Fair Credit Reporting Act – 6 Things To Know

Fair Credit Reporting Act – 6 Things To Know Credit reports can often be the source of a lot of stress. The previous statement is especially true if you are currently battling bad credit or if there are errors on your credit reports. Even if the credit problems you are facing are not your fault, […]

Credit Report – 7 Year Rule

Worried about your current credit situation? Concerned that you’re going to be doomed for the rest of your life because of mistakes you made in the recent past? Don’t be. Know how far back does credit reports go? Your credit report simply serves as a useful guide for lenders to understand what kind of debt history […]

5 Unusual Things Affect Credit Score

5 Unusual Things Affect Credit Score We all know that your credit score goes down when you’re generally irresponsible with debt. But even if you’re as responsible as you can be, your credit score could take a hit! Here are 5 unusual things that affect credit score. Thing 1: Forgotten credit cards affect credit score! […]

Credit Card Management- 7 Simple Steps

Credit Card Management- 8 Simple Steps Credit card management is the process of granting credit, or recovering credit when it is due. It ensures compliance with company credit policy along with other credit-related functions. The goal of the bank in controlling credit is to improve revenues and profit. It is done by increasing sales and […]

Student Loan Forgiveness Due To COVID-19

Student Loan Forgiveness Due To COVID-19 The COVID-19 epidemic has caused a great deal of uncertainty. Many people have lost their jobs or have seen reductions in their income. Read out this blog on student loan forgiveness due to COVID-19. Recent graduates are some of the hardest affected by this. Many companies have let go […]

Top 3 Tips to Qualify for a Mortgage

Top 3 Tips to Qualify for a Mortgage If you’re gearing up to purchase your first home, or you’re looking to move out of your starter home and into a larger place, you may have questions about how to qualify for a mortgage. Mortgages are one of the most common types of loans. However, they’re […]

Good Debt and Bad debt – 3 Key Differences

Good Debt and Bad debt – 3 Key Differences   In the world of credit scoring, the types of debt you incur are treated very differently. Of course, your payment history matters a great deal regardless of the debt type. A late payment made on your mortgage loan may hurt your credit scores just as […]

3 BestWays to Delete Collection Accounts

3 Best Ways to Delete Collection Accounts Collection accounts are known to take a wrecking ball to credit scores. That is no secret. Even paid collections accounts may continue to damage your credit scores nearly just as severely as unpaid collection accounts, depending upon the brand and generation of credit scoring model which is being […]

Cheap Credit Repair: 5 Best Companies

Cheap Credit Repair: 5 Best Companies If you have been struggling with debt issues in recent months or even years, there is a good chance your credit rating has taken a hit. If your rating gets too low, you might find it has a paralyzing effect on your ability to manage your finances. Why is […]

850 Credit Score – Benefits of Perfect FICO Scores

850 Credit Score – Benefits of Perfect FICO Scores Everyone dreams of having an excellent credit score. The highest score possible under most FICO scoring formulas is 850. By reading this article you will get to know about the benefits of having a higher credit score and its uses. Let’s get started by looking into […]

How To Buy A Home with low credit score for Mortgage

How To Buy A Home with a low credit score for Mortgage Homeownership is a dream for many, and it shows in the data. As of 2020, 65.8 percent of homes in the US are occupied by the owner. Even in a country where housing price growth has outpaced inflation since 2010, people are still […]