Home / Who Is 3093295483 (+ How Are They Hurting My Credit Score)

Who Is 3093295483 (+ How Are They Hurting My Credit Score)

  • Phone number 3093295483 is likely a debt collector called:' State Collection Service'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8037693961

The phone number 3093295483 likely belongs to State Collection Service, a debt collection agency. If you're getting calls from this number, a debt collector might be trying to recover a debt. Sometimes, it might also be a spam or scam call, which can be equally disruptive. Ignoring the call will only temporarily stop the annoyance.

Ignoring these calls isn't a long-term fix. If it's a debt collector, they might have bought your debt or are collecting on behalf of another. Blocking the number can stop the calls right away, but it doesn't solve the underlying issue affecting your credit report. You need to verify if it's a legitimate debt to avoid future financial problems.

The best move is to call The Credit Pros. We'll have a simple, no-pressure chat and review your entire 3-bureau credit report to see if this is truly a debt collector. We’ve helped countless people remove possibly inaccurate negative items, improving their credit scores and ending the harassing calls. Let's get started on making those changes for you, too!

Who Is 3093295483: Scam Or Legitimate

The phone number 3093295483 likely belongs to State Collection Service, a debt collection agency. However, you should be cautious because it could also be a scam. You shouldn’t engage with the caller directly. Instead, you should verify the debt first.

Here’s what you can do:
- Pull your credit report to check for any collection items linked to this number.
- If you find a collection item from this number, it might be legitimate, but don’t respond directly.
- We can help you verify the debt, dispute inaccuracies, and improve your financial standing.

To sum up, it’s important to check your credit report and verify any debts before responding to calls from 3093295483. Don’t handle this alone; let us assist you in resolving these issues properly.

How Do I Stop 3093295483 From Harassing Me (How To Report Them)

If you're being harassed by 3093295483, here's what you should do:

First, you need to document everything. Keep a detailed log with dates, times, and any abusive language used. This evidence will be vital if you need to report the harassment.

Next, register your number at DoNotCall.gov to block the number. You can use your phone’s call-blocking feature or ask your service provider for help.

For additional security, use call-blocking apps:
• For Android: 'Call Blocker - Stop spam calls'
• For Apple: 'Robokiller: Spam Call Blocker'

Report the harassment to authorities:
• File a complaint with the FCC at fcc.gov/complaints.
• Report to the FTC at ReportFraud.ftc.gov.
• Contact the CFPB at consumerfinance.gov/complaint or call (855) 411-2372.

Consider legal actions if the harassment persists:
• Obtain a restraining order.
• Send a cease-and-desist letter using the template at eforms.com/cease-and-desist.
• Hire a harassment lawyer for tailored legal advice.

Ask your phone carrier about any call-blocking tools and options they offer.

Check with your local or state consumer protection office for additional help.

To wrap things up, you should document everything, block the number, use call-blocking apps, report the harassment, and consider legal actions if needed. Reach out to your phone carrier and local resources for further assistance.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 3093295483

We advise you to block or ignore 309-329-5483. If a debt collector like State Collection Service is harassing you, blocking them might give you peace of mind without affecting your credit score. Blocking the number helps you avoid stress and distractions.

If you choose to block the number, you can use apps like Nomorobo to stop robocalls automatically. It's also wise to work with a reputable credit repair company to handle any errors related to your debt on your credit report. Remember, blocking or ignoring calls won't harm your credit score.

In the end, blocking offers you peace and quiet, using a credit repair service helps resolve disputes, and your score remains unaffected. Take charge and make your life easier by blocking such calls.

Can A Debt Collector Like 3093295483 Sue Me

Yes, a debt collector like 3093295483 (State Collection Service) can sue you, although it's unlikely. Debt collectors typically use lawsuits as a last resort, often for substantial amounts over $5,000. They must prove you owe the debt, the amount is correct, and they have the legal right to sue, which can be difficult. Lawsuits are also expensive and time-consuming, so collectors usually prefer to settle out of court.

If the debt is old, it might be beyond the statute of limitations, which varies by state. Debt collectors usually start with calls and letters before considering legal action. If they do sue, you will receive a court summons and complaint. You must respond within the deadline to avoid a default judgment.

• You should always keep in mind your rights under the Fair Debt Collection Practices Act (FDCPA).
• If you receive a lawsuit, consider consulting with an attorney immediately.
• Make sure to track all communications from the debt collector for reference.

As a final point, remember that while a debt collector like 3093295483 can sue you, they usually settle out of court, and you have rights to protect yourself.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

3093295483 Might Have Your Personal Information

If you've interacted with State Collection Service, 3093295483 might have your personal information. To protect yourself, avoid providing any details to debt collectors. You shouldn't even answer their calls. Ignoring them won't damage your credit.

Get your 3-bureau report and start taking steps to improve your credit. Consider working with a reputable credit repair company to efficiently handle disputes and inaccuracies.

You should block this number to stop unsolicited calls.

Bringing it all together – take control by not engaging with 3093295483, getting your credit report, and working with professionals to safeguard your financial health.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 3093295483

You might have encountered 3093295483 from a company known as State Collection Service. They focus on collecting different types of debt: medical, utility, and financial service debts. They collaborate with various creditors to recover owed amounts, though they don't specify particular brands.

If State Collection Service contacts you, you have several options to manage your debts. You could make partial payments, set up payment plans, or even face wage garnishment. It's crucial that you understand your rights and the available options.

All things considered, you should be aware of what State Collection Service does and how to handle your debts with them-knowing your rights and taking proactive steps can help you manage their calls and settle your obligations smoothly.

How Do I Check If I Owe Money To 3093295483

To check if you owe money to 3093295483, you should start by reviewing your records. Look through your final bills, account statements, and receipts to see if there are any unpaid debts.

Next, check your credit report. Look for any debts listed under State Collection Service. You can get a free credit report from AnnualCreditReport.com.

If 3093295483 appears on your credit report, you should request debt validation. Send a written request to State Collection Service asking for confirmation of the debt's legitimacy. Avoid direct contact by phone to prevent restarting the statute of limitations on old debts.

Seek legal advice if you're being harassed over a disputed debt. Consulting with a consumer protection lawyer can provide you with assistance.

Lastly, stay proactive by gathering all documentation and addressing any inaccuracies. This will help you manage and resolve potential debt issues accurately.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 3093295483

The Fair Debt Collection Practices Act (FDCPA) is the key federal law protecting you from abusive and unfair debt collection practices. It stops third-party collectors from making harassing calls, using abusive language, or contacting you at inconvenient times, such as before 8 AM or after 9 PM. If your employer doesn't allow such calls, collectors can't contact you at work.

Many states have additional laws offering more protection beyond the FDCPA. Some states even have strict licensing requirements for debt collectors.

Debt collectors must follow specific rules when they communicate with you. They have to send you a written validation notice, detailing how much you owe and the creditor's name. You have the right to dispute the debt within 30 days, and if you do, the collector must stop all collection efforts until they provide verification.

If you want a debt collector to stop contacting you, send them a written request. After that, they can only contact you to confirm they will stop or to notify you of specific actions being taken.

If a collector violates these laws, you can sue them within a year and recover damages, including up to $1,000 in statutory damages, plus legal fees. You can also report violations to the FTC, CFPB, or your state attorney general.

Finally, companies like State Collection Service, which might contact you from numbers like 3093295483, are required to follow these regulations, ensuring your rights are protected.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 3093295483/State Collection Service Have Any Lawsuits Against Them

No lawsuits are found under the exact phrase '3093295483/State Collection Service.' However, State Collection Service has been involved in legal actions related to debt collection practices:

• BERNARD v. STATE COLLECTION SERVICE, INC. (2010): A lawsuit filed in the United States District Court, D. Arizona, involving debt collection practices.

You should also know about complaints against State Collection Service:

• BBB Profile: There have been 103 complaints in the last three years, mainly related to debt collection.
• Consumer Financial Protection Bureau (CFPB): Over 547 complaints in the past ten years about unfair collection practices, including attempts to collect already paid debts.

We advise you to be aware of your rights under the Fair Debt Collection Practices Act (FDCPA) to protect yourself from any unfair debt collection tactics by State Collection Service.

In closing, while there are no specific lawsuits against the number '3093295483/State Collection Service,' you should stay informed about your rights under FDCPA to handle any unfair debt collection practices.

What Do People Online Say About 3093295483

People online are frustrated by the calls from 3093295483. Here's what they've been saying:

- On Reddit, 'unclebob123' mentioned, 'They keep calling multiple times a day. It's so frustrating!'
- 'jane.doe' shared, 'I answered once, and it was a debt collector. I blocked them now.'
- 'johnnybravo' added, 'Got a voicemail from this number. They left no message but keep calling. Annoying!'

You can see that these calls are linked to a debt collector, causing many to block the number due to their persistent and annoying nature.

Overall, if you're getting calls from 3093295483, know that others share your frustration with these relentless debt collection attempts.

Do I Really Need To Remove 3093295483 From My Credit Report

Yes, you really need to remove 3093295483 from your credit report if you've confirmed it's there and could be inaccurate. Instead of spending a ton of time and energy disputing it on your own, save yourself the hassle by reaching out to a reputable credit repair company.

We advise you to avoid typical credit repair companies, as they are often poorly rated and deceptive. However, a trusted company like The Credit Pros can make a significant difference in helping you remove potentially inaccurate items from your credit report.

As a final point, make sure you address the inaccuracies on your credit report and consider seeking help from a reputable company like The Credit Pros to make the process smoother and more effective.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 3093295483 can be written

- +1 309-329-5483
- +1 (309) 329-5483
- +1 309 329 5483
- (309) 329-5483
- 309-329-5483
- 309.329.5483
- 309 329 5483
- +13093295483
- (309) 329-5483
- 309.329.5483
- 3093295483

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that State Collection Service uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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