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Are Retail Store Cards Good for Your Credit?

The Pros and Cons: Retail Store Cards and Your Credit Score If you are researching the topic of how to build better credit you will probably receive a lot of conflicting advice. Your loved one or family member might recommend that you should avoid credit cards and retail store credit cards all together. (Pro tip: […]

Jason M. Kaplan, Esq./

mayo 16, 2017
What Do People with High Credit Scores Have In Common?

What Do People with High Credit Scores Have In Common? There is no question that life can be a lot easier when you have high credit scores. After all, high credit scores can help you to land some pretty amazing perks like easier loan approvals, higher credit limits, lower interest rates, the ability to save […]

Jason M. Kaplan, Esq./

mayo 9, 2017
How do Student Loans Affect your Credit Score?

According to the College Board, the average cost of tuition and fees in the US for the 2015–2016 school year was $32,405 at private colleges and $9,410 for state residents at public colleges. With the median yearly wage per person being $26,695, it comes as no surprise that most people cannot afford to pay for […]

Jason M. Kaplan, Esq./

mayo 31, 2025
Was Improving Your Credit Score Your New Year’s Resolution?

The end of 2015 was a bitter-sweet moment for many of us. As we entered the New Year, we left behind a bunch of new memories. Some of us shifted homes, some graduated from colleges, and some found their dream job while others lost it. However, leaving all that behind, it is now time to […]

Jason M. Kaplan, Esq./

mayo 31, 2025
The Gift of Good Credit for Your Children

Despite their continuous use by people around the world, credit cards are often looked at with a lot of negativity. Blamed for enticing people to spend more than they actually have, credit cards do lead individuals to overspend and fall into debt crises. However, these statements merely highlight the negative aspect of credit cards. Looking […]

Jason M. Kaplan, Esq./

mayo 31, 2025
How to Identify Credit Repair Scams

Having a bad credit rating is a tough situation to be in. Obtaining any sort of financial help with a low credit rating has become a tough task too. The problem has only worsened after the financial crisis of 2008 as banks and other financial institutions now put strict limitations before approving individuals. It comes […]

Jason M. Kaplan, Esq./

mayo 31, 2025
How to Deal with Clients after Bankruptcy

Despite their credit history, bankrupt individuals can still be valuable sources of income. Learn how to navigate this situation and help them rebuild their financial success.

Damon De Crescenzo/

mayo 29, 2015
How to Reduce Your Credit Utilization Rate

Everyone knows how important a good credit rating is when the time comes to secure a loan or mortgage. However, there is more to it than just that. In addition to your credit score, credit history, job stability, income, household expenses, personal assets… an important factor is your credit utilization rate. What Is a Credit […]

Jason M. Kaplan, Esq./

mayo 31, 2025
The Right Time to Pay off Your Credit Card Balances

Smart Debt Repayment: Knowing When to Pay off Your Credit Card Balances Every month you make sure your credit card balances are either paid in full or paid down enough to keep them in check. You’re a smart money manager and do everything in your power to ensure your credit rating is always the best […]

Damon De Crescenzo/

abril 13, 2015
Remedy for Late Payments Blocking New Loans

Resolving Late Payment Issues: Steps to Unblock New Loans You’re so excited that you have to stop yourself from breaking out and dancing right in the middle of the sidewalk. You finally found the car of your dreams and figured out that you have the money for the down payment, you can afford the monthly […]

Damon De Crescenzo/

abril 9, 2015
How to Never Carry Credit Card Debt Again

A good credit score is a necessity for getting the best deal when you go to buy an automobile or a home. One way to acquire and maintain a good credit score is by using credit cards, but never carrying credit card debt. According to a study published by CNN, an average American household, with […]

Damon De Crescenzo/

marzo 30, 2015
Acquiring Credit Reports of Your Children

1 in every 40 households with children under the age of 18 had at least one child who had been the victim of identity fraud. Here’s how to Aquire Credit Reports of Your Children

Damon De Crescenzo/

marzo 19, 2015

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