Home / Who is 2678389030 and why are they calling me?

Who is 2678389030 and why are they calling me?

  • Phone number 2678389030 is likely a debt collector called:' PECO (Pennsylvania Electric Company)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

If you've been getting calls from 267-838-9030, it's very likely a scam or a debt collector related to PECO (Pennsylvania Electric Company). If it’s a debt collector, it's probably because they bought an old or unpaid debt you owe and are now trying to collect. Blocking or ignoring the calls might give temporary relief from the harassment, but it’s not a real solution.

To truly handle this, it's crucial to understand the nature of these calls. Often, debt collectors or even intermediary companies will spam call you to collect this debt. Just blocking them won't stop the issues. Instead, your best course of action is to get a full understanding of your credit situation. Give The Credit Pros a call. We’ll have a straightforward chat to evaluate your entire 3-bureau credit report, identify if this is indeed a debt collector or an error, and see if there are other negative items hurting your score.

We've helped countless people just like you remove these potentially inaccurate negative items from their credit reports. Doing so usually leads to a boost in your credit score and improves your overall financial well-being. Plus, no more annoying calls! Don’t wait-your financial security is too important.

Who Is 2678389030: Scam Or Legitimate?

The number 267-838-9030 is linked to potential scams, particularly related to utility and impersonation frauds. If you receive calls from this number claiming to be from PECO (Pennsylvania Electric Company) with alarming messages about service termination or urgent payments, it's likely a scam.

Here's what we advise you to do:
- Do not engage with the caller. Avoid picking up, calling back, or providing any personal information.
- Verify the debt. If they mention a supposed debt, request a debt validation letter detailing the amount, the creditor, and your rights.
- Check your credit report for any discrepancies or unfamiliar debts. You can get a free report from AnnualCreditReport.com.
- Contact your original creditor directly to verify if they assigned the debt to a collection agency.
- Report suspected scams to the Federal Trade Commission (FTC) and your state attorney general’s office.

We understand this can be stressful. If you need further assistance, you can call us, The Credit Pros. We’ll provide a free, thorough 3-bureau credit report analysis to help you navigate your situation.

To sum up, avoid engaging with the number 267-838-9030, verify any mentioned debts thoroughly, check your credit report, contact the original creditor, and report scams to the FTC. We're here to assist you with a free credit report analysis if needed.

How Do I Stop 2678389030 From Harassing Me (How To Report Them)?

To stop 2678389030 from harassing you, here's what we advise you to do:

First, document everything. You should write down each time they call, the date, time, and what they say. This helps when you report them.

Next, register your number at DoNotCall.gov. It only takes a few minutes and can help reduce unwanted calls.

Then, block the number using your phone’s call-blocking feature or contact your service provider for help.

You can also use call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices.

Report the number to the FCC and FTC:
- File a complaint at fcc.gov/complaints. Choose "unwanted calls" and fill out the form with all details.
- Report at ReportFraud.ftc.gov or DoNotCall.gov.

Lastly, contact the CFPB:
- Online: Submit a complaint at consumerfinance.gov/complaint.
- Phone: Call CFPB at (855) 411-2372.
- Mail: Send a letter to CFPB at 1700 G Street, NW, Washington, DC 20552.

To wrap things up, you should document everything, register with the Do Not Call Registry, block the number, use call-blocking apps, and report to the FCC, FTC, and CFPB. This way, you can take control and stop the harassment from 2678389030 effectively.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 2678389030?

You should block or ignore calls from 2678389030. If this number is a debt collector, especially one potentially harassing you, blocking it can be a smart move.

Here's why:

- No Direct Consequences: Blocking the number won't harm your credit score directly.
- Avoid Harassment: You won’t be disturbed by repeated calls.
- Professional Help: Work with a reputable credit repair company to handle any negative items on your credit report. They can help you remove any potentially inaccurate information.

Blocking the number can reduce stress and help you manage your situation more effectively. If this number is indeed linked to a debt collector, such as PECO, it’s generally best to prevent these calls and seek professional assistance.

In the end, blocking or ignoring 2678389030 won't hurt your credit score more than any existing collection already has, and it can provide relief from constant harassment.

Can A Debt Collector Like 2678389030 Sue Me?

Yes, a debt collector like 2678389030 can sue you, but it’s usually their last resort.

Debt collectors often prefer to start with phone calls or letters to collect debts. Suing you generally happens only if the debt is significant, often over $5,000.

Before they can sue, several things must happen:
- Proof of Debt: They need to prove you owe the debt, the amount is correct, and they have the legal right to sue.
- Cost and Effort: Lawsuits are expensive and time-consuming, so settling out of court is often preferred.
- Statute of Limitations: There is a time limit for suing over debt, which varies by state. If the debt is old, it might be too late for legal action.

If they decide to sue, you will receive a court summons and complaint. It’s crucial to respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Under the FDCPA, you have rights protecting you from abusive practices by debt collectors. Consider consulting an attorney to understand your options if you are sued.

As a final point - remember, responding promptly to a lawsuit can protect you from harsher consequences, and knowing your rights can help you navigate through this stressful situation.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

2678389030 Might Have Your Personal Information

2678389030 Might Have Your Personal Information. If you get a call from this number, you shouldn’t pick up. It’s connected to various scams and fraudulent activities. If you do answer, don’t share any personal details like your social security number or banking information.

Here’s what you should do instead:
- Ignore the call: Not picking up keeps you safer, as answering can show scammers your number is active.
- Get Your Credit Report: Obtain your 3-bureau credit report to check for any suspicious activities or inaccuracies.
- Work with a Credit Repair Company: They can help you dispute inaccuracies and improve your credit score.

Legitimate companies will know specific details about your account when they call. If a caller lacks these details, it’s a red flag. Let's stay safe and avoid sharing your information over the phone unless you initiated the call yourself and confirmed the number. Stay proactive, block suspicious numbers, and secure your personal information today!

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 2678389030

If you're getting calls from 2678389030, it's likely related to unpaid utility bills with PECO. They specialize in collecting debts tied to your electric service, not other types of creditors. Make sure to get written verification if you believe there’s an error or you don't owe any money before making payments.

- Check your account to confirm if there’s an unpaid bill.
- Contact PECO directly to verify the debt.
- Request written verification of the debt.

All things considered, if you receive a call from 2678389030, it’s essential to verify the debt with PECO and ensure you handle any unpaid utility bills promptly.

How Do I Check If I Owe Money To 2678389030?

To check if you owe money to 2678389030, follow these steps:

First, gather your records. Look through past bills, final statements, or equipment return receipts from PECO (Pennsylvania Electric Company).

Next, check your credit report. You can request a free copy from AnnualCreditReport.com and look for debts related to PECO. This will help you identify any outstanding balances.

Request debt validation if the debt appears on your credit report. Contact the debt collector and ask them to verify that the debt is yours with detailed information.

Dispute any inaccuracies you find with the credit bureau. You can do this on your own, though it might be time-consuming.

Lastly, consult a consumer protection lawyer if you face harassment or if the debt seems legally questionable.

Lastly, by gathering records, checking your credit report, validating the debt, disputing inaccuracies, and consulting a lawyer, you can verify if you owe money and take the necessary steps to resolve it.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 2678389030

Debt collection laws and regulations protect you from unfair practices by companies like PECO. The main federal law is the Fair Debt Collection Practices Act (FDCPA). Here’s how it keeps you safe:
- Prohibited Actions: Collectors can't call you before 8 AM or after 9 PM, at work if your employer disapproves, or use abusive language. They also can't falsely claim to be government officials or attorneys.
- Validation Requirement: Collectors must give you a written notice about the debt, including the creditor's name and amount owed, and inform you of your right to dispute it.
- Communication Restrictions: If you ask in writing that they stop contacting you, they must stop, except to confirm they will no longer pursue the debt.

In Pennsylvania, the Pennsylvania Fair Credit Extension Uniformity Act (FCEUA) and the Pennsylvania Unfair Trade Practices and Consumer Protection Law (UTPCPL) offer extra safeguards:
- Added Protections: These laws ban additional unfair practices and let you sue for damages if debt collectors violate them.

You have the right to report any violations to authorities like the FTC or Consumer Financial Protection Bureau (CFPB).

Finally, knowing which Debt Collection Laws and Regulations Protect You from 2678389030 helps you defend yourself against unfair practices and take necessary actions when needed.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 2678389030/Peco (Pennsylvania Electric Company) Have Any Lawsuits Against Them?

Yes, PECO (Pennsylvania Electric Company) does have several lawsuits against them. These cases range from personal injury claims to regulatory actions due to improper service terminations and allegations of discrimination.

Some notable lawsuits include:

- Laura Sunstein Murphy v. Pennsylvania Public Utility Commission, which dealt with the mandatory installation of smart meters and whether customers could opt out under Act 129.
- Robert Wert v. PECO Energy Co., a personal injury case filed in 2023, where the plaintiff alleged severe electrical shock due to PECO's failure to maintain electrical power lines.
- Calloway v. PECO Energy Company, an employment lawsuit alleging racial discrimination and retaliation filed in October 2023.
- State Farm Fire & Casualty Co. v. PECO Energy Co., involving claims of negligence for property damage caused by a power surge.
- Regulatory action for improper electric service terminations affected over 48,500 customers due to computer errors from 2018 to 2019.

Additionally, PECO has faced numerous consumer complaints and scams involving impersonation of their representatives.

In closing - PECO has been involved in various legal and regulatory issues, including personal injury lawsuits, allegations of discrimination, and improper service terminations, impacting many customers. If you're concerned about these issues, staying informed and vigilant is crucial.

What Do People Online Say About 2678389030?

People online have mixed opinions about the number 267-838-9030. Here's what some folks are saying:

- User "JackSparrow78" on Reddit mentioned, "Got a call from this number, they claimed I had an outstanding bill, but the whole thing sounded fishy."
- Another Reddit user, "PinkTulips22", said, "They asked me to buy a prepaid card to settle my bill. Total scam alert!"
- On 800notes.com, "MeganB" posted, "This number keeps calling, saying they're from PECO. I called PECO directly to confirm, and they said they had no such record."

From these comments, it's clear many people believe calls from this number might not be legitimate and could potentially be a scam. They often describe being asked to make immediate payments using prepaid cards.

Overall, it’s wise for you to be cautious, verify any claims directly with PECO, and avoid making payments to unfamiliar sources.

Do I Really Need To Remove 2678389030 From My Credit Report?

Yes, you should definitely consider removing 2678389030 from your credit report if it's listed, especially if you think it's inaccurate. Here’s why:

First, confirm its accuracy. Check if this collection is on your credit report and if you believe it’s incorrect or outdated, remember you have the right to dispute it. Removing inaccuracies can improve your credit score and overall financial health.

The dispute process can be really time-consuming if you decide to handle it on your own. To save effort, think about getting help from a reputable credit repair company. However, be cautious while choosing one, as not all are effective.

Services like ours at The Credit Pros can help you manage the dispute process efficiently, increasing the chances of removing any potentially inaccurate negative items. We have the expertise to address such issues promptly and effectively.

Also, it’s crucial that you monitor your credit report frequently. You can catch and address any errors early on. Remember, you can get free reports from all three major credit bureaus weekly through AnnualCreditReport.com.

As a final point, make sure you dispute any inaccuracies, consider professional help if needed, and monitor your credit regularly to maintain your financial health.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 2678389030 can be written

- +1 267-838-9030
- +1 (267) 838-9030
- +1 267 838 9030
- (267) 838-9030
- 267-838-9030
- 267.838.9030
- 267 838 9030
- +12678389030
- (267) 838-9030
- 267.838.9030
- 2678389030

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that PECO (Pennsylvania Electric Company) uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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