Home / Who Is 3125741811 (+ How Are They Hurting My Credit Score)

Who Is 3125741811 (+ How Are They Hurting My Credit Score)

  • Phone number 3125741811 is likely a debt collector called:' Harris & Harris, Ltd.'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 3123804079

If calls keep coming in from 312-574-1811, Harris & Harris, Ltd., a debt collection agency, likely makes them. They might call to collect an outstanding debt, or a scammer could use their name to extract personal information. If you've noticed these calls, act quickly instead of ignoring them because ignoring isn't a permanent fix.

Ignoring the calls only offers temporary relief, but the issue still lingers. Debt collectors like Harris & Harris, Ltd. persist and can even affect your credit score. The best move now is to contact The Credit Pros. We'll review your entire 3-bureau credit report and verify whether this is a legitimate debt collector or just another spam call. They might also find other negative items hurting your score.

We've helped countless people remove potentially inaccurate negative items from their credit reports. As a result, many enjoy a boost in credit score and overall financial health, providing peace of mind. Say goodbye to those harassing calls and hello to a clearer, more manageable credit file.

Who Is 3125741811: Scam Or Legitimate

The phone number 312-574-1811 is likely from Harris & Harris, a debt collection agency, but it might also be a scam. You should be cautious and not engage with the caller directly.

If you're unsure about the debt, don't pay immediately. Instead, pull your credit report and check for any inaccuracies or negative items. If Harris & Harris appears on your report, the call could be legitimate, but you still shouldn't respond right away.

We advise you to contact us for a free 3-bureau credit report evaluation. The Credit Pros can help verify any debt from this collector, dispute inaccuracies, and improve your financial health.

You should:
• Pull your credit report.
• Check for inaccuracies.
• Reach out to The Credit Pros for assistance.

To sum up, stay cautious, check your credit report, and let us help you handle this situation confidently.

How Do I Stop 3125741811 From Harassing Me (How To Report Them)

To stop 312-574-1811 from harassing you, follow these steps:

First, keep a detailed log of every call from 312-574-1811. Note the dates, times, and what was said, especially if there is any abusive language.

Next, register your number at DoNotCall.gov. It only takes a few minutes to complete.

Block the number using your phone’s call-blocking feature or contact your service provider for assistance. You can also use apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices.

If the harassment continues or becomes threatening, consider getting a restraining order. Hiring a lawyer who specializes in debt collection harassment can be very helpful as harassment is against specific Federal and State laws. You can also send a cease and desist letter using templates from eforms.com/cease-and-desist.

File complaints with the FCC at fcc.gov/complaints if it's an illegal robocall or spoofing, and with the FTC at ReportFraud.ftc.gov or DoNotCall.gov for telemarketing or general unwanted calls.

Gather your records and submit a complaint to the CFPB online at consumerfinance.gov/complaint, by phone at (855) 411-2372, or by mail to CFPB, 1700 G Street, NW, Washington, DC 20552.

Contact your phone carrier for additional call-blocking tools and options. You can also reach out to your local or state Consumer Protection Office for extra resources or complaint options.

To wrap things up, documenting every interaction, blocking the number, and filing complaints with the appropriate authorities will help you stop 312-574-1811 from harassing you. Don't hesitate to escalate if necessary and leverage all available resources to protect yourself.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 3125741811

You should block the number 3125741811. Blocking them stops the annoying and intrusive calls. Make sure this number isn't important, like a debt collector such as Harris & Harris, Ltd. If they are harassing you, blocking or ignoring them is smart.

If this number is tied to a debt on your credit report, blocking won't harm your score further. To handle this, work with a reputable credit repair company to fix any inaccuracies on your report. Blocking these calls won’t drop your score, don't worry.

• Block the number to stop the calls.
• If the calls are harassing, it's okay to block or ignore them.
• Work with reputable credit repair firms to address any report issues.

In the end, blocking 3125741811 helps reduce stress and gives you a clearer path to manage your situation.

Can A Debt Collector Like 3125741811 Sue Me

Yes, a debt collector like 3125741811 can sue you, although it's rare. Typically, lawsuits are pursued when the owed amount is substantial, often over $5,000. Debt collectors must prove you owe the debt, the amount is correct, and they have the legal right to sue, which can be challenging especially if the debt has changed hands multiple times.

Lawsuits are costly and time-consuming. Debt collectors usually try to settle out of court first by using calls and letters. Additionally, there's a statute of limitations for debt collection lawsuits, varying by state. If your debt is old, it may be beyond this period, reducing the likelihood of a lawsuit.

If a debt collector does sue you, you will receive a court summons and complaint. You must respond within the specified deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

You have rights under the Fair Debt Collection Practices Act (FDCPA). We advise you to consult with an attorney if you receive a lawsuit to understand your options and defenses.

As a final point, remember that while a debt collector like 3125741811 can sue you, it's rare, especially for old debts. Always respond to court documents and consult a lawyer to explore your options.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

3125741811 Might Have Your Personal Information

If you receive a call from 3125741811, you should avoid giving out any of your personal information. It’s best to steer clear of engaging with debt collectors like Harris & Harris, Ltd., as scammers sometimes use real business names to appear legitimate.

Instead, we advise you to take these steps:

• Don’t engage: Avoid picking up calls from numbers you don’t recognize.
• Get your credit report: Obtain your report from all three bureaus (Equifax, Experian, and TransUnion).
• Seek professional help: Partner with a reputable credit repair company to address any issues and improve your credit.

Bringing it all together - avoid engaging with unfamiliar numbers, check your credit report, and get professional help to protect yourself from potential scams and manage your credit efficiently.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 3125741811

Harris & Harris collects various types of debt. They handle debts from taxes, utilities, government fees, healthcare payments, and more. They often buy debt from creditors like credit card or loan companies and then contact you to collect it.

If you ignore their efforts to collect, you might receive continuous calls. They may also report to credit bureaus or even take legal action.

All things considered, if you face collection efforts from Harris & Harris, it is crucial that you understand the types of debt they collect and address any issues promptly to avoid further complications.

How Do I Check If I Owe Money To 3125741811

To check if you owe money to 3125741811, here's what you should do:

First, review your personal records, such as bills, account statements, and receipts from loans, utilities, healthcare, or other services. This helps you verify if you missed any payments.

Next, get a copy of your credit report from the major credit bureaus. Look for any accounts that mention Harris & Harris, Ltd. If you find a collection from them, this suggests you might owe a debt.

You can also request a debt validation. If you see a debt under Harris & Harris on your credit report, ask them to provide proof that the debt is yours. This is your right under the Fair Debt Collection Practices Act (FDCPA).

Consider consulting a consumer protection lawyer if you face harassment or dispute the debt. They can help you understand your rights and assist in stopping any harassment.

We advise you not to initiate direct contact with Harris & Harris. This could restart the statute of limitations on old debts.

If you believe the debt is inaccurate, you can dispute it yourself. It might be time-consuming and require consistent effort, but it's possible.

Lastly, we recommend you gather as much documentation as possible before contacting Spectrum or debt collectors, ensuring accurate collection efforts don't impact your credit.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 3125741811

Debt collection laws protect you from aggressive practices by debt collectors like Harris & Harris, Ltd. The main law is the Fair Debt Collection Practices Act (FDCPA), which applies to personal, family, and household debts. This law forbids collectors from using abusive or unfair tactics.

They can't call you before 8 AM or after 9 PM. If your employer prohibits it, they also can't contact you at work. Collectors are prohibited from using abusive or threatening language and cannot falsely represent themselves as attorneys or government officials. You must receive a written notice from them detailing your debt and your right to dispute it within 30 days.

Many states offer additional protections. In New York, for example, debt collectors must be licensed. If you write and tell a collector to stop contacting you, they must comply except in specific cases.

You can report violations to the FTC, CFPB, and your state attorney general. You also have the right to sue for FDCPA violations.

Finally, remember these protections empower you to handle debt collectors like Harris & Harris, Ltd. confidently.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 3125741811/Harris & Harris, Ltd. Have Any Lawsuits Against Them

Yes, Harris & Harris, Ltd. has lawsuits and official complaints against them.

Lawsuits
• Bob Ferguson vs. Harris & Harris, Ltd.:
- Unlawfully collected medical payments from over 160,000 patients without providing necessary disclosures about their medical debt rights.
- Agreed to pay $1 million and reform their practices to include required disclosures in the future.

• KASALO v. HARRIS & HARRIS, LTD. (August 26, 2011):
- Handled by the United States Court of Appeals for the Seventh Circuit, No. 10-2755.

Official Complaints
• Better Business Bureau (BBB):
- Hundreds of complaints have been filed against Harris & Harris, Ltd.

• Consumer Financial Protection Bureau (CFPB):
- Over 1,000 complaints about persistent contact, negative marks on credit reports, and aggressive collection tactics.

If you have any concerns regarding Harris & Harris, you should consider seeking assistance from SoloSuit or another legal service to help manage and resolve your disputes.

In closing, if you’re dealing with Harris & Harris, Ltd., be aware of their history of lawsuits and complaints, and don't hesitate to seek legal assistance to protect your rights.

What Do People Online Say About 3125741811

People online frequently report that 3125741811 is linked to Harris & Harris, a debt collection agency. Many individuals complain about receiving persistent and frequent calls from this number, often multiple times a day. Some users mention that the calls are about debts they don’t recognize. For instance, a Reddit user shared, 'I've been getting non-stop calls from this number, turns out it's from Harris & Harris.'

- 'This number keeps calling me about a debt I don't even owe. Super annoying.' - Reddit user: debtfreeforme
- 'Beware of 3125741811, it's a debt collector. They called me four times in a single day!' - Reddit user: frustrated99
- '3125741811 just called, didn't leave a message. Probably Harris & Harris trying to collect.' - Reddit user: anon1234

You might receive calls without any message being left. If you’re being harassed by this number, it’s a safe bet it's regarding debt collection and likely an automated call.

Overall, you should be aware that 3125741811 is associated with debt collection, often leading to frequent and persistent calls that can be unsettling.

Do I Really Need To Remove 3125741811 From My Credit Report

Yes, you do need to remove 3125741811 from your credit report if it’s inaccurate. First, confirm this collection is on your credit report and check its accuracy. Handling this yourself can be time-consuming and energy-draining.

Instead, we recommend you reach out to a reputable credit repair company like The Credit Pros. Most typical credit repair companies are poorly rated and don't maximize your chances of success. A good credit repair company can make a significant difference in resolving these issues effectively and efficiently.

As a final point, you should verify the accuracy of 3125741811 on your credit report, and if it's wrong, contact a reputable credit repair company to handle it efficiently.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 3125741811 can be written

- +1 312-574-1811
- +1 (312) 574-1811
- +1 312 574 1811
- (312) 574-1811
- 312-574-1811
- 312.574.1811
- 312 574 1811
- +13125741811
- (312) 574-1811
- 312.574.1811
- 3125741811

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Harris & Harris, Ltd. uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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