Home / Who is 5022677522 and why are they calling me?

Who is 5022677522 and why are they calling me?

  • Phone number 5022677522 is likely a debt collector called:' GLA Collections'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

If you’ve been getting calls from 5022677522, it’s likely GLA Collections trying to reach you about a debt. This could be an attempt to collect on an outstanding payment or, worse, an indication that your credit score is at risk. Ignoring the calls might stop the immediate harassment, but it won’t fix the problem and could lead to more serious consequences.

If GLA Collections holds your debt, they will persist until they get a response. They might have bought your debt or are acting on behalf of another creditor. Blocking these calls provides temporary relief, but the debt - and potential damage to your credit - still exists. It’s crucial to address the issue directly to protect your financial well-being.

The best step is to call The Credit Pros using the number above. We’ll review your 3-bureau credit report for any negative items, including potentially inaccurate entries from GLA Collections. We’ve successfully helped many others remove such items, boosting their credit scores and improving their financial security. Don’t let these harassing calls jeopardize your finances-take control now.

Who Is 5022677522: Scam Or Legitimate?

The phone number 502-267-7522 is associated with G.L.A. Collection Company, Inc. (GLA), a debt collection agency. Whether it's a scam or legitimate depends on several factors:

If the caller pressures you to pay immediately without proper documentation, it's a red flag. Legitimate collectors must give you a debt validation letter detailing the amount owed and the creditor's name.

You should be cautious if they request sensitive information like your social security number or bank account details without verifying their identity first.

Always verify the debt. Request a debt validation letter and cross-check the details with your records. Additionally, check your credit report for any unfamiliar debts at AnnualCreditReport.com.

Contact your original creditor to confirm if they have assigned the debt to GLA. This step helps you ensure the collection attempt is genuine.

If you suspect a scam, report it to the Federal Trade Commission (FTC) and your state attorney general's office.

To sum up - always verify the legitimacy of the debt collector, cross-check details with your records, and report suspicious activities to the authorities to stay safe.

How Do I Stop 5022677522 From Harassing Me (How To Report Them)?

If you're getting harassing calls from 502-267-7522, here's what you can do to stop them and report their actions:

1. Document Unwanted Interactions: Keep track of every call. Write down the date, time, and any rude or abusive language. This information is crucial if you decide to file a complaint.
2. Register with the Do Not Call Registry: Go to DoNotCall.gov and register your number. It takes about 2 minutes.
3. Block the Number: Use your phone’s call-blocking feature or contact your service provider for help.
4. File Complaints:
- FCC: Report illegal calls or spoofing at fcc.gov/complaints. Fill out the phone form, select "unwanted calls," and provide details.
- FTC: Report telemarketing violations at ReportFraud.ftc.gov or for general unwanted calls, go to DoNotCall.gov.
- CFPB: Submit a complaint online at consumerfinance.gov/complaint, via phone at (855) 411-2372, or by mail to 1700 G Street, NW, Washington, DC 20552. Include as many details as possible.
5. Send a Cease and Desist Letter: Use a template from eforms.com/cease-and-desist.
6. Use Call-Blocking Apps:
- For Android: 'Call Blocker - Stop spam calls'
- For Apple: 'Robokiller: Spam Call Blocker'

To wrap things up, you can stop and report the harassment from 502-267-7522 by documenting each call, registering on the Do Not Call Registry, blocking the number, filing complaints with the FCC, FTC, and CFPB, sending a cease and desist letter, and using call-blocking apps.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 5022677522?

If you're wondering whether to block or ignore calls from 5022677522, you should block them, especially if they're harassing you. This number is linked to a debt collector, and blocking these calls can prevent stress without hurting your credit score further.

Here's what we advise you to do:
- Block the Number: This stops the unwanted calls immediately.
- Send a Cease & Desist Letter: Inform them to stop contacting you by phone. You have the right to do this under the Fair Debt Collection Practices Act (FDCPA).
- Work with a Credit Repair Company: A reputable company can help remove any inaccurate negative items from your credit report.
- Verify the Debt: If they contact you by mail, make sure the debt is valid. You can send a Debt Validation Letter to force them to verify it.

Blocking the number is a proactive way to handle harassment while you work on resolving any debt or inaccuracies with professional help.

In the end, you should block 5022677522 to immediately reduce stress while taking steps to manage any underlying debt issues and ensure your credit report is accurate.

Can A Debt Collector Like 5022677522 Sue Me?

Yes, a debt collector like 5022677522 can sue you, but it's unlikely for several reasons.

Debt collectors typically use lawsuits as a last resort. Here's why:

- Lawsuits cost time and money, so they prefer cheaper methods like calls and letters first.
- They need to prove you owe the debt, the amount is correct, and they have the legal right to sue, which is often challenging.
- There's a statute of limitations that varies by state. If your debt is old, it might be beyond this period.
- Collectors usually sue for larger amounts, usually over $5,000, as smaller debts might not be worth the effort.

If you do get sued, you will receive a court summons. It's crucial that you respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Remember, the Fair Debt Collection Practices Act (FDCPA) protects you from abusive practices by debt collectors. If you receive a lawsuit, consider consulting an attorney to understand your options.

As a final point, it's vital to know that while a debt collector like 5022677522 can sue you, it's rare. However, if it happens, you should respond promptly and consider legal advice.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

5022677522 Might Have Your Personal Information

Yes, 5022677522 might have your personal information. This number is linked to G.L.A. Collection Company, Inc., which has faced allegations for violating consumer rights and mishandling personal information. If you receive a call from this number, hang up immediately and do not share any personal details.

Here's what we advise you to do:
- Place a Fraud Alert: Contact Equifax, Experian, or TransUnion to add a fraud alert to your credit report, making it tougher for thieves to open accounts in your name.
- Consider a Credit Freeze: Restrict access to your credit report to prevent identity thieves from opening new accounts. You can easily lift the freeze if needed.
- Sign Up for Identity Theft Protection: Use free credit monitoring and identity theft protection services offered by many companies after a breach to get alerts about any suspicious activities.
- Never Share Personal Info: Avoid giving out your Social Security number, account numbers, or passwords over the phone unless you can verify the caller's identity.

Taking these steps helps you protect your personal information and reduces the risk of identity theft. Let's stay vigilant and safeguard our privacy every step of the way!

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 5022677522

If you owe money for medical bills, personal loans, or commercial accounts, you might hear from G.L.A. Collection Company, Inc. They primarily focus on collecting medical debt but also handle commercial and consumer debt. They collaborate with various creditors, especially within the medical field, although they don't publicly list specific companies they represent.

Dealing with them means you could face collections for:

- Medical bills
- Commercial accounts
- Personal loans

All things considered, G.L.A. Collection Company, Inc. primarily focuses on medical debt but also reaches into commercial and personal loan collections, providing a broad range of services.

How Do I Check If I Owe Money To 5022677522?

To check if you owe money to 502-267-7522, follow these steps:

First, review your credit report. You can visit AnnualCreditReport.com to get a free report from Equifax, Experian, and TransUnion. Look for any accounts linked to G.L.A. Collection Company, Incorporated.

Next, examine your records. Search through your financial documents for any bills, statements, or receipts you might have missed or forgotten about.

Then, contact your original creditors. They can confirm if they’ve sold any debts to collection agencies and tell you who currently owns the debt.

If you see a debt on your credit report or hear from a collection agency, ask them to validate the debt. They should provide proof that the debt is yours.

Lastly, if you face harassment from a debt collector or if the debt seems incorrect, consider talking to a consumer protection lawyer for advice. Remember, it's important that you handle this with care and verify the details before taking action.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 5022677522

You’re protected by several laws when dealing with debt collectors like G.L.A. COLLECTION COMPANY, INCORPORATED. The main law is the Fair Debt Collection Practices Act (FDCPA), which stops debt collectors from using abusive, unfair, or deceptive practices. Here are some key protections under FDCPA:

- They can't contact you before 8 AM or after 9 PM.
- They can't call you at work if your employer forbids it.
- They can’t harass, abuse, or threaten you.
- They can’t pretend to be someone they’re not or mislead you about the debt.

Debt collectors must also provide a validation notice about the debt, including the amount owed and your rights to dispute it. If you dispute the debt in writing within 30 days, they must prove the debt's validity.

Many states also have their own laws offering extra protections, such as stricter licensing requirements for debt collectors or additional rules against harassment.

If a debt collector violates these rules, you can report them to the Consumer Financial Protection Bureau (CFPB) or sue them for damages and attorney fees. You also have the right to tell them in writing to stop contacting you.

Finally, remember these protections and take action if needed to defend yourself against unfair debt collection practices.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 5022677522/G.L.A. Collection Company, Incorporated Have Any Lawsuits Against Them?

Yes, G.L.A. Collection Company, Inc. has several lawsuits against them. Notable cases include:

•David C. v. GLA Collection Company: Filed in February 2016, this lawsuit involved claims of violations of the Fair Debt Collection Practices Act (FDCPA) due to failure to report disputed debt to credit bureaus and using false/deceptive means.
•ODUM v. GLA Collection Co., Inc.: Filed on June 24, 2015, in the United States District Court, W.D. Kentucky, this case involved allegations of FDCPA violations.
- MARCUM v. G.L.A. Collection Co., Inc.: Filed on June 4, 2008, in the United States District Court, E.D. Kentucky, this case also involved FDCPA violations.
- Hill v. GLA Collection Co., Inc. et al: Filed on December 27, 2023, in the Kentucky Western District Court, this is a recent case against the company.

Additionally, G.L.A. Collection Company has numerous consumer complaints, including over 600 complaints reported to the Consumer Financial Protection Bureau (CFPB) and more than 30 complaints to the Better Business Bureau (BBB) in the last three years. These complaints often involve allegations of harassment, robocalling, and failure to verify debts.

If you are dealing with G.L.A. Collection Company, it is crucial that you know your rights and consider seeking legal advice to address any potential violations.

In closing, several lawsuits and numerous complaints exist against G.L.A. Collection Company, Inc., highlighting the importance of understanding your rights and seeking legal help if needed.

What Do People Online Say About 5022677522?

Based on various online discussions, people have mixed but generally negative sentiments about the number 502-267-7522, commonly associated with G.L.A. Collection Company. Here are a few notable comments that shed light on experiences:

- Reddit user "johndoe123": "Got a call from 502-267-7522, it's GLA Collections. They were super aggressive and threatened to report me immediately if I didn't pay."
•Reddit user "janesmith456": "They called me about a debt I already settled. When I questioned them, they couldn't provide proper verification! Be careful."
- Another user, "daveyJ87", mentioned, "They called nonstop for a week. It got so bad that I had to block them."

From these comments, it’s clear that many people find the interactions with this number and G.L.A. Collection Company to be intimidating and poorly managed. The main issues highlighted include aggressive tactics, questionable accuracy in debt claims, and relentless calling.

Overall, many people online report negative experiences with 502-267-7522, citing aggressive tactics and questionable debt claims. Make sure you stay informed and take appropriate steps like verifying debt claims or blocking the number if necessary.

Do I Really Need To Remove 5022677522 From My Credit Report?

Yes, you should remove 5022677522 from your credit report if it's from G.L.A. COLLECTION COMPANY, INCORPORATED, and you’ve found it’s potentially inaccurate. Collections severely hurt your credit score and can stay on your report for up to seven years. Make sure you thoroughly check your credit report for errors or inaccuracies related to this account.

Disputing this on your own can be time-consuming and stressful. Instead, consider finding a reputable credit repair company to help. Avoid the typical shady ones, as many don’t do a good job and can be deceptive. Companies like 'The Credit Pros' can make the process smoother and more effective.

Here are some steps you can take:
- Check Your Credit Report: Review your report from all three major bureaus (Equifax, Experian, TransUnion) for errors.
- Gather Evidence: Collect all documents related to the debt to verify its accuracy.
- Dispute Inaccuracies: If you spot any errors, dispute them with the credit bureaus.
- Consider Expert Help: Reach out to a reputable credit repair company if you find the DIY approach too taxing.

As a final point, addressing inaccuracies by removing 5022677522 from your credit report can improve your credit score and open up more financial opportunities.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 5022677522 can be written

- +1 502-267-7522
- +1 (502) 267-7522
- +1 502 267 7522
- (502) 267-7522
- 502-267-7522
- 502.267.7522
- 502 267 7522
- +15022677522
- (502) 267-7522
- 502.267.7522
- 5022677522

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that GLA Collections uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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