Credit Cards 101 Part 1: Making Credit Cards Work for You, Not Against You

When it comes to credit cards you will find a variety of advice and opinions, often very strong ones. At some point in your life you have probably even had someone you respect tell you that credit cards are dangerous and should be avoided entirely. However, before you believe the “credit cards are dangerous” advice you received from your uncle, your best friend, or even your favorite financial guru you should take…

Holiday Shopping Mistakes Which Can Land Your Credit on the Naughty List

Tis’ the season for family, friends, food, and fun. Unfortunately the holidays are also a time for extra expenses and very often for overspending as well. Many people start the holidays out with the best of intentions when it comes to their finances. Perhaps you even began with a budget or spending limit to make sure you did not overextend yourself once again this year. However, before you give into the pressure and start making excuses to spend money you cannot afford to spend, consider the following.