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Who is 7137844404 and why are they calling me?

  • Phone number 7137844404 is likely a debt collector called:' Memorial Hermann Patient Business Services'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Chat with the Credit Pros and learn how we can help you potentially improve your score.

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The number 713-784-4404 could be a debt collector or a scam caller harassing you, potentially hurting your credit score. If it’s a legitimate call from Memorial Hermann Patient Business Services, they likely bought an outstanding medical debt you owe. Ignoring or blocking such calls might stop the immediate spam, but it’s just a temporary fix.

If this debt collector is trying to reach you, address it head-on. Ignoring debt collectors won’t make the issue disappear; it could escalate, affecting your financial security. Call The Credit Pros using the number above. We’ll review your entire 3-bureau credit report to see if there’s indeed a debt or other potential inaccuracies damaging your scores, particularly linked to 713-784-4404.

We’ve helped countless people in your situation remove potentially inaccurate items, leading to notable boosts in their credit scores and overall financial well-being. By addressing these calls, you eliminate the harassment and take important steps toward better financial security. Pick up the phone and let us assist you today!

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    Who Is 7137844404: Scam Or Legitimate?

    The phone number 713-784-4404 is associated with Memorial Hermann Patient Business Services, a legitimate debt collection agency for the hospital's billing department. However, you should remain cautious due to frequent reports of scams and robocalls linked to this number. Verify the legitimacy before engaging.

    If you get a call from this number:

    - Do not share personal or financial information over the phone.
    - Pull your credit report immediately to check for any inaccuracies or negative items.
    - Contact us at The Credit Pros for a free 3-bureau credit report evaluation. We can help verify any debt, dispute inaccuracies, and improve your financial standing.

    Remember, you are not required to pay the debt immediately without proper verification. Stay protected by taking these steps.

    To sum up, if you receive a call from 713-784-4404, verify the legitimacy, check your credit report, and reach out to The Credit Pros for assistance. Stay informed and secure your financial health.

    How Do I Stop 7137844404 From Harassing Me (How To Report Them)?

    To stop 7137844404 from harassing you, follow these steps:

    First, document every instance of harassment by noting the date, time, and content of each call. This will be crucial for any reports you make.

    Next, block the number. You can use your phone's built-in call-blocking feature or contact your service provider for assistance.

    Then, register your number with the Do Not Call list at DoNotCall.gov. This can help reduce unwanted calls over time.

    You should also send a cease and desist letter. Use a template from eforms.com/cease-and-desist.

    Report the harassment to the appropriate authorities:
    - FCC: File a complaint at fcc.gov/complaints.
    - FTC: Report at ReportFraud.ftc.gov or DoNotCall.gov.
    - CFPB: Submit your complaint at consumerfinance.gov/complaint or call (855) 411-2372.
    - BBB: File a complaint at bbb.org.

    Consider legal action if necessary. Consult a lawyer who specializes in harassment if the calls persist.

    Use call-blocking apps to further prevent unwanted calls:
    - Android: 'Call Blocker - Stop spam calls'
    - Apple: 'Robokiller: Spam Call Blocker'

    To wrap things up, make sure you document everything, block the number, and report to the appropriate authorities. Stay persistent, and these steps will help you stop 7137844404 from harassing you.

    Stop the harassment today. Reach out to us for expert help. Chat with us now

    Should I Block Or Ignore 7137844404?

    You should block 7137844404 from Memorial Hermann Patient Business Services if they are harassing you. Blocking is generally smarter because it stops calls altogether and reduces stress. Ignoring them might mean continuous calls that disrupt your day.

    If you've asked them to stop calling and they continue, blocking saves you the hassle. You can also add your number to the National Do Not Call List (1-888-382-1222), but keep in mind this won’t stop debt collectors. Working with a reputable credit repair company can help you remove inaccurate negative items from your credit report.

    In the end, blocking 7137844404 helps you avoid further harassment and stress. Don't forget to contact a credit repair company to address any inaccuracies on your report.

    Can A Debt Collector Like 7137844404 Sue Me?

    Yes, a debt collector like 7137844404 can sue you, but it’s very unlikely. Collectors usually sue as a last resort, especially for larger amounts over $5,000. Suing is expensive and time-consuming for them because they need to prove you owe the debt, the amount is correct, and they have the legal right to sue.

    Most debt collectors prefer to use calls and letters to collect the debt first. They are restricted by the statute of limitations, which varies by state, so they can only sue within a certain timeframe. If a lawsuit is filed, you will get a court summons and complaint. It's crucial that you respond within the specified deadline to avoid a default judgment, which could result in wage garnishment or bank account levies.

    You have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from abusive practices. If you receive a lawsuit, consider consulting an attorney to understand your options and defenses.

    As a final point, understand that it's rare for a debt collector to sue, but you should always respond to court summons and know your rights under the FDCPA.

    Worried about legal action? Contact us to understand your rights. Chat with us now

    Inaccuracies hurting your Credit Score?
    Securely review your full 3-bureau Credit Report (with a real expert).

    By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

    7137844404 Might Have Your Personal Information

    Don't provide any information to debt collectors like those from 7137844404. You shouldn't even pick up when they call, as interacting with them can be risky and stressful. Instead, you should focus on getting your 3-bureau credit report for a clear picture of your credit situation.

    From there, build a comprehensive plan to improve your credit. Work with a reputable credit repair company. These companies handle inaccuracies and disputes on your credit report, saving you time and stress. They provide you with a strategic approach to improve your credit health.

    Remember, handling your credit responsibly puts you in control and helps secure your financial future. Block those calls and take proactive steps to safeguard your personal information and creditworthiness.

    Bringing it all together - focus on obtaining your credit report, avoid engaging with debt collectors like 7137844404, and work with credit repair experts to improve your credit health.

    Protect your personal information. Speak with our experts today. Chat with us now

    Types Of Debt Collected By 7137844404

    7137844404 is associated with Memorial Hermann Patient Business Services, and they collect medical debt. If you owe money for healthcare services, you might get calls from this number because they are trying to recover unpaid medical bills.

    - They focus on healthcare-related debts.
    - They buy debt from hospitals and medical providers.
    - They might contact you via phone or mail to recover payments.

    If you feel overwhelmed by these calls, you can take steps to address or dispute the debt. This can help you manage the situation better.

    All things considered, if you're getting calls from 7137844404, it’s likely about unpaid medical bills. They focus on healthcare debts and buy debt from hospitals to recover payments from you.

    How Do I Check If I Owe Money To 7137844404?

    To check if you owe money to 713-784-4404, start by reviewing your records. Look at all your billing statements, final bills, and any equipment return receipts to identify any unpaid amounts.

    Next, check your credit report for collections listed under "Memorial Hermann Patient Business Services." If you find a debt you don’t recognize, you need to verify it.

    Then, request debt validation from the collections agency. They must provide proof that you owe the debt.

    You should also consider consulting a lawyer if you feel harassed or notice inaccuracies. A consumer protection lawyer can guide you on your rights and next steps.

    Avoid direct contact with the collections agency initially, as it could restart the statute of limitations on old debts. Gather all possible documentation and validate information before reaching out.

    Lastly, proactively validate the debt through your records and consider professional help if necessary to protect your credit and rights.

    Need to verify your debts? Contact us for a thorough check. Chat with us now

    Which Debt Collection Laws And Regulations Protect Me From 7137844404

    If you are receiving calls from 7137844404, it’s important to know that various debt collection laws and regulations protect you.

    Fair Debt Collection Practices Act (FDCPA)
    - This federal law shields you from abusive, unfair, or deceptive practices by third-party debt collectors.
    - It covers personal, family, and household debts like credit cards, medical bills, and auto loans.
    - It prohibits collectors from contacting you before 8 AM or after 9 PM, using abusive language, threatening violence, or disclosing your debt to third parties.
    - You have the right to receive a written validation notice of the debt and dispute it within 30 days.

    State Debt Collection Laws
    - Many states have additional laws that provide extra protection beyond the FDCPA. For example, Texas has specific rules on how collectors must communicate with you and more general consumer protection laws.

    Prohibited Conduct
    - Collectors can’t call you at inconvenient times or at work if your employer disallows it.
    •They must not harass you with continuous calls or misrepresent themselves, like pretending to be attorneys or government officials.

    Your Rights
    - You can ask collectors to stop contacting you, and they must honor this request if made in writing.
    - If a collector violates the FDCPA, you can sue them within one year and possibly recover damages.

    Practical Steps
    - If you suspect harassment or you’re not being provided with proper information, you can report violations to the FTC, CFPB, or your state attorney general.

    Finally, you should know that laws like the FDCPA and state regulations protect you from unfair practices when dealing with calls from 7137844404, ensuring you have clear rights and steps to stop harassment.

    Inaccuracies hurting your Credit Score?
    Securely review your full 3-bureau Credit Report (with a real expert).

    By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

    Does 7137844404/Memorial Hermann Patient Business Services Have Any Lawsuits Against Them?

    Yes, Memorial Hermann Patient Business Services has faced lawsuits and complaints related to debt collections:

    You might want to note a couple of specific lawsuits. For instance, Guzman v. Memorial Hermann Hospital System involved claims under the Emergency Medical Treatment and Active Labor Act (EMTALA) and included state-law negligence claims (Guzman v. Memorial Hermann Hospital System, Civil Action No. H-07-3973). Another critical case is United States v. Memorial Hermann Health System, where Memorial Hermann agreed to pay nearly $2 million to resolve allegations of improper Medicare billing for inpatient services that should have been outpatient (United States District Court, Southern District of Texas).

    For any specific issues or complaints, you have several options. You can submit complaints related to patient safety or quality of care to the Texas Department of State Health Services, the TMF Health Quality Institute, or Memorial Hermann's Guest Relations via their hotline at (713) 797-5959.

    In closing, Memorial Hermann Patient Business Services has indeed faced lawsuits and complaints. If you have concerns, take action by contacting the appropriate agency or hotline.

    What Do People Online Say About 7137844404?

    People online have posted various comments about the phone number 7137844404. Here's what they say:

    - "A bill I owe" - Allow on Robokiller (March 6, 2024).
    - "Hermann Memorial Hospital billing" - Allow on Robokiller (November 24, 2023).
    - "Medical debt" - Allow on Robokiller (August 17, 2023).
    - "I don’t these people" - Robokiller user (September 5, 2022).
    - "Hospital" - Robokiller user (June 6, 2022).
    - "Disputed charges" - Robokiller user (March 28, 2022).
    - "Memorial Katy Business Office" - Robokiller user (January 7, 2022).
    - "Medical" - Robokiller user (September 10, 2021).
    - "Okay to answer" - Robokiller user (August 10, 2020).
    - "Legit number and phone call" - Robokiller user (July 31, 2020).
    - "This is legitimate" - Robokiller user (July 30, 2020).

    You might receive calls from this number if you have unresolved medical bills or debt related to Memorial Hermann Patient Business Services. People have mixed experiences, from legitimate billing to disputed charges.

    Overall, you should be aware that 7137844404 is linked to medical billing from Memorial Hermann. If you owe a bill or have disputed charges, this number might call you.

    Do I Really Need To Remove 7137844404 From My Credit Report?

    Yes, if you see 7137844404 on your credit report and believe it's inaccurate, you need to remove it. Handling this on your own can be exhausting and time-consuming.

    Instead, consider contacting a reputable credit repair company like The Credit Pros. They can take the heavy lifting off your shoulders and maximize your chances of successfully removing inaccurate negative items.

    Most credit repair companies aren't worth hiring, and disputing on your own can take a ton of time. The Credit Pros can make a world of difference.

    As a final point, don't hesitate to take action. Remove 7137844404 from your credit report, and reach out to The Credit Pros for expert assistance.

    Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now

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