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Free credit pull

There is no form on this page. Getting your report looked at starts with the free credit analysis, and it costs nothing.

What actually happens

Three steps, and none of them costs anything.

You tell us how to reach you

A name, a phone number, an email address. Nothing more than that is needed to book a call.

You see your TransUnion report and score

The free analysis pulls your TransUnion credit report and score, and shows you the items that may be hurting your credit.

You decide afterwards, not during

No card is taken and nothing is signed while you are on the call. If we do not think we can help, that is what you will hear, and you can end the call having bought nothing.

How to start

Everything starts with the free analysis of your report.

If you would rather just talk to someone, call (800) 411-3050.

Before you go looking for a number

You almost certainly have more than one credit score, and two figures that disagree are not evidence that either is wrong. Your credit score explains why. If you already know there is something on your file that should not be there, negative items covers what a dispute can and cannot reach.