What is a FICO score

What is a FICO score – The FICO score is a credit scoring system that was developed in the 1950s by Fair Isaac & Co. Today, the three major credit reporting bureaus Experian, Equifax and Trans Union all use FICO scores to evaluate the credit worthiness of almost 90% of the adult Americans. FICO scores can range […]

Positive tradelines are Indispensable!

    Most individuals seeking better credit, as well as agencies that claim to repair credit, concentrate on getting rid of the negative items on their report.  While this does increase credit scores, it is important to note that unsecured revolving lines of credit, such as a department store or traditional credit card is the most […]

Can an Employer Check Your Credit?

  You bet they can! http://www.ny1.com/Default.aspx?ArID=104346   If you are looking for a job, you should really have your credit in order. Very often, potential employers see bad credit as an indicator of other problems in your life, and will pass on you for employment.   DO NOT LET THIS HAPPEN TO YOU!  Be proactive, […]