Identity theft is a crime that affects millions of Americans every single year. It’s painful to suffer through, and it’s difficult to recover from. What’s worse is that no one is truly safe. Check out Identity theft is a crime that affects millions of Americans every single year. Check out these identity theft recovery steps […]

Your first home is one of the biggest decisions you will make in your life. But don’t let this scare you! There is a simple way to make sure you make the right decision with your first home and budgeting for your first home is not that hard. Know how to budget for your first […]

If you’re in the market for a car, and you really want to buy new, I have good news for you. Getting a car loan for a new car could actually be a solid investment! Know why a car loan could be a great investment, things to know before taking a car loan and how […]

How To Fix Errors On Your Credit Report: You could have errors, and you might not even know you can fix errors on your credit. It could be harming your credit score right now. It could be costing you thousands of dollars a year in interest payments. Sounds scary? It’s a reality. Thousands of Americans […]

FICO has hit the news, and it’s not very often that FICO is talked about. However, this time, it’s quite a big deal. They have announced the pilot for UltraFICO, a brand new credit score with a twist. They estimate that 7 out of 10 Americans will have better scores with the UltraFICO, possibly saving […]

Quick Guide To Your Credit Score If you’ve ever had any questions about your credit score, say no more. We’ve got the answers here in this quick and dirty guide to your credit score! Your credit score is the numerical representation of your creditworthiness. Creditworthiness is a fancy term to describe how risky you are […]

Credit cards are a useful tool, but credit card debt is particularly insidious. Credit card debt affects millions of Americans every year, keeping their credit scores lower than they should be. People report having crushing amounts of credit card debt, and their balances just keep growing. Not only is credit card debt hard to get […]

Worried about your current credit situation? Concerned that you’re going to be doomed for the rest of your life because of mistakes you made in the recent past? Don’t be. Know how far back do credit reports go? Your credit report simply serves as a useful guide for lenders to understand what kind of debt history […]

Did you know that having a budget could get you a higher credit score by this time next year? It could even get you a higher credit score next month. Read why everyone needs a budget to improve credit score. A budget is the tool you need to improve your financial standing, no matter your […]