FICO has hit the news, and it’s not very often that FICO is talked about. However, this time, it’s quite a big deal. They have announced the pilot for UltraFICO, a brand new credit score with a twist. They estimate that 7 out of 10 Americans will have better scores with the UltraFICO, possibly saving […]
If you’ve ever had any questions about your credit score, say no more. We’ve got the answers here in this quick and dirty guide to your credit score! Your credit score is the numerical representation of your creditworthiness. Creditworthiness is a fancy term to describe how risky you are as a borrower. Are you going […]
If you’ve never heard of a credit freeze, or if you don’t know the benefits of credit freeze, then you’re in luck. We’re about to introduce to you possibly one of the most effective protection solutions for identity theft. It’s mandated by law, it’s offered by all three credit bureaus, and it puts a hard […]
If you have poor credit or have found errors on your credit report that are causing financial stress, you may have considered hiring a credit repair company. But how does credit repair work? How can credit repair companies solve credit problems? In this article, we will be answering all the questions you may have about […]
At the end of every mortgage term, you have to renegotiate or renew the terms of your mortgage. However, you may not want to wait until then; you may want to refinance. Follow complete guide to mortgage refinancing. Refinancing is simply replacing your current mortgage loan with a different one, usually with different terms to best […]
We all know that your credit score goes down when you’re generally irresponsible with debt. But even if you’re as responsible as you can be, your credit score could take a hut! Here’s 5 unusual things affects credit score. Thing 1: Forgotten credit cards can hurt your credit score! After you’ve had credit for a […]
You have probably heard the ominous statistics before on the nightly news or maybe you have even read articles online about how identity theft is one of the nation’s fastest growing crimes. Hopefully, you will never fall victim to an identity thief, but with billions of dollars every year being stolen through identity theft and […]
When it comes to identity theft, it is not only your own credit reports and personal information that you need to protect. Your child’s personal information can also be stolen by identity thieves. In fact, both seniors and children are often prime targets for identity thieves due to the fact that the crime may go […]
