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Your TransUnion VantageScore 3.0
ⓘ Why might this look different from your Credit Sesame score?
Credit Sesame may show a different score if they’re using a different bureau or scoring model. Each bureau scores differently, and scores can vary across bureaus. This is your TransUnion VantageScore 3.0. When you sign up with The Credit Pros, you’ll get access to all three bureau scores so you can see the full picture.
We found 6 negative items on your file.
Here’s what they could be costing you.
over $6,900
in wasted cash — the hidden tax that lenders charge you across everyday costs like loans and deposits.*
Extra interest on a typical used car loan
$5,400
Extra cash tied up in double housing deposits
$1,500
What’s hurting you most
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High card balances
This may be adding the most to your rate right now.
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Recent late payment
Recent problems cost you more than old ones.
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Collections
Lenders read these as unpaid debts.
Let’s do something about it!
Most people think their credit report is the final word. It’s not. You have a legal right to dispute what’s on it, and in many cases, to get negative items removed. We’ve helped over a million people take that step: let’s see what’s possible for you.
*How did we calculate this? Illustrative example aggregating national lending and leasing differentials over a 5-year period. Not a guarantee of approval or a specific score increase. Individual results vary.