If you have poor credit or have found errors on your credit report that are causing financial stress, you may have considered hiring a credit repair company. But how does credit repair work? What do credit repair companies do? Is credit repair necessary? In this article, we will be answering all the questions you may […]
If you’ve been watching the news lately, you might have seen the dangers of data breaches. Many companies end up the victim to hackers who steal databases full of customer and employee information. You might be wondering what in the world is going on! These companies are billion-dollar, multinational companies with millions to spend on […]
At the end of every mortgage term, you have to renegotiate or renew the terms of your mortgage. However, you may not want to wait until then; you may want to refinance. Refinancing is simply replacing your current mortgage loan with a different one, usually with different terms to best suit your situation and goals. […]
We all know that your credit score goes down when you’re generally irresponsible with debt. But even if you’re as responsible as you can be, your credit score could take a hut! Here’s 5 unusual things that can hurt your credit score. Thing 1: Forgotten credit cards can hurt your credit score! After you’ve had […]
If you’re just getting started on your financial journey, one of the most important things you will need to know is how to establish new credit. This is also called ‘building credit’. However, it helps to understand what credit is, why you need it, and what you can do with it. What is Credit? Credit, […]
Why learn about secured credit cards? Having a credit card is so amazingly useful, yet there are many people out there that may have trouble getting one. Despite this, everyone should at least have one. Credit cards allow people to delay payment with no interest for up to 30 days. It’s the perfect financial tool […]
If you’re dealing with a huge amount of high interest debt that is crushing you financially, you’re not alone. Millions of Americans have credit card debt, personal debt, private student debt, even high interest auto loans and mortgages that are absolutely burdening to a financial future. There is a common solution to this, though, and […]
Fraud affects millions of Americans every year, costing them millions of dollars and causing untold headache. It’s estimated that billions of dollars in productivity and time are lost due to fraud in the United States alone. However, that’s not the worst of it. Fraud can follow you in your credit reports, too. Not all […]
