Home / Who Is 4402801949 (+ How Are They Hurting My Credit Score)

Who Is 4402801949 (+ How Are They Hurting My Credit Score)

  • Phone number 4402801949 is likely a debt collector called:' Revenue Group'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8668375096

If you've been getting calls from 4402801949, it could be from Revenue Group, a debt collection agency, or worse, a scammer pretending to be them. This annoying call might hit your credit score if you ignore it. Let’s dive into what this means for you and what to do next.

When debt collectors like Revenue Group spam-call you, they usually bought your unpaid debt and want to collect. They often try to overwhelm you into paying up. Blocking the number might give you temporary peace but won’t fix the real problem-those harassing calls won't just disappear.

Here's where The Credit Pros can help. Call us for a stress-free chat to review your full credit report across all three bureaus. We'll check if Revenue Group is really behind the calls or if something else is dragging down your score. We’ve helped countless folks remove potentially inaccurate items, boosting their credit scores and improving their overall financial health. Plus, we can stop those pesky calls for good!

Who Is 4402801949: Scam Or Legitimate

The phone number 4402801949 is likely from a debt collection agency called Revenue Group, but this doesn't necessarily confirm its legitimacy. Scammers can easily spoof numbers to make it look like they’re calling from official agencies.

You shouldn't engage with the caller at all. Instead, pull your credit report and look for any negative or suspicious items. If you notice any issues, reach out to us at The Credit Pros for a free 3-bureau credit report evaluation. We can help you verify debts, dispute inaccuracies, and improve your financial situation.

If you encounter a suspicious call, it's best to block the number and avoid providing any personal information. Taking these steps will help protect you from potential scams and ensure your credit report is accurate.

To sum up, remember to verify the details before paying anything. Always block suspicious numbers and contact a reputable credit repair company for help with your credit report.

How Do I Stop 4402801949 From Harassing Me (How To Report Them)

To stop 4402801949 from harassing you and report them, follow these steps:

First, document unwanted interactions. Keep a log with dates, times, and any abusive language used. Register your number at DoNotCall.gov and block the number through your phone’s call-blocking feature or contact your service provider for help.

For escalating measures:
• Consider getting a restraining order if calls persist or threats escalate.
• Hire a lawyer since harassment is against Federal and State laws.
• Send a cease and desist letter using the template at eforms.com/cease-and-desist.

Use apps for blocking calls:
• For Android: 'Call Blocker - Stop spam calls'
• For Apple: 'Robokiller: Spam Call Blocker'

To further report the harassment:
• File a complaint at the Federal Communications Commission (FCC) at fcc.gov/complaints, specifying 'unwanted calls.'
• Report to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov or use the form at DoNotCall.gov.
• Submit a complaint to the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov/complaint, by phone at (855) 411-2372, or by mail to 1700 G Street, NW, Washington, DC 20552. Include documented interactions.

Finally, contact your phone carrier about call-blocking tools and options.

To wrap things up, if you want to stop 4402801949 from harassing you, you should block the number, document interactions, and report them through the FCC, FTC, and CFPB. Use apps to block calls and consult legal help if needed.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 4402801949

You should block the number 4402801949. If you ignore it instead, you risk continuous calls that can disrupt your day.

Blocking has several advantages:
• It prevents contact, reducing stress.
• It ensures your peace without causing further disturbances.
• Your credit score won't drop from blocking calls.

You should not worry about your credit score getting worse from blocking. However, it is crucial that you address any inaccuracies on your credit report. Consider working with a reputable credit repair company to handle disputes and inaccuracies professionally.

Remember, answering these calls might increase spam frequency. Blocking is a more definite solution.

In the end, you should block 4402801949, reduce your stress, and work with a credit repair company to address any inaccuracies on your credit report.

Can A Debt Collector Like 4402801949 Sue Me

Yes, a debt collector like 4402801949 can sue you, but it's quite unlikely. They usually resort to legal action as a last option when the debt is significant, typically over $5,000, and justifies the cost of suing. A lawsuit requires them to prove you owe the debt, the amount is accurate, and they have the legal right to sue, which can be complicated if the debt has changed hands.

Debt collectors prefer to collect through calls and letters because suing is expensive and time-consuming. Each state has a statute of limitations that restricts how long they can sue for a debt, so many old debts fall outside this period, making a lawsuit even less probable.

If you do get sued, you will receive a court summons and complaint. Respond within the deadline to avoid a default judgment, which might lead to wage garnishment or bank account levies-though this remains rare.

Remember, under the Fair Debt Collection Practices Act (FDCPA), you have rights protecting you from abusive practices. If you get sued, consult an attorney to understand your options and defenses.

As a final point, remember that while a debt collector like 4402801949 can sue you, it's uncommon. Prioritize responding to any court summons and understanding your rights under the FDCPA to protect yourself.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

4402801949 Might Have Your Personal Information

4402801949 might have your personal information because it's likely a call from Revenue Group, a debt collector. Here's what you should do:

1. Don't provide any information: You should avoid sharing your personal or financial details with them. Debt collectors sometimes seek more information than they legitimately need.
2. Don't pick up: If you don't recognize the number, let it go to voicemail. Engaging with such calls can lead to stress and they might try to collect more information.
3. Get your credit report: Obtain your report from all three bureaus (Equifax, Experian, and TransUnion). This helps you understand your current credit situation and identify any discrepancies.
4. Build a credit improvement plan: Review your report for any issues. Developing a detailed plan to address and solve these issues is crucial.
5. Work with a reputable credit repair company: They can provide expert assistance to dispute inaccuracies, negotiate with creditors, and help improve your credit score effectively.

Bringing it all together – avoid giving out information, let unknown calls go to voicemail, get your credit report, create an improvement plan, and consider working with a reputable credit repair company to take control of your financial health.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 4402801949

Revenue Group collects various types of debts. You can find them handling credit card debts, medical bills, personal loans, business loans, and unpaid utility bills. They often buy these debts from original creditors at a lower price and work to recover as much as possible.

You might also see them working for creditors to collect these debts. They could negotiate settlements or even refer cases to lawyers if necessary.

All things considered, Revenue Group covers a broad range of debts and uses various methods to recover them, whether through direct recovery, negotiation, or legal means.

How Do I Check If I Owe Money To 4402801949

To check if you owe money to 4402801949 (Revenue Group), follow these steps:

1. Check Your Credit Reports: Go to AnnualCreditReport.com for free access to your Experian, Equifax, and TransUnion credit reports. Look for any debts listed under collections with the name 'Revenue Group.'

2. Review Personal Records: Search through your own records for any final bills, account statements, or receipts for returned equipment. Check old letters or emails from collections agencies to see if Revenue Group is mentioned.

3. Request Debt Validation: If you find a debt reported by Revenue Group on your credit report, send a written request for debt validation to ensure the debt is accurate and actually yours.

4. Consult With a Consumer Protection Lawyer: If you’re receiving harassment over disputed debts, a lawyer can help you understand your rights and offer strategies to address the situation.

Remember, it's important that you don't contact the debt collector directly to prevent restarting the statute of limitations on old debts.

Lastly, you should check your credit reports, review personal records, request debt validation, and consult a consumer protection lawyer if needed to handle the situation effectively.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 4402801949

If you're dealing with debt collection from the number 4402801949, several laws protect you.

First, the Fair Debt Collection Practices Act (FDCPA) prohibits abusive, deceptive, or unfair practices by third-party debt collectors. It protects personal, family, and household debts. Collectors must provide you with a validation notice about your debt, and you can dispute it in writing within 30 days. They must verify the debt before continuing collection.

Under the FDCPA, collectors can't:

- Contact you before 8 AM or after 9 PM.
- Call your workplace if your employer prohibits it.
- Use abusive language, threats, harassment, or misrepresentation.
- Disclose your debt to third parties.
- Demand illegal amounts.

You have rights as a consumer, like demanding in writing that they stop all communication or directing them to talk to your attorney. You can also sue for FDCPA violations and recover damages plus attorney fees.

State laws may offer additional protections. For example, New York has strict licensing requirements for debt collectors.

You can report violations to the FTC, the CFPB, or your state attorney general. Consulting with a consumer law attorney can also provide you with specific guidance.

Finally, remember to understand your rights under both federal and state laws to protect yourself effectively and seek legal help if needed.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 4402801949/Revenue Group Have Any Lawsuits Against Them

Revenue Group has faced lawsuits and complaints against them. Here are the key details:

1. Lawsuits:
- Case § 1:18cv491: An Ohio consumer filed a proposed class action claiming Revenue Group attempted to collect a $4.95 'convenience' fee without proper authorization, violating the Fair Debt Collection Practices Act (FDCPA). The plaintiff alleged the collection notice misled her into believing she owed this additional fee, which was neither authorized by law nor the original agreement.

2. Complaints:
- General Consumer Complaints: Consumers have lodged various complaints against Revenue Group, particularly for unauthorized fees and alleged misleading communication practices, which violate FDCPA regulations.

You might want to stay updated as no additional lawsuits have been reported recently.

In closing, if you have concerns about Revenue Group, it is crucial to stay informed about their legal issues, especially regarding unauthorized fees and misleading practices.

What Do People Online Say About 4402801949

People online have shared various opinions about the phone number 440-280-1949, often associated with Revenue Group. Here's what they say:

- User @groovyguy78 shared, 'Got a call from 4402801949, they asked for personal info. Seemed fishy, so I hung up.'
- User @jane_doe91 commented, 'Repeated calls from this number. Annoying and sketchy. Didn’t leave any voicemail.'
- User @financesavvy added, 'It’s Revenue Group. They’re a debt collector. Be careful with what info you give them.'

You might notice a pattern of concern about unsolicited calls seeking personal information. Many find these calls intrusive or suspicious.

Overall, it’s best if you remain cautious and verify the caller's legitimacy before sharing any personal details.

Do I Really Need To Remove 4402801949 From My Credit Report

Yes, you should definitely consider removing 4402801949 from your credit report if you believe it is potentially inaccurate. Dealing with this on your own can be incredibly time-consuming and stressful. Rather than disputing it yourself, you can save a ton of time by reaching out to a reputable credit repair company, like The Credit Pros, to handle it for you. Most typical credit repair companies are poorly rated and ineffective, so it's important to choose one that is trustworthy and capable.

First, verify if this collection is on your credit report and if it's potentially inaccurate. Avoid doing it alone as it consumes a lot of your time and energy. Consider a reputable company that excels in credit repair, like The Credit Pros, to assist you efficiently.

As a final point, remember that removing 4402801949 from your credit report is crucial if it's inaccurate. Work with a reliable credit repair service to save time and increase your chances of success.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 4402801949 can be written

- +1 440-280-1949
- +1 (440) 280-1949
- +1 440 280 1949
- (440) 280-1949
- 440-280-1949
- 440.280.1949
- 440 280 1949
- +14402801949
- (440) 280-1949
- 440.280.1949
- 4402801949

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Revenue Group uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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