
Build
We help you turn bills you already pay into credit history and give you the skills and knowledge to strengthen your credit.
Learn more about Build
We’ve helped over a million people get their credit ready for a new home, car, loan, business, or life change. Take our free credit review to see how lenders, landlords and employers view your profile and what you can do about it.
This is a soft credit pull, so it won’t impact your score.

Jason Kaplan, Esq.
Co-Founder and CEO
The Credit Pros was co-founded in 2009 by Jason Kaplan, an attorney who believes that everyone should have a fair shot at good credit, and has helped over a million people get their credit ready for what comes next.
Lenders use your credit score to set your interest rate: a better score can add up to thousands over the life of a loan. Pick a loan and a band to see the difference for yourself.
I'm looking at a home loancar loanpersonal loan and my credit score is around Under 620620–639640–659660–679680–699700–759760+.
At 760+, the same loan costs about $411 less a month.
That's $147,834 saved over the 30 years of the loan.
Based on a $375,000 mortgage over 30 years and monthly payment of $2,830 at an 8.30%* APR for a score under 620 vs. $2,420 at 6.70% APR for 760+.
See your credit file the way a lender sees it
Start your free reviewRates shown are averages by credit tier from published industry sources: car loans from Experian's State of the Automotive Finance Market (Q1 2026, new-vehicle averages, banded on VantageScore 4.0); mortgages from the myFICO Loan Savings Calculator (Curinos LLC data, May 2026, 30-year fixed at 80% loan-to-value, banded on FICO Scores); personal loans from LendingTree's analysis of closed personal loans on its marketplace (Q1 2026, loan amounts $5,000 to $54,999 and terms of 36 to 83 months). Because these sources band by different credit-scoring models, the same score may fall in different tiers depending on the product. Credit card tiers are illustrative estimates throughout; no comparable published tier table exists for revolving card APR. Tiers marked * are estimates rather than published figures, shown so the calculator can display a result where the underlying source publishes no tier at all. myFICO publishes no mortgage tier below 620, and most lenders decline at that level. Marketplace and survey averages reflect the borrowers and lenders in each source rather than the national market as a whole, and rates change over time. This is an illustration, not an offer of credit or a rate quote, and no result is guaranteed. No credit repair company can promise a specific score change.

We help you turn bills you already pay into credit history and give you the skills and knowledge to strengthen your credit.
Learn more about Build
We monitor and protect your file so you can take action on things that could impact your score.
Learn more about Monitor
We identify incorrect negative items and handle the legal procedures to dispute them in a compliant way.
Learn more about RestoreTell us a little about your situation and we'll pull your credit to see where you stand. You'll get a clear picture of what's helping your score and what's holding it back, with no obligation.
We walk you through what we found and recommend the program that fits. You pick the plan.
Your specialist disputes inaccurate items, watches your file and coaches you on building credit, with updates along the way.
Individual results vary. Giselle received three free months of service for sharing her story.
Learn how the Credit Pros team helped Giselle build her credit score by 215 points, qualify for a home loan, and take back control.
Get your free credit review to see where you stand. This is a soft credit pull, so it won’t impact your score.