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You Need to Know Your Rights: The Fair Debt Collection Practices Act

Have you ever felt harassed by a third party debt collector? Ever wondered whether or not someone was breaking the law when they tried to pressure you into paying a debt? Of course no one enjoys hearing from a collections agent. Answering the phone to discover a bill collector on the line can be a […]

Jason M. Kaplan, Esq./

abril 30, 2018
Did You Know Bad Credit Can Increase Your Insurance Premiums?

Can Bad Credit Increase Insurance Premiums? You are probably already very familiar with the concept that the condition of your credit is going to have a big impact the next time you need to apply for a mortgage, auto loan, or credit card. After all, it is no secret that bad credit makes it difficult […]

Jason M. Kaplan, Esq./

marzo 29, 2018
New Year’s Resolutions for Better Credit

Is your goal to purchase a home or vehicle? Are you tired of bad credit holding you back from the financing you need? If so, then building upon the excitement of the New Year might just be the perfect opportunity for you to make the changes you need to improve your credit. New Year resolutions […]

Jason M. Kaplan, Esq./

marzo 15, 2018
What You Need to Do If You Overspent During the Holidays

The temptation to overspend during the holidays is very high. Yet overdoing it when it comes to holiday spending will almost certainly spell trouble for your finances and your credit, causing additional holiday debt. Naturally the best course of action when it comes to holiday spending is to set a firm budget ahead of time […]

Jason M. Kaplan, Esq./

marzo 2, 2018
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You Need To Know: The Myth About Credit Scores and Mortgages

Do you have a goal of purchasing a new home or refinancing your current mortgage this year? If so then it is more important than ever to pay close attention to your credit and to take steps toward improving it if necessary. You do not need perfect credit in order to qualify for a mortgage. […]

Jason M. Kaplan, Esq./

febrero 23, 2018
What You Need to Know About the CROA & Why The Bureaus Want to be Exempt

The Credit Repair Organizations Act, commonly referred to as CROA, is the federal law which governs any business which practices credit repair services. It is a law which exists to protect you as a consumer in a number of important ways. Keep reading below for a few highlights of the best protections you are afforded […]

Jason M. Kaplan, Esq./

febrero 16, 2018
You Need to Know: Can Student Loans Impact Your Credit?

Believe it or not, worrying about your credit is actually a good thing. It shows that you are thinking. It shows that you are smart. It shows that you want to take charge of the direction in which your life is headed instead of just sitting back and allowing life to happen. So you might […]

Jason M. Kaplan, Esq./

enero 26, 2018
Revealed! Why Your Credit Scores Suck: FICO Reason Codes

Applying for a new loan or credit card is pretty much synonymous with having your credit pulled. Whenever you apply for new services or just about any type of new financing a lender is probably going to check your credit report and score (or perhaps all 3 of your credit reports with scores) in order […]

Jason M. Kaplan, Esq./

noviembre 3, 2017
What Can Be Disputed On a Credit Report?

Discover how to dispute errors on your credit report and improve your financial standing. Learn what can be disputed on a credit report and take control of your credit history.

Jason M. Kaplan, Esq./

octubre 19, 2017
Rebuilding Credit After Bankruptcy

With some basic steps you may be able to begin rebuilding credit after bankruptcy right away.

Jason M. Kaplan, Esq./

octubre 5, 2017
Preparing Your Credit for an Auto Loan

There are a lot a factors to consider and numerous decisions to be made as you prepare to purchase a new vehicle. While some of these decisions can be fun (such as choosing the make, model, and color of your ride) there are also some other important factors which you cannot afford to overlook. Making […]

Jason M. Kaplan, Esq./

septiembre 29, 2017
Free Credit Scores: Useful or a Waste of Time?

Making Sense of Free Credit Scores: Benefits and Drawbacks The free credit scores you pull online (aka consumer credit scores) and the credit scores you receive whenever a lender accesses your credit as part of a loan application are often worlds apart. Many of the consumer credit scores which you can access online are some […]

Jason M. Kaplan, Esq./

septiembre 22, 2017

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