Credit “How-To’s”

Accelerate Your Credit Score: Achieve a 100-Point Increase in 30 Days Boost your credit scores for easy loan approvals with better interest rates. Credit consumers would have come across this statement quite often. High credit scores show the creditworthiness of the applicants and increase their opportunity of securing loans.  Your credit report displays your credit […]

Paycheck Protection Program Round 3 – An Ultimate Guide The Paycheck Protection Program is a business loan program provided by Congress as the part of CoranaVirus Aid, Relief, and Economic Security Act. On Dec 27, 2020, the Consolidated Appropriations Act (CAA) was signed into law by then-President Donald Trump. This act was put into place […]

Mixed Credit Files – 4 Possible Reasons Mixed credit files are the common credit errors that arise during the credit reporting process. Studies from Fortunely say that 4.5% of people in the US become victims of identity fraud every year. Wonder how often credit reporting mistakes actually occur? The Federal Trade Commission released a study […]

Bad credit repair services depend on the fairness and reliability of the credit repair services. Statista says that more than 35% of the cases filed with the Consumer Financial Protection Bureau are based on credit repair fraud. This article will detail the signs of such bad credit repair services and guide you in taking necessary […]

Think you have just 1 credit score? How about 3 credit scores? If you believed either of these previous statements to be true then you may be in for a bit of a shock. The truth is that you actually have hundreds of different credit scores, and that is no exaggeration.

Bad Credit – How To Recover From Lifetime Bad Credit? A lifetime of bad credit can damage the creditworthiness of the customers and keep off them from enjoying the credit benefits. According to Review42, more than 11% of Americans have a credit score below 550.  If you’ve had to deal with bad credit your entire […]

No Credit Card Debt – 8 Ultimate Habits Is it possible for credit card users to utilize the cards without getting into debt? This may be one of the common questions that arise in people’s minds. A study from Finder.com says that more than 40% of Americans prefer credit cards for making purchases. Though there […]

Credit Monitoring Services – 3 Quick Takeaways  Credit Monitoring Services keeps track of the user account so that it can reduce the chance of errors or theft issues in the credit account. Statistics of Fortunly estimated that nearly 33% of Americans were the victims of identity theft. Attackers make use of hacking technologies to steal […]

The Truth About Credit Repair Companies: 4 Factors to Evaluate Many credit account holders are not aware of credit repair companies and their benefits, so there is pervasive confusion among account holders regarding their services. Statistics say that the Credit Repair Market size of the U.S is worth $4.4 billion in 2022. This data stands […]

850 FICO Score – 5 Necessary Traits of Perfect Scorers An 850 FICO score is the perfect credit score on the credit score scale. The Statista Research Department says that the credit card debt of the United States was $800 billion U.S dollars in 2021. This growing population of credit account holders increases the need […]

Debt Snowball – 3 Steps to Pay Off Your Debts Debt Snowball is a debt management strategy popularized by personal finance guru Dave Ramsey. Statistics say that the average amount of debt held by individual customers in the U.S will cost around 23,325 U.S. dollars in 2021. This survey clearly shows that a considerable number […]

690 Credit Score – A Brief Guide 2022 A 690 Credit score is a decent score to receive loans and other credits. According to Experian’s credit score range statistics, more than 20% of U.S. people fall under this “good” credit range. As credit scores act as a metric to evaluate the credit worthiness of the […]