654.7110
- 509 654 7110
- +15096547110
- (509) 654-7110
- 509.654.7110
- 5096547110

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Evergreen Financial Services, Inc. uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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