credit repair experts

Does the Collection Account Raise Credit Scores? When it comes to questions regarding your credit scores, more often than not there is no simple answer. Rather, the answer to most credit scoring questions is the frustratingly ambiguous, “It depends.” If you are wondering whether or not paying off an outstanding collection account will raise your […]

Are you aware of how to detect identity theft? You have probably heard the ominous statistics before on the nightly news or maybe you have even read articles online about how identity theft is one of the nation’s fastest-growing crimes. Hopefully, you will never fall victim to an identity thief, but with billions of dollars […]

Guarding Their Future: How to Safeguard Your Child from Identity Theft Do you want to know how to protect your child from identity theft? When it comes to identity theft, it is not only your credit reports and personal information that you need to protect. Your child’s personal information can also be stolen by identity […]

In the midst of all of the stress and emotional turmoil which often accompanies divorce, you may be tempted to ignore the potential danger that a divorce may pose to your credit and opt, instead, to save those problems for another day. After all, you are probably dealing with more pressing issues such as custody, […]

Demystifying the National Consumer Assistance Plan: Essential Details You Need to Know In the spring of 2015 Equifax, TransUnion, and Experian (better known as the 3 major credit reporting agencies) agreed to a landmark settlement agreement. Though originally announced by the attorney general of the state of New York, Eric T. Schneiderman, and shortly thereafter […]

Your credit reports are tools, tools that are routinely used by lenders, banks, creditors, and collection agencies (among many others). Do you wonder how long can bad debt damage my credit report? Naturally, credit reports are tools that are used to review applications for financing and to help companies decide whom they do and do […]

If you are dreaming about purchasing the perfect home for your family, perhaps even planning the optimal paint colors for the walls or imagining the backyard haven where you will unwind after a hard day of work, then step number one to making your dream become reality is to make sure your credit is ready […]

Are you deep in credit card debt? It’s okay, you’re not alone. Breathe, take a second, and let’s assess your situation realistically. Read what exactly need to do if you have credit card debt problems. Credit card debt affects millions of Americans. The high-interest rates, the revolving nature of credit card debt, and the ease […]

4 Tips to Improve Credit Score It’s a new year, and a new you. Welcome to New Year’s Resolution season! Got a goal you never got a chance to attain? Now you can think more about it and take action to make your dreams a reality! If you’re ready for a new you, then use […]

Discovering that your identity has been stolen and your once pristine credit reports have been trashed is a truly sickening feeling. After all, there is nothing worse than suffering from a trashed credit report when the credit problems which are there were not even caused by you in the first place. If this unfortunate event […]

Fraud affects millions of Americans every year, costing them millions of dollars and causing an untold headaches. It’s estimated that billions of dollars in productivity and time are lost due to fraud in the United States alone. Get to know how to protect credit from fraud. However, that’s not the worst of it. Fraud can […]

Student Loan Savings: Tips and Tricks from American Savers If you’re getting ready to start college next semester, there will be a point where you’ll have to pay your school fees. Tuition, room & board, books, possibly health insurance and meal plans… it can all add up! Readout how Americans can save money on student […]