You Need to Know: How Loan Default Affect Credit Score?

You may have heard of the terms “past due”, “loan default” and “collections”. All of these terms mean different things, but they are all to be avoided. You Need to Know; How Loan Default Affect Credit Score? What Does Past Due Mean? Past due simply means a late payment. If your payment is 30 days […]

Best Tips To Improve Credit Score in 2019

It’s a new year, and a new you. Welcome to New Year’s Resolution season! Got a goal you never got a chance to attain? Now you can think more about it and take action to make your dreams a reality! If you’re ready for a new you, then use these best tips to improve credit […]

Guide to Mortgage Refinancing

At the end of every mortgage term, you have to renegotiate or renew the terms of your mortgage. However, you may not want to wait until then; you may want to refinance. Follow complete guide to mortgage refinancing. Refinancing is simply replacing your current mortgage loan with a different one, usually with different terms to best […]

5 Unusual Things Affects Credit Score

We all know that your credit score goes down when you’re generally irresponsible with debt. But even if you’re as responsible as you can be, your credit score could take a hut! Here’s 5 unusual things affects credit score. Thing 1: Forgotten credit cards can hurt your credit score! After you’ve had credit for a […]

How To Establish New Credit Without a Credit History

If you’re just getting started on your financial journey, one of the most important things you will need to know is how to establish new credit without credit history. This is also called ‘building credit’. However, it helps to understand what credit is, why you need it, and what you can do with it. What […]

How to Protect Your Credit from Fraud

Fraud affects millions of Americans every year, costing them millions of dollars and causing untold headache. It’s estimated that billions of dollars in productivity and time are lost due to fraud in the United States alone. Get to know how to protect credit from fraud. However, that’s not the worst of it. Fraud can follow […]

How to Prepare Your Credit for a Low-Rate Mortgage

If you are dreaming about purchasing the perfect home for your family, perhaps even planning the optimal paint colors for the walls or imagining the backyard haven where you will unwind after a hard day of work, then step number one to making your dream become reality is to make sure your credit is ready […]