The Difference Between Credit Reports and Credit Scores

The credit industry often uses terms and abbreviations which are not fully understood by consumers. To make matters worse, sometimes uninformed members of the news media or even some self-proclaimed “experts” will misuse credit terms and perpetuate credit myths, occurrences which only add to consumer confusion about the subject of credit. So, what IS the […]

You Need to Know: Will You Be Sued Over Old Debt?

It is no secret that unpaid debts can lead to a lot of problems – problems which have the ability to follow you around and make life miserable for many years. Yet although defaulted debts can haunt you for a long time in most cases these debts cannot haunt you forever. Consumer protection laws place […]