The Difference Between Credit Reports and Credit Scores

The credit industry often uses terms and abbreviations which are not fully understood by consumers. To make matters worse, sometimes uninformed members of the news media or even some self-proclaimed “experts” will misuse credit terms and perpetuate credit myths, occurrences which only add to consumer confusion about the subject of credit. So, what is the […]

You Need To Know: Credit Bureaus’ Settlement with 31 States

Credit reporting errors are serious matters. In fact, it would not be an exaggeration to state that credit reporting errors have the ability to wreak havoc upon people’s lives. Derogatory information on your credit reports can hurt you in many ways. The fact that your negative credit report information is incorrect is not going to […]