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Comparing Debt Relief and Credit Counseling: Pros, Cons, and What to Expect

Compare debt relief and credit counseling, exploring their pros, cons, and what to expect from each option to determine the best path to financial recovery.

The Credit Pros/

junio 26, 2024
Is Credit Repair Legal? – Super Guide

If you are pondering over the question, “Is credit repair legal”? Do not worry much. The American government has established various laws to ensure the rightness of the process. Here are some of the initiatives of the government which make credit repair service as legal.

Jason M. Kaplan, Esq./

diciembre 5, 2023
Loan Default – An Ultimate Guide 2022

Loan Default – An Ultimate Guide 2022 Loan default occurs when a borrower fails to repay the loans as promised. Statistics of the lending tree say that more than 20 million Americans owe personal loans that collectively amount to $178 million. Out of these borrowers, there may be a high possibility of a few failing […]

Jason M. Kaplan, Esq./

noviembre 6, 2022
Paycheck Protection Program Round 3 – An Ultimate Guide

Paycheck Protection Program Round 3 – An Ultimate Guide The Paycheck Protection Program is a business loan program provided by Congress as the part of CoranaVirus Aid, Relief, and Economic Security Act. On Dec 27, 2020, the Consolidated Appropriations Act (CAA) was signed into law by then-President Donald Trump. This act was put into place […]

Jason M. Kaplan, Esq./

octubre 20, 2022
Credit Scores Can Be Different – Top 3 Reasons Why?

There is a lot of confusion amongst consumers about credit scores and how they actually work. A common question which many consumers wonder about is why they have 3 different credit scores from the 3 different credit bureaus. Should your scores from Equifax, TransUnion, and Experian not all be exactly the same?

Damon De Crescenzo/

octubre 8, 2022
CFPB Fines Equifax and TransUnion

Think you have just 1 credit score? How about 3 credit scores? If you believed either of these previous statements to be true then you may be in for a bit of a shock. The truth is that you actually have hundreds of different credit scores, and that is no exaggeration.

Damon De Crescenzo/

mayo 31, 2025
Do Payment Hurts Credit? – An Ultimate 2022 Guide

When it comes to maintaining a good credit rating paying your bills on time is a must. However, what happens when a simple mistake is made and you forget to send in a payment by the due date?

Jason M. Kaplan, Esq./

mayo 31, 2025
The Fair Credit Reporting Act: 11 Important Rights

Being a credit user, you have Rights of the Fair Credit Reporting Act to protect your private data and prevent credit fraud. Here are some of those rights.

Jason M. Kaplan, Esq./

septiembre 23, 2022
4 Interesting Benefits of Credit Freeze

If you’ve never heard of a credit freeze, or if you don’t know the benefits of a credit freeze, then you’re in luck. We’re about to introduce to you possibly one of the most effective protection solutions for identity theft.

Jason M. Kaplan, Esq./

junio 29, 2022
Auto Loans – 5 Surprising Myths and the Truth

Auto Loans – 4 Surprising Myths and the Truth Auto loans are the loans provided by vendors for buying a new or used vehicle by pledging the vehicle itself as collateral. When a borrower is about to secure a loan or pay off their debts, they come to face enough myths regarding auto loans. Though […]

Jason M. Kaplan, Esq./

junio 28, 2022
Fair Credit Reporting Act – 6 Things To Know

Fair Credit Reporting Act – 6 Things To Know Credit reports can often be the source of a lot of stress. The previous statement is especially true if you are currently battling bad credit or if there are errors on your credit reports. Even if the credit problems you are facing are not your fault, […]

Jason M. Kaplan, Esq./

junio 20, 2022
Credit Report – 7 Year Rule

Worried about your current credit situation? Concerned that you’re going to be doomed for the rest of your life because of mistakes you made in the recent past? Don’t be. Know how far back does credit reports go? Your credit report simply serves as a useful guide for lenders to understand what kind of debt history […]

Jason M. Kaplan, Esq./

junio 20, 2022

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