Frequently Asked Questions

What is a credit report?

A credit report is a track record of both your personal and financial credit information. Which includes information taken from public records, personal identification and debt information.

How many credit bureaus are there?

Are all 3 important?

How long does it take to repair my credit?

I just signed up, what happens now?

How long does it take after I sign up to receive my credit reports

Does paying off my bills repair my credit?

Who can see my credit reports?

How do you restore bad credit?

Can late payments be removed?

Can collections be removed?

Can repossessions be removed?

Can foreclosures be removed?

Can bankruptcies be removed?

Can student loans be removed?

Can inquiries be removed?

What items can be removed?

How does your company guarantee work?

How will I know it works?