Crédito "Cómo hacerlo"

The best budgeting apps for tracking spending and savings habits. Many are free!

Un aval es una persona que firma el préstamo de otra persona y se compromete a pagar la deuda si el prestatario no paga por cualquier motivo. Como aval, debe tener ingresos suficientes y un buen historial crediticio para que el prestatario califique para el préstamo. No tiene derecho a […]

Identity theft happens when an individual or group of individuals takes personally identifiable information like names, date of birth, social security number, your address, and your mother’s maiden name among others. Once they have this information, they will pretend to be you and use it for their own financial gain without your knowledge. The recent […]

Having a credit card has made life easier for most people as it frees you from the need to carry cash with you every time. It allows you to go cashless and with the rise of e-commerce, paying for your purchases is now easier than ever. But, many credit cards have annual fees attached to […]

No hay una respuesta sencilla a si conviene alquilar o comprar una vivienda. Todos soñamos con trabajar duro y ser propietarios de una casa. Si bien este sueño es admirable, no es para todos y, a veces, es una mala inversión. La crisis hipotecaria que desencadenó la crisis financiera de 2008 es prueba de ello […]

El robo de identidad y las filtraciones de datos son amenazas cada vez más comunes para quienes realizan transacciones en línea o comparten su información en una plataforma en línea. El robo de identidad ha evolucionado en diversas formas, y los estafadores encuentran nuevas maneras de evadir los sistemas de seguridad. Lea este blog sobre filtraciones de datos en Facebook y LinkedIn. Un informe de 2019 situó la cifra […]

The credit score is one of the most important measures in your financial world. Card issuers pull your credit report when you apply for a new credit card. They want to see how much of a risk you pose before lending you a line of credit. This credit check is called a hard inquiry and […]

Most people have a general idea of how good their credit is. If you pay your bills, don’t borrow too much, and keep a good mix of credit, you’ll probably have very good credit… right? Get to know how you hurt credit score. Well, not necessarily. There are ways that we inadvertently harm our own […]

Bad credit affects millions of Americans and many of them don’t know how to get out of the hole. Having bad credit can prevent you from getting home loans, car loans, an apartment, and could even bar you from getting certain types of jobs. People with bad credit end up paying higher interest rates on […]

Credit hacks – From snowballing credit card debt to consolidations. Dispute, Dispute, Dispute.

Most of us have thought about or written down our New Year’s resolutions back in January of this past year… but usually have forgotten them or given up on them by mid-March. Although 2020 was a strange year (gyms were closed, many people were laid off, and a lot of us had to cancel our […]

Stay updated on the latest economic trends for 2021 and discover why working from home could become a permanent fixture.