You Need to Know: How Loan Default Affect Credit Score?

You may have heard of the terms “past due”, “loan default” and “collections”. All of these terms mean different things, but they are all to be avoided. You Need to Know; How Loan Default Affect Credit Score? What Does Past Due Mean? Past due simply means a late payment. If your payment is 30 days […]

Is Using Apple Pay Safe? What About Google Pay?

Apple Pay and Google Pay are two of the most useful inventions of the past few years. They’re smartphone applications that allow you to pay for products online and in retail stores with RFID point of sale devices. But is using Apple Pay safe? Is Google Pay safe? Should you use these in favor of a […]

Guide to Mortgage Refinancing

At the end of every mortgage term, you have to renegotiate or renew the terms of your mortgage. However, you may not want to wait until then; you may want to refinance. Follow complete guide to mortgage refinancing. Refinancing is simply replacing your current mortgage loan with a different one, usually with different terms to best […]