How to Deal with Clients after Bankruptcy


As it often turns out, most people are apprehensive about the word ‘bankruptcy’. The layman’s definition, a bankrupt is one who has no wealth left at all, thereby making him/her unable to clear outstanding debt. For financial institutions especially, this is a major cause for concern. Simply put, bankrupt clients are a risky proposition and […]

4 Crucial Reasons Couples Should Have Separate Credit

When you and your partner decide to move in together or get married, it’s an obvious sign of wanting to cooperate and be one rather than two individuals. Naturally, this need to bond and be a single entity extends to finance as well. Most couples think it is wise to not only merge their accounts, […]

2 Million Medical Identity Theft Cases Reported in the Last Year

According to recent studies, medical identity theft has been increasing at an alarming rate. In 2014 alone, a total of up to 2 million cases were reported. The figure was an increase of 22% as one and a half a million cases were reported in 2013.   The figures portray a rather bleak picture; ever […]

The Credit Pros Release New Data from CFPB Report

  A new report from Consumer Financial Protection Bureau (CFPB) exposes a growing problem in America, especially among minority groups.   To Read the full article and report please follow this link:

The Role of the Credit Bureaus in the United States

From the pawn shops run by the average citizen back in the day, Credit Bureaus have now evolved to National entities with an immense amount of data saved in their databases. Back in the day, shop owners were eager to find out whether they could safely loan out an amount or not. The major concern […]

Quick Takeaway Facts about Credit Monitoring Services

Whether you are concerned about identity theft or seek to secure a loan for a car or a home, knowing what is happening with your credit is imperative in today’s world. Credit monitoring services can keep you up to date with any changes made to your credit report and keep you informed of your credit […]

Improving Your Credit Scores: The Rule Of 45

Improving Your Credit Scores: The Rule Of 45 No matter what you buy, shopping around for the best deal is always a good idea and finding the best interest rate on a new mortgage, student loan, or financing for a new automobile can be a challenge. The problem is, everyone knows that every time you […]

The Right Time to Pay off Your Credit Card Balances

Every month you make sure your credit card balances are either paid in full or paid down enough to keep them in check. You’re a smart money manager and do everything in your power to ensure your credit rating is always the best it can be. But did you know that even if you pay […]

Remedy for Late Payments Blocking New Loans

You’re so excited that you have to stop yourself from breaking out and dancing right in the middle of the sidewalk. You finally found the car of your dreams and figured out that you have the money for the down payment, you can afford the monthly payments and the insurance, and all you have to […]