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Credit “How-To’s”

  • Credit Score Hacks for 2021

    Credit Score Hacks

    Credit repair is a long and difficult process. Getting results from credit repair efforts takes time, maybe years to build a good credit history. Your credit scores vary significantly among different people. Most of the credit reporting companies have a credit score scale ranging from 330 to 830. This article talks about the best credit […]

    Damon De Crescenzo/
    enero 9, 2022
  • Small Business Credit Score

    How To Get a Business Credit Card with Bad Credit?

    Starting a business means taking risks, making changes, and building it from the ground.  Business credit cards offer small business owners access to a flexible line of credit with a safe way to pay for business expenses and there may be cash rewards and other benefits. However, if your credit scores aren’t high it is […]

    Damon De Crescenzo/
    diciembre 9, 2021
  • Credit Card Fraud

    The Real Truth About Credit Card Security Code

    You’ve been using your credit card and punching in that 3-digit security code for years.  But why?  Is it a safety feature?  And how does it work? Security code is a series of 3 digits, usually found on the back of your credit card. This number is different from the credit card number. This code […]

    Damon De Crescenzo/
    diciembre 6, 2021
  • credit repair services

    How Do Credit Repair Services Work?

    Having good credit is a meaningful goal for all because our credit reports and credit scores determine numerous financial and other decisions in our lives. Getting a loan, a good interest rate, a competitive insurance premium, and even getting a job can be impacted by your credit report. As we’ll see, there are many ways […]

    Damon De Crescenzo/
    diciembre 4, 2021
  • Remove Late Payments

    How To Remove Late Payments From Your Credit Report

    Clean Credit: Tips for Removing Late Payments from Your Report Your payment history is 35% of your credit score, and late payments are one of the most damaging things on your credit report… even if they’re just one or two payments. Often overlooked, these late payments can represent a serious threat to your credit. But […]

    Jason M. Kaplan, Esq./
    noviembre 14, 2021
  • remove collection from credit report

    How To Remove Collections Items From Your Credit Report with the help of Collection Removal Expert

    If a debt you have ends up in collections, it can be devastating to your credit. These account entries on your credit report are referred to as collections accounts, and will stay there for seven years regardless of what you do to pay them off. If an injury or medical bills have stuck you with […]

    Jason M. Kaplan, Esq./
    noviembre 3, 2021
  • Small Business Credit Score

    Do You Need Good Credit to Start a Small Business?

    Over the past year, countless businesses have struggled to keep their doors open. With many consumers reducing their spending, even the largest corporations have dealt with financial struggles related to the current pandemic. Yet, that doesn’t mean it’s the wrong time for you to start a business. The current climate could actually be the perfect […]

    Jason M. Kaplan, Esq./
    octubre 3, 2021
  • What is Ransomware

    Identity Theft & Scam Guide: What Is Ransomware?

    Protecting Yourself: What You Need to Know About Ransomware In recent years, there has been a mass migration to remote working and cloud storage. While these new ways of working have improved workflow and productivity, they have also opened up new access points for attackers to access and steal data. Some of the most vulnerable […]

    Jason M. Kaplan, Esq./
    septiembre 4, 2021
  • Leaving Job For High Salary

    Should I Quit My Job To Get A Higher Salary?

    Salary vs. Job Satisfaction: Factors to Consider Before Quitting Your Job Job hopping is on the rise. Millennial workers are increasingly seeing the career benefits of changing jobs every few years. The phenomenon is supported by the fact that it’s easier to get a higher starting salary in a new job than to be promoted […]

    Jason M. Kaplan, Esq./
    agosto 20, 2021
  • Money Saving Tips

    The Easiest Money Saving Tips That You Can Do Today

    Quick Wins: The Easiest Money-Saving Tips You Can Implement Today Saving your way to financial stability and freedom relies heavily on good money habits. Whether you’re starting from your first job or with a high income, a healthy saving habit will carry you a long way. The first step of saving is to know where […]

    Jason M. Kaplan, Esq./
    agosto 12, 2021
  • Phishing Scams

    Identity Theft & Scam Guide: Phishing Scams

    In our in-depth guide on how to protect yourself from identity theft, we mentioned various different methods that fraudsters get access to your info. With this info, they can do all manner of things, including taking our loans, opening credit cards, and even using your name to commit fraudulent acts. Fraudsters can get your information […]

    Jason M. Kaplan, Esq./
    agosto 1, 2021
  • Best Budgeting Apps 2021

    Best Budgeting Apps

    The best budgeting apps for tracking spending and savings habits. Many are free!

    Jason M. Kaplan, Esq./
    julio 4, 2021

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